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Military Overseas Car & Property Insurance

Serve Overseas with Peace of Mind

Serving overseas, or OCONUS (Outside the Continental US), is an honorable duty. While you’re out protecting the homeland, Clements, in partnership with GEICO Financial Services GmbH, can protect your car and other valuable belongings.

Military father stationed abroad shares a special moment with his baby as he lifts him in the air.

Our Military Abroad program provides customizable overseas car insurance for military members like yourself. Additionally, you can get affordable renters or personal property insurance to protect your valuables abroad.

Don’t speak the local language where you’re stationed? No worries. Our team can translate all local policies into English and ensure they meet your exact needs.

Car Insurance for Military Overseas (OCONUS)

We understand that your needs may change depending on where you are stationed, so we offer a variety of coverage options to fit your specific situation.

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We offer complete customizable car insurance in Germany for military members.  Don’t speak German? Our combined physical damage insurance (PD) and local third-party liability insurance (TPL) policies are provided in English to ensure your coverage aligns with your specific needs.

Germany Car Quote

Coverage Highlights

  • Physical Damage coverage
  • Local Third-Party Liability
  • US, UK, International, and EU licenses accepted
  • Worldwide transit coverage
  • English-speaking insurance documentation & customer service
  • USAREUR compliant
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We can customize your Italy insurance policy to cover everything from accidents, vandalism, floods, political violence and fire. Even if you don’t yet have your Italian or AFI plates. Our team partnered with GEICO to provide personalized services when you need them.

Italy Car Quote

Coverage Highlights

  • Third-Party Liability
  • Physical Damage key features include:
    • Transit coverage:  from departure to arrival
    • Vehicle protection: collision, theft, any damage
    • Political violence coverage
    • Towing and labor reimbursement
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United Kingdom

We offer overseas car insurance for military personnel serving in the UK in partnership with GEICO. We’ve been providing car insurance in the UK for US Military service members, diplomats, and expats since 1947. No matter the situation, we’re here to help.

UK Car Quote

Three Coverage Options

  • Military members get specific discounts with three coverage options:
    • Comprehensive coverage (collision & other damages, including Third-Party Liability)
    • Third-Party Fire and Theft
    • Third-Party Liability only
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All our coverage options for Military overseas include essential insurance benefits. Take advantage of affordable rates, flexible payment options, English-speaking support, and improved protection with optional add-ons.

Spain Car Quote

Three Coverage Options

  • Military members discounts with customizable coverage levels:
    • Full comprehensive coverage (collision & other damages, including Third-Party Liability)
    • Third-Party Liability (3 options)
    • Enhanced protection with optional add-ons
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All Other Countries

Customizable Military Car insurance. Protect your vehicle while you protect your country. With the right military OCONUS auto coverage, you’re able to access comprehensive, international military car insurance when you need it the most.

Get a Car Quote

Coverage Highlights

  • Military members discounts with customizable coverage levels:
    • Overseas vehicle coverage, including theft
    • Worldwide transit coverage
    • Comprehensive and collision
    • All perils protection
    • Uninsured motorists protection
    • Excess liability insurance

Military Renters & Personal Property Insurance

Whether your personal property is in transit, in storage or in your home, your cherished belongings need protection. With our overseas insurance, in partnership with GEICO Financial Services GmbH, you can get your items replaced if the unexpected occurs.
Get A Quote Now

Coverage Highlights

From $60 / year

Worldwide transit coverage

Overseas property insurance

Valuable items insurance

Government storage coverage

Suitcase coverage

Replacement cost coverage

Military Member Posted in the UK

[The Clements staff ] was very helpful and patient all the way. I’ve always been with GEICO in the US and I’m glad they partnered with Clements for overseas tours because it didn’t feel like a big change or any major barriers. I got the policy minutes after I made the payment over the phone. The transaction was so smooth and I highly recommend this company.

Foreign Service Member in Asia

The representative was patient, answered all my questions, offered advice, explained my policy fully to me, and took care of everything we needed with our emergency during our transit.

Diplomat in Kazakhstan

We have been very pleased with Clements Insurance and plan to purchase a policy again as soon as we have obtained a vehicle at our next post, Almaty, Kazakhstan.

Diplomat in Denmark

The Clements Team have been fantastic. This is the second problematic move I’ve had. You expedited an insurance payment in a thoroughly professional and “painless” manner. Your dedicated team’s courteous service greatly alleviated a bad situation. I recommend Clements without reservation.

Diplomat in Japan

Once again, many thanks and much appreciation for your prompt and efficient service. We are delighted to have so quickly received our insurance claim payment and are especially impressed by how smoothly and expeditiously you made this happen.

Survey: How Can We Protect You Better?

Military members serving abroad, we are working on designing the best military insurance coverage. We’d greatly appreciate 3-minutes of your time for this brief survey to help us better serve you.
Complete the Survey

Contact Us

We’re here to help you serve overseas by finding the best overseas military insurance coverage for you and your family. If you have any questions about what the best options for you may be, fill out the form below and get in contact with a Clements Insurance Advisor today!

If you are assigned to:

Employee relationships and the I-Care values are core to the Clements culture.

Why Choose Clements for Your OCONUS Military Coverage?

Our journey to becoming a preferred global insurance provider began in 1947 and we continue to serve military service members and other government employees located around the world. With clients served in 170+ countries, we now manage worldwide insurance portfolios for the military, ambassadors, diplomats and foreign service officers and government contractors, educators, and other expats.

Insurance coverage works differently overseas, especially if you serve in the military. Clements Worldwide’s military OCONUS insurance products can be customized to fit military service members’ unique needs.