About Us

Why Choose Clements

We’re an insurance broker that’s committed to helping you, your family, and your organization protect what matters most, whether at home or abroad. Our story of providing international coverage to expats and global organizations began in 1947 with the creation of the first expatriate program exclusively for the U.S. Foreign Service. We are proud to serve clients in over 170 countries from our offices in Washington D.C., London, and Dubai.

Clements Worldwide's team dedicated to finding the best insurance solutions.

Our purpose

We enable people
to live and work anywhere in the

Key Benefits

Specialized Broker

  • Independent broker with the best interest of the customer at heart
  • Coverholder status with authority to operate and bind on behalf of the underwriters
  • Unparalleled access to global insurance markets
  • Extensive knowledge and expertise of the industries we serve
  • Premier provider of insurance solutions for diplomats and expatriates

Global Leader in Providing Customized Solutions

  • Exclusive solutions through our binder products and market relationships tailored to customers’ needs
  • Innovative programs providing cost effective and broad coverage for the customer specific needs
  • Cross border global solutions for individuals, partners, and companies

High-Risk Coverage Expertise

  • Subject matter expertise in understanding high-risk coverages
  • Proven and unparalleled experience writing in high-risk countries and industries in emerging markets

Awards & Certifications

Big "I" best practices agency award recipient.

Best Practices Award Recipient 14 Consecutive Years

Clements continues its streak as a top broker in the international insurance industry. 

BBB accredited business with an A+ rating.

Better Business Bureau A+ Rating

Our customers know we have their backs and strive to provide them with peace of mind.

Coverholder at Lloyd's of London.

Coverholder at Lloyd’s of London

Our partnership with Lloyd’s of London lets our coverage go where other insurers won’t

Diplomat in Egypt

During our last move, the unthinkable happened: the container carrying everything we owned was lost at sea. Clements was responsive, professional and supportive throughout the experience.

Diplomat in Mexico

The service has always been there for me, quick issues or complicated questions, they are always ready and eager to help, by taking care of the customers with understanding, patience and friendliness.

Global Organization in Kenya

I have been using Clements since 2006 and I am really happy with my decision. The wonderful, prompt support that I get from the Claims department is really appreciated.

Our Leadership

As we grow, our fierce leadership team drives the vision, sets the strategy, and executes initiatives that take Clements to new horizons.

Meet our leaders and learn how their unique backgrounds and experiences make them a dynamic force.

Clements Worldwide leadership team.

Lean More About Clements

Join our team icon.


At Clements Worldwide, our employees make a positive impact everyday by creating innovative solutions, anticipating customer needs, and delivering world class service experiences.

Corporate social responsibility icon.

Corporate Social Responsibility

Clements supports numerous awards and recognition programs for expat youth and foreign service officers serving around the world.

Global Insurers with a Global Presence

With staff and offices located across the globe, we’re here to help you around the clock.

Washington DC icon.

Washington, DC

Clements & Co.

1301 K Street NW,
Suite 1200 West
Washington, DC 20005


UK insurance icon.

London, UK

Clements Europe Limited*

40 Lime Street
London, UK EC3M 7AW

+44(0) 33.0099.0104
Brussels icon.


Clements Belgium SPRL

8, Place Marcel Broodthaers
B-1060 Saint-Giles
RPM/RPR: Bruxelles

+32(0) 2401.2299
Dubai icon.

Dubai, UAE*

Dragon Mart 2-Business Center
United Arab Emirates

+971(0) 55.660.4559

* Affiliates operated by VDS Associate Marketing Management (Dubai)

* Clements Worldwide is a trading name of Clements Europe Ltd. Clements Europe Ltd is registered in England and Wales at 40 Lime Street, London, EC3M 7AW under registration number 06918946 and is authorised and regulated by the Financial Conduct Authority (FCA) 504942.

Global offices around the world.

Global Locations

Worldwide insurance solutions provided through our offices in the US, UK, Belgium, and UAE.

70% of Foreign Service officers choose Clements.

7 out of 10

Foreign Service Officers choose Clements for their insurance needs.

95% of US embassy associations insured.

Footprint of 95%

Amount of US embassy associations insured by Clements.

Coverage in over 170 countries around the globe.

170+ Countries

We enable people to live and work in numerous countries around the globe.

Clements History of International Insurance

In 1947, Robert Clements and M. Juanita Guess-Clements founded an insurance company in Washington D.C. Over the past 70-plus years, Clements Worldwide has grown from a domestic insurance business into a global insurance solutions provider.

This growth is attributed to Clements’ legacy of providing customized solutions for its valued clients. This extends back to the company’s early days when it created the first expatriate insurance solution for the U.S. State Department. At the time, international insurance was not provided to State Department employees. Clements eliminated this gap by creating a solution that would provide U.S. Foreign Service officers with coverage while overseas on a mission.

Over the years, Clements became the preferred insurance provider to overseas personnel. In the late 1970s, the company expanded beyond the Foreign Service community by serving expatriate clients and organizations around the globe.

In 1981, the founders’ son, Jon B. Clements, joined the firm. As current CEO and Chairman, Jon leads the company with the same entrepreneurial spirit of the company’s founders.

Today, Clements continues its legacy today by providing clients with customized personal and commercial insurance solutions from its Washington D.C., London, Brussels, Amsterdam, and Dubai offices.

Contact Us

Still have questions? Fill out the form below and we’ll be happy to answer them. Or reach us at:

Personal insurance: info@clements.com
Business insurance: request@clements.com

+1.800.872.0067 | +1.202.872.0060 | UK +44(0) 33.0099.0104