What is Included Under Our Group Personal Accident Coverage?
Group personal accident insurance coverage will not just help your employees with injury-related expenses, it can also help provide for their loved ones, including benefits in the event of accidental death while abroad.
Group Personal Accident Insurance Benefits
In instances of accidental death and dismemberment or accidents resulting in loss of life, limb, or eyesight, the beneficiary receives up to the policy limit
Covers permanent total dismemberment or disability that prevents the insured from working after 12 months
Up to 100% of the employee’s weekly salary to accidental disablement that temporarily prevents the insured from working
Medical expenses and hospitalization resulting from an accident
Medical evacuation to a more suitable facility if adequate medical assistance is not immediately available
In some cases, travel expenses will also be paid for repatriation to the employee’s home country
War and terrorism coverage to protect against the risks of civil unrest, war, and acts of terrorism 24/7 coverage while your personnel are overseas
Flexible group personal accident insurance plans for groups at competitive rates.
Why is Group Personal Accident Insurance Important?
Group Personal Accident Insurance can provide:
24/7, 365
coverage for your employees, contractors and volunteers
Financial safety net
if your employees endure accidental injury or death
Without proper insurance, you could end up paying out of pocket for liability claims and expensive medical bills for employees and their families.
Make Sure Your People are Protected
Additional Policies for All Your Needs
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We are Here to Help
Still have questions? Fill out the form below and get in contact with a Clements Business Insurance Advisor today, or reach us at request@clements.com, 800.872.0067 or 1.202.872.0060.
From quote to claim, our licensed account executives can service all your commercial insurance needs. We offer a full scope of cost-effective and tailored solutions to organizations so they can continue their operations with peace of mind.