Why Choose Clements

Global Aspirations Without Limitation

We are an insurance broker committed to helping you, your family, and your organization by providing vital peace of mind. Through our coverage, we support your global aspirations, helping you realize your ambitions, no matter where they take you.

Our story of providing international coverage to expats and global organizations began in 1947 with the creation of the first expatriate program exclusively for the U.S. Foreign Service. We are proud to serve clients in over 170 countries from our offices in Washington D.C., London, Dublin, and Gibraltar.

The teams at Clements Worldwide work on insurance solutions.

Our purpose

Insuring peace of mind
so you can live and operate anywhere in the world

Key Benefits

Specialized Global Broker

  • Independent broker with the best interest of the customer at heart
  • Coverholder status with authority to operate and bind on behalf of the underwriters
  • Unparalleled access to global insurance markets
  • Extensive knowledge and expertise of the industries we serve
  • Premier provider of insurance solutions for diplomats and expatriates

Leader in Custom Solutions

  • Customized solutions
  • Exclusive solutions through our binder products and market relationships tailored to customers’ needs
  • Innovative programs providing cost-effective and broad coverage for the customer specific needs
  • Cross border global solutions for individuals, partners, and companies

High-Risk Coverage Expertise

  • Subject matter expertise in understanding high-risk coverages
  • Proven and unparalleled experience writing in high-risk countries and industries in emerging markets

Celebrating 75 Years

Clements Worldwide began as a literal mom-and-pop business, founded in 1947 by husband-wife team Robert and M. Juanita Clements, and over the past 75 years, has grown into a global leader in international insurance serving individuals and organizations in 170 countries.

Join us as we remember our journey through the decades alongside our customers who helped us grow into the company we are today. Learn about the founding of Clements Worldwide, the philosophy on which we were built, and the missions we have helped serve over the decades.

Clements History of International Insurance

Clements Worldwide’s long history of providing international coverage to expats and global organizations began in 1947 with a simple decision to say YES when challenged. A senior officer at the U.S. State Department asked founders M. Juanita Guess and Robert S. Clements if they could provide overseas insurance for underprotected government employees, and the pair immediately said yes!

What followed was the creation of the first expatriate program exclusively for the U.S. Foreign Service and the beginning of a 75-year journey to becoming one of the few truly international insurance providers in the world.

That spirit of saying yes is alive and well today at Clements. This guiding principle allows us to offer clients coverage where others cannot, protect them in areas that others shy away from, and continue developing innovative new products and features.

With Clements’ unique ability to offer both group and individual solutions, clients are in safe hands.

Today, Clements continues its legacy today by providing clients with customized personal and commercial insurance solutions from its Washington D.C., London, Dublin, and Gibraltar offices.

Awards & Certifications

Big "I" best practices agency award recipient.

Best Practices Award Recipient 16 Consecutive Years

Clements continues its streak as a top broker in the international insurance industry. 

BBB accredited business with an A+ rating.

Better Business Bureau A+ Rating

Our customers know we have their backs and strive to provide them with peace of mind.

Coverholder at Lloyd's of London.

Coverholder at Lloyd’s of London

Our partnership with Lloyd’s of London lets our coverage go where other insurers won’t

Diplomat in Egypt

During our last move, the unthinkable happened: the container carrying everything we owned was lost at sea. Clements was responsive, professional and supportive throughout the experience.

Diplomat in Mexico

The service has always been there for me, quick issues or complicated questions, they are always ready and eager to help, by taking care of the customers with understanding, patience and friendliness.

Global Organization in Kenya

I have been using Clements since 2006 and I am really happy with my decision. The wonderful, prompt support that I get from the Claims department is really appreciated.

Our Leadership

As we grow, our fierce leadership team drives the vision, sets the strategy, and executes initiatives that take Clements to new horizons.

Meet our leaders and learn how their unique backgrounds and experiences make them a dynamic force.

Clements Worldwide leadership team.

Global Insurers with a Global Presence

With staff and offices located across the globe, we’re here to help you around the clock.

Washington DC icon.

Washington, DC

1220 L Street NW, Suite 1200
Washington, DC 20005


UK insurance icon.

London, UK

The Walbrook Building
25 Walbrook
London, UK EC4N 8AW

+44(0) 33.0099.0100
Gibraltar insurance icon.


Unit 243.01
World Trade Center
6 Bayside Road
Gibraltar, GX11 1AA

+00350 57826000

+00350 54716000
Ireland insurance icon.

Dublin, Ireland

Alexandra House
3 Ballsbridge Park
Ballsbridge, Dublin 4
Dublin, D04 C7H2, Ireland

International: +353 1 9645098

In Ireland: +1800 44 99 33

* Clements Worldwide is a trading name of Clements Europe Ltd. Clements Europe Ltd is registered in England and Wales at 1st Floor, 67 Lombard St, London EC3V 9LJ under registration number 06918946 and is authorised and regulated by the Financial Conduct Authority (FCA) 504942.

Global offices around the world.

Global Locations

Worldwide insurance solutions provided through our offices in the US, UK, Gibraltar, and Ireland.

70% of Foreign Service officers choose Clements.

7 out of 10

Foreign Service Officers choose Clements for their insurance needs.

95% of US embassy associations insured.

Footprint of 95%

Amount of US embassy associations insured by Clements.

Coverage in over 170 countries around the globe.

170+ Countries

We enable people to live and work in numerous countries around the globe.

International School Associations We Support

We can do more through partnership. This is why Clements Worldwide supports international school associations and councils around the globe through membership. These organizations provide an important platform for schools to exchange ideas and provide the best environment for education possible.

Contact Us

Still have questions? Fill out the form below and we’ll be happy to answer them. Or reach us at:

Personal insurance: info@clements.com
Business insurance: request@clements.com

+1.800.872.0067 | +1.202.872.0060 | UK +44(0) 33.0099.0104