Group Disability insurance icon.

International Group Disability Insurance

Accidents Happen. Be Prepared.

Having an accident is bad enough, but when it happens far away from home, it can be scary and expensive for employees.

That’s why Clements Worldwide designed our International Group Disability Insurance to help protect your overseas staff if accidents or illness affect their ability to work temporarily or permanently.

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Injured young man sits on couch as he elevates broken leg in a cast.

Help Your Employees Keep Afloat While They Recover  

Clements Group Disability Insurance will pay a percentage of an employee’s salary if they are unable to work. This can be offered as a standard benefit or as a voluntary benefit where employees pay for additional protection based on their financial obligations, including mortgages that would need to be paid or loved ones to be supported.  Additionally, employees can work in other jobs and still receive benefits if an accident or illness means they can’t continue in their own occupation. 

Employees Are Covered Wherever They Go

Flexible Coverage That Travels

Our plan covers overseas staff even if they move between countries. Using our simple application process, employees can get help wherever they are outside of their home country.

Benefits Include:

Coverage of up to 100% of salary or $20,000 per month

Benefit period options for 12 to 120 months for temporary disability

Benefits of up to 5X annual salary or $750K for permanent disability

No medical underwriting or medical tests required for some policies

Waiting periods options

War and terrorism insurance included

Note: Employees are required to be actively at work to apply for group disability insurance. Preexisting conditions will not be covered during the first 30 months of policy ownership.

Help Employees Recover with a International Group Disability Insurance

Contact us with your needs and how we can help you find an insurance policy that will fit your needs.
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Additional Policies for All Your Needs

Continue protecting your organization with these other insurance solutions:
Group Personal Accident insurance icon.

Related Policy

Group Personal Accident Coverage

Financial protection for your employees in case of injury or death resulting from an incident that occurs on the job.

Group Life insurance icon.

Related Policy

Group Life Insurance Coverage

Coverage that will not just help your employees with injury-related expenses, but will also provide for their loved ones, including benefits in the event of accidental death while abroad.

We are Here to Help

Still have questions? Fill out the form below and get in contact with a Clements Business Insurance Advisor today, or reach us at request@clements.com, 800.872.0067 or 1.202.872.0060.

From quote to claim, our licensed account executives can service all your commercial insurance needs. We offer a full scope of cost-effective and tailored solutions to organizations so they can continue their operations with peace of mind.

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