Travel Insurance

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International Travel Medical Insurance

Pack your bags, not your worries

As you travel the world, whether for pleasure or business, keep your health protected no matter where you roam. Have peace of mind while traveling abroad with international travel medical insurance from Clements Worldwide and our partners.

Family of three smile on airplane traveling abroad.

Short-Term International and Domestic Travel Insurance

5 Days to 1 Year

Three plan options for your trip with terms anywhere from 5 days to one year. Battleface insurance can cover treatment for expats as well as international and domestic travelers up to and including age 59 who incur medical expenses caused by or resulting from COVID-19.

  • Travel Medical: For global exploration, work abroad, activities, and experiences
  • Adventure Travel: For thrill-seeking travelers
  • Crisis Response: For travel to remote areas and conflict zones

Travel Insurance

Strategically designed for global exploration, work abroad, international volunteering, adventure travel, and more.

This plan emphasizes:

  • Medical coverage for injuries and accidents
  • Emergency medical evacuation
  • Transportation
  • Trip cancellation
  • Baggage, and more.

The information below will help make your decision easier.

Key Features

Travel Medical Expenses

Expense benefits include medical, dental, and emergency care.

Emergency Medical Evacuation

$2,000 per person in your vehicle, per accident.

Domestic Travel

A period of round-trip travel insurance to a destination that is at least 100 miles from your primary residence. You can travel with our plans while in the United States.

Accidental Death & Dismemberment (AD&D)

Benefits for loss of eyesight or hearing, limbs or fingers, and death resulting from an accident while traveling.

Secondary Coverage

Coordinates with your primary health insurance to ensure maximum benefit.

Additional Benefits

Trip Cancellation & Interruption

Used in case of illness in the family, mother nature, and more.

Business Package

Extend a single-trip plan policy with optional coverage to include accidental loss, theft, or damage to business equipment.

 

Baggage Loss or Delay

This includes coverage for personal effects and fees incurred to ship baggage to your location if the lost items are recovered.

Repatriation of Mortal Remains

Benefits include the costs of burial and cremation—either locally or your home. Also covers preparation and transport of your remains if the worst should happen.

Adventure Travel

This option is for travelers seeking adventure or extreme sports, sometimes to the most isolated and dangerous parts of the world. Travelers who benefit from this insurance need coverage for sports, emergency medical treatment, accidents, and medical evacuations.

This plan includes all key features and benefits from the Battleface Travel Medical insurance product, as well as additional benefits listed below.

Key Features

Adventure Sport Coverage

Plan provides travel medial insurance benefits for many sports that are not covered elsewhere. These activities include leisure and non-professional extreme sports activities in cycling, mountain climbing, fishing, scuba, snorkeling, white- or black-water rafting, canoeing, kayaking, water skiing, camping, hiking, backpacking, and sailing.

Winter sports include downhill and cross-country skiing, snowboarding, off-trail and back-country skiing and snowboarding, snowmobiling, tobogganing, snow tubing, and ice skating, except as designated unsafe by resort management.

 

Domestic Travel

A period of round-trip travel to a destination at least 100 miles from your primary residence—including travel plans in the United States.

Resumption of Trip

Did your trip get interrupted? No worries–your insurance plan covers unforeseen events.

Extension Coverage

Plans offer early departure coverage up to 3 days prior to original departure date or 7 days after the original return date for unforeseen covered events listed in the policy.

Additional Benefits

Late Night Delay

Connections and delays are unfortunate parts of travel. Missed connections will need to be a covered event and delay would start counting on or after 2:00 am local time.

Sportsman’s Equipment

Available only for single trip plans, this benefit adds coverage for owned, borrowed, or rented sports equipment.

 

Rental Vehicle Coverage

Available as optional coverage for a single trip insurance plan, providing additional protection for your rental vehicle in case of damage.

Search & Rescue

Lost, disoriented, or reported missing while on your trip? This has you covered as an optional benefit to add on single trip plans.

Crisis Response

Rather than an insurance plan, this is a service that provides both international and domestic protection and assistance up to $250,000 for victims of violent crimes, wrongful detention, mysterious disappearance, kidnapping, blackmail, extortion, political threats, hijacking, and acts of terrorism. Additional coverage is available for extra expenses up to $50,000.

  • Emergency political evacuation cost
  • Legal expenses
  • Fees and expenses of an independent interpreter
  • Costs of relocation travel and accommodation
  • Fees for emergency medical care incurred within twelve months of the covered crisis
  • Fees and expenses of security guards temporarily retained solely and directly for the purpose of protecting Protected Person(s) located in the country where a crisis has occurred

Additional Benefits

Crisis Response comes with 24/7 access to one of the world’s leading security teams. In the event of a crisis, consultants are on hand to provide immediate assistance, support, and advice.

  • Mobilization and deployment of response consultants to advise on extreme incidents
  • 24/7 point of contact to report emergencies and get security and safety advice from duty managers
  • Coordination of security resources
  • Liaison with third parties, where applicable
  • Monitoring and telephone advice throughout the crisis

Single Trip, Multi Trip, and Long Term Travel Medical Insurance

2 Months to 1 Year

Travel Health Insurance

This plan option via GeoBlue provides peace of mind to world travelers and expats living a global lifestyle by providing access to an elite network of healthcare providers, innovative mobile and online tools, and the convenience of telemedicine tools.

  • Single Trip: VOYAGER
  • Multiple Trips: TREKKER
  • Long Term: XPLORER

Single Trip

Perfect for international leisure, missionary, or business travel medical insurance. Coverage of COVID-19 testing and treatment is available at no additional cost

Key Features

Choice of varying medical limits and deductibles
For trips outside the United States up to 6 months for ages 84 or younger
Covers pre-existing conditions for medical services and medical evacuation
Works as a secondary insurance for maximum coverage

Additional Benefits

24/7 Phone, Web, Mobile and Telemedicine Support
Medical, Evacuation, Mental Health, RX, AD&D
No hospital pre-certification penalty
Voyager Choice is the most popular and comprehensive plan

Multiple Trips

For frequent travelers who take repeat journeys for family, business, or long-term projects.

Key Features

Up to $250,000 for sickness and accidents
$500,000 medical evacuation benefit
Covers pre-existing conditions for medical services and medical evacuation
Unlimited trips outside the United States in a 12-month period (70 days maximum per trip)
Works as a secondary insurance for maximum coverage

Additional Benefits

Medical evacuation, RX, AD&D
No hospital pre-certification penalty
24/7 phone, online, mobile and telemedicine support

Long Term

The global lifestyle is growing and the demand for comprehensive international health insurance has increased. That is why superior health plans are now available to serve expatriates and their families.

Key Features

Customize your medical coverage to suit your needs
Define your deductible and prescription benefits
Choose providers either in or out of our elite network

Additional Benefits

24/7 phone, online, mobile and telemedicine support
Contraceptive services, surgeries and supplies are covered under the policy
Unlimited annual and lifetime medical maximum
Deductible waived for office visits with doctors
No waiting period or sublimit for preventive services
Meets all Schengen Visa requirements
Pre-existing conditions covered with creditable coverage
Illnesses and injuries related to terrorism are covered

Long-Term Insurance for Expats Living Overseas

Our health insurance plans equip expats, diplomats, professionals, and their families living abroad, with comprehensive international coverage for those who create a home away from home. Complete the form to see which health insurance plan works best for your particular situation.
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Cigna

Depending on your pre-existing condition, you may be approved for medical coverage upon further review by Cigna. With this option, you can also choose supplemental coverage to create a customized health plan to fit any buddget.

Expat Global

If you do not have any pre-existing conditions and you have not received medical care for any conditions in the past 24 months, then Expat Global could be the right international medical insurance provider for you.

Have Questions or Need Help?

We understand that insurance can sometimes be confusing, especially when it comes to travel. We will help you choose the right travel medical insurance policy—so you can continue to enjoy your adventures away from home. If you have any questions, get in touch with one of our dedicated account executives today at info@clements.com or call us at +1.800.872.0067.

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Contact Form

Still have questions? Fill out the form below and get in contact with a Clements Personal Insurance Advisor today.