Help Your Employees Keep Afloat While They Recover
Clements Group Disability Insurance will pay a percentage of an employee’s salary if they are unable to work. This can be offered as a standard benefit or as a voluntary benefit where employees pay for additional protection based on their financial obligations, including mortgages that would need to be paid or loved ones to be supported. Additionally, employees can work in other jobs and still receive benefits if an accident or illness means they can’t continue in their own occupation.
Employees Are Covered Wherever They Go
Our plan covers overseas staff even if they move between countries. Using our simple application process, employees can get help wherever they are outside of their home country.
Coverage of up to 100% of salary or $20,000 per month
Benefit period options for 12 to 120 months for temporary disability
Benefits of up to 5X annual salary or $750K for permanent disability
No medical underwriting or medical tests required for some policies
Waiting periods options
War and terrorism insurance included
Note: Employees are required to be actively at work to apply for group disability insurance. Preexisting conditions will not be covered during the first 30 months of policy ownership.
Additional Policies for All Your Needs
Group Personal Accident Coverage
Financial protection for your employees in case of injury or death resulting from an incident that occurs on the job.
Group Life Insurance Coverage
Coverage that will not just help your employees with injury-related expenses, but will also provide for their loved ones, including benefits in the event of accidental death while abroad.
We are Here to Help
From quote to claim, our licensed account executives can service all your commercial insurance needs. We offer a full scope of cost-effective and tailored solutions to organizations so they can continue their operations with peace of mind.