What is D&O Insurance?
Directors and Officers (D&O) insurance is liability insurance intended to keep a company financially stable and protect senior-level employees and board members. This coverage is an asset for attracting and retaining executive talent.
Who is D&O Insurance for?
Depending on the policy, D&O liability coverage protects organizations and their staff from financial risk in the event that a customer, partner, vendor, employee, shareholder, or regulator takes legal actions. These events include but are not limited to wrongful termination, fraud, embezzlement, discrimination, conflicts of interest, sexual harassment, and mise of organizational assets. D&O coverage can provide for legal fees including settlements, payouts, and attorney fees
What Legal Claims Can D&O Protect Against?
Wrongful termination
Fraud
Embezzlement
Discrimination
Conflicts of interest
Sexual harassment
Misuse of organizational assets
Issuing misleading reports
Not filing annual reports
Mismanagement of retirement accounts
Violations of organizational bylaws
What Does D&O Liability Insurance Coverage Include?
Legal fees
Settlement costs/ payouts
Attorney fees
Key Benefits of D&O Coverage
Keep the company financially stable
Protect senior-level employees
Be customized to fit your leaders’ personal situations
Help attract and retain top executive talent
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From quote to claim, our licensed account executives can service all your commercial insurance needs. We offer a full scope of cost-effective and tailored global insurance solutions to organizations so they can continue their operations with peace of mind.