Emergency Medical and Dental Coverage
Get medical expenses coverage for unexpected illnesses or injuries while traveling abroad.
- Medical, surgical, pharmaceutical and hospitalization expenses
- Emergency medical evacuation
- Lodging costs due to illness or medical quarantine
- Emergency dental expenses
- Round trip ticket and lodging expenses for a family member due to death or hospitalization
- Medical expenses
- Medical transportation and repatriation
- Lodging expenses due to quarantine
- Trip cancellation for serious illness or death of insured or family member
Medical Transport & Repatriation
Transport or medical repatriation of:
- Injured and ill persons
- Return expenses for minors
Travel Cancellation & Interruption
Get reimbursed for non-refundable travel expenses if you have to cancel your trip for a covered reason.
- Trip cancellation
- Travel delay due to transport
- Missed connecting flight
- Trip resumption
- Early return due to hospitalization or death of a family member
Get reimbursed for the value of lost or stolen luggage.
- Lost luggage
- Theft and damage to baggage
- Baggage delay coverage
- Search and rescue
- Natural disaster
- Extended lodging expenses due to illness or medical quarantine
- Death or permanent disability due to accident
Customize Your Travel Insurance with Optional Add-Ons
Adventure Sports Insurance
This option is for travelers seeking adventure or extreme sports, sometimes to the most isolated and dangerous parts of the world.
This add-on provides international travel medical insurance benefits for many sports that are not covered elsewhere. These activities include leisure and non-professional extreme sports (review your policy documents for more information).
Cruise Travel Insurance
If you are planning a cruise, consider adding cruise medical assistance coverage to your travel insurance plan. It is a small investment that can give you peace of mind knowing that you are protected in case of a medical emergency.
This coverage can help you avoid financial burdens by providing you with medical assistance if you need it while on board your cruise ship.
Electronic Equipment Coverage
This optional travel insurance coverage can help to protect your electronic devices, such as laptops, tablets, cameras, and smartphones, in case of theft, loss, or damage.
It is a good option for anyone who travels with valuable electronics. This includes business travelers, students, and vacationers.
Excess / Deductible
Travel insurance excess, also known as deductible, is the amount of money that you will need to pay out of pocket before your travel insurance plan will start paying for your claims.
You can choose to reduce your excess or deductible for an additional fee. This can be a good option if you are concerned about having to pay a large amount of money out of pocket in the event of a claim.
If you are considering reducing your excess/deductible, be sure to weigh the cost of the additional coverage against the potential benefits.
Why Choose Us
Customize your insurance
24/7 worldwide customer support, 365 days a year
Hassle-free claims process
What are the Benefits of Buying Our Travel Insurance?
Avoid financial loss if your trip is canceled or interrupted
Global security with worldwide coverage, so you can travel worry-free, knowing you’re safeguarded wherever you go
If your flight is canceled due to bad weather, delays, or you miss your flight trip insurance can reimburse you for the cost of your flight and accommodations
If you get sick or injured while traveling, travel health insurance can cover your medical expenses and give you access to the best medical care possible, no matter where you are in the world
If you need to be evacuated from a country due to medical emergency, including Covid-19, political situation, or natural disaster, travel insurance can cover the cost of your evacuation and help you to get home safely
Full protection that shields you from unexpected mishaps like medical emergencies, trip cancellations, lost baggage, and personal liability
Affordable rates get the coverage you want without breaking the bank
Worldwide Support You Can Count On
24/7 Medical chat
Get immediate answers to your medical questions from a team of experienced doctors via our app’s online chat
Free 24/7 international calls
Call us using your internet connection and get help with anything, from booking a medical appointment to dealing with an insurance-related incident
Easily report any incident and submit the necessary documentation
Account and policy
All the details of your travel insurance policy at your fingertips
Long-Term Insurance for Expats Living Overseas
Are you moving or living abroad?Our international health insurance plans equip expats, diplomats, professionals, and their families living abroad, with comprehensive international coverage for those who create a home away from home. Complete the form our experts will help you find the health insurance plan that works best for your particular situation.
Depending on your pre-existing condition, you may be approved for medical coverage upon further review. With this option, you can also choose supplemental coverage to create a customized health plan to fit your budget.
If you do not have any pre-existing conditions and you have not received medical care for any conditions in the past 24 months, we have options that could be the right international medical insurance for you.
Additional Policies for All Your Needs
Worldwide Personal Accident Coverage
Get 24-hour protection wherever you are in the world. Find out how international Personal Accident Insurance can provide you with peace of mind.
Still have questions? Fill out the form below and get in contact with a Clements Personal Insurance Advisor today.