Clements

Military coverage icon.

Military Overseas Car & Property Insurance

Serve Overseas with Peace of Mind

Serving overseas, or OCONUS (Outside the Continental US), is an honorable duty. While you’re out protecting the homeland, Clements Worldwide can protect your car and other valuable belongings. Our Military Abroad program provides customizable international car, and personal property and valuables insurance for service members like yourself.

Don’t speak the local language where you’re stationed? No worries. Our team can translate all local policies into English and ensure they meet your exact needs.

Get the comprehensive coverage you and your family need, no matter where you’re stationed.

Military father stationed abroad shares a special moment with his baby as he lifts him in the air.

Car Insurance for Military Overseas (OCONUS)

Germany insurance icon.

Germany

We offer complete customizable car insurance  for US Military stationed in Germany.  Don’t speak German? Our combined physical damage insurance (PD) and local third-party liability insurance (TPL) policies are provided in English to ensure your coverage aligns with your specific needs.

Germany Car Quote

Coverage Highlights

  • Physical Damage coverage
  • Local Third-Party Liability
  • US, UK, International, and EU licenses accepted
  • Worldwide transit coverage
  • English-speaking insurance documentation & customer service
  • USAREUR compliant
Italy insurance icon.

Italy

We can customize your Italy insurance policy to cover everything from accidents, vandalism, floods, political violence and fire. Even if you don’t yet have your Italian or AFI plates,  you can still get coverage. Our team provides personalized services and is available when you need them.

Italy Car Quote

Coverage Highlights

  • Third-Party Liability
  • Physical Damage key features include:
    • Transit coverage:  from departure to arrival
    • Vehicle protection: collision, theft, any damage
    • Political violence coverage
UK insurance icon.

United Kingdom

We offer overseas car insurance for military personnel serving in the UK in partnership with GEICO. We’ve been providing car insurance in the UK for US Military service members, diplomats, and expats since 1947. No matter the situation, we’re here to help.

UK Car Quote

Three Coverage Options

  • Military members get specific discounts with three coverage options:
    • Comprehensive coverage (collision & other damages, including Third-Party Liability)
    • Third-Party Fire and Theft
    • Third-Party Liability only

All Other Countries

Customizable Military Car Insurance Quote

Protect your vehicle while you protect your country. With the right military OCONUS auto coverage, you’re able to access comprehensive, international car insurance when you need it the most.
Get A Quote Now

Coverage Highlights

Overseas vehicle coverage, including theft

Worldwide transit coverage

Comprehensive and collision

All perils protection

Uninsured motorists protection

Excess liability insurance

Military Personal Property & Valuables Insurance

Whether your personal property is in transit, in storage or in your home, your cherished belongings need protection. With our overseas insurance, you can get your items replaced if the unexpected occurs.
Get A Quote Now

Coverage Highlights

From $60 / year

Worldwide transit coverage

Overseas property insurance

Valuable items insurance

Government storage coverage

Suitcase coverage

Replacement cost coverage

Military Member Posted in the UK

[The Clements staff ] was very helpful and patient all the way. I’ve always been with GEICO in the US and I’m glad they partnered with Clements for overseas tours because it didn’t feel like a big change or any major barriers. I got the policy minutes after I made the payment over the phone. The transaction was so smooth and I highly recommend this company.

Foreign Service Member in Asia

The representative was patient, answered all my questions, offered advice, explained my policy fully to me, and took care of everything we needed with our emergency during our transit.

Diplomat in Kazakhstan

We have been very pleased with Clements Insurance and plan to purchase a policy again as soon as we have obtained a vehicle at our next post, Almaty, Kazakhstan.

Diplomat in Denmark

The Clements Team have been fantastic. This is the second problematic move I’ve had. You expedited an insurance payment in a thoroughly professional and “painless” manner. Your dedicated team’s courteous service greatly alleviated a bad situation. I recommend Clements without reservation.

Diplomat in Japan

Once again, many thanks and much appreciation for your prompt and efficient service. We are delighted to have so quickly received our insurance claim payment and are especially impressed by how smoothly and expeditiously you made this happen.
More Reviews

Other Military Insurance Options

Supplemental or Full Coverage

Disability Coverage

High-limit temporary or permanent disability insurance for loss of income.

International Health Insurance

For military contractors. Full health, emergency, medical evacuation, maternity and…

Travel Medical Insurance

5 days to 1 year. Travel medical, trip cancellation, adventure,…

United States Insurance Options

Insurance for US Military service members returning home. Learn more about how you can get multiple quotes to compare and choose the right US coverage for your needs and budget.

US Car Insurance

Broad auto coverage back at home.

US Home Insurance

US home coverage that fits your needs.

US Pet Insurance

Protection for your furry friend.

US Umbrella Liability

Insure against liability claims.

Contact Us

We’re here to help you serve overseas by finding the best overseas military insurance coverage for you and your family. If you have any questions about what the best options for you may be, fill out the form below and get in contact with a Clements Insurance Advisor today!

If you are assigned to:

Employee relationships and the I-Care values are core to the Clements culture.

Trusted International Military Insurance Partner

Why Choose Clements for Your OCONUS Military Coverage?

Our journey to becoming a preferred global insurance provider began in 1947 and we continue to serve military service members and other government employees located around the world. With clients served in 170+ countries, we now manage worldwide insurance portfolios for the military, ambassadors, diplomats and foreign service officers and government contractors, educators, and other expats.

Insurance coverage works differently overseas, especially if you serve in the military. Clements Worldwide’s military OCONUS insurance products can be customized to fit military service members’ unique needs.

Helpful Articles

Find tips, trends, and perspectives to help you confidently make decisions and navigate challenges internationally with peace of mind. Read how you can live, operate, and manage risks abroad.

Read More Articles
12 Best Scenic Drives & Road Trips in the UK & Ireland

For expats in the United Kingdom or business travelers who wind
What Does an Embassy Do? What is the Purpose of Your Home Country’s Embassy?

Nobody is immune from unexpected and/or unfortunate events, especially abroad. If
Using Learning Styles to Help Expats Learn a New Language Quickly

Learning a second language quickly and efficiently is especially important for