International Insurance for the Foreign Service

With Clements Worldwide's insurance solutions for government professionals, you will have seamless, customized coverage, affording you total peace of mind throughout your international travels. For more than 70 years, Clements has upheld its reputation for unparalleled customer service and efficient claims handling. With Clements, you’ll be truly protected, and your coverage will travel with you, worldwide. Coverage that you need -- now better and more affordable.

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High-Limit Disability Coverage

Clements offers high-limit and temporary disability insurance to cover the loss in the event of a disablement and ensure that standards of living can be maintained.​

International Life Benefits

With benefit options ranging from one to ten years, the Membership Trust is suitable for many expatriates, especially for those with outstanding financial obligations, such as a mortgage or dependents.​

Reliable Car Insurance Coverage

Clements can protect your vehicle overseas with Physical Damage coverage with automatic Political Violence and worldwide liability protection.​ Clements' policies also include accident forgiveness, so your rate stays the same even after your first accident. 
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Worldwide Health Insurance

With access to more 700,000 medical providers and valid in 170 countries, Clements provides comprehensive health insurance across borders.

Personal Property Protection

Our portable property insurance provides coverage for items during a while, while traveling or while inside your home abroad. Clements offers full replacement cost pais on claims and $500,000 personal liability protection.

What our customers are saying

I joined the U.S. Foreign Service in September 2007. It was quite a life change, full of questions and numerous anxiety-filled moments in preparation to go abroad. Clements was among the top-rated companies recommended to me for customer satisfaction. After my two year experience with your company, I can see why. There was not one hiccup, one mistake, one failure, one let-down at any time in my two year relationship with Clements. All my personal property and automobile insurance needs were well taken care of in transit and while I was posted at the US Embassy Tunis, Tunisia. Thank you for an enjoyable experience.

- U.S. Foreign Service Member,