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Home & Renters Insurance in the United States

Do you own a home, a condo, rent, or are you a landlord? Protect your home and its contents, saving you from costly repairs, losses, and personal liability with a flexible US homeowners insurance coverage.

  • Access real time quotes from several “A” rated insurance companies
  • Compare multiple coverages and quotes quickly and easily
  • Select the best home coverage for your needs and budget


Compare Quotes from Several Insurers

American flag flies on the front porch of a beautiful house in the US.

Whether you’re a foreign national, a permanent resident, a US citizen returning home, or an expat moving to America, you can pick from multiple coverage options.

Save time and money. Find a home, renters, or personal property insurance quote in the United States by comparing policies and rates from multiple carriers.

Available US Home Insurance Coverages

Here are your options for home insruance policies in the United States:

Homeowners Insurance: Home is where memories are made. To continue making those memories, getting home insurance is a must. Plus, most mortgage lenders in the US require you to have homeowners insurance. However, no person’s circumstances are the same, so the coverage levels you need can depend on a lot of factors.

Request a homeowners insurance quote and choose which coverage options best serve you.

Condo Insurance: While it’s not a full-sized home, a condo is still a place you own, live, and make memories in. That’s why condo insurance is so important. While condo associations in the United States often have coverage that protects the exterior of the building, that coverage doesn’t always extend to the interiors of individual units. Like homeowners insurance, the type and level of condo coverage you need can depend on your circumstances.

Get a condo insurance quote to find the best option for you.

Renters Insurance: Whether it’s your first time or fifth time renting, protecting the contents of your home is important. Many renters aren’t aware of the numerous factors that put their belongings at risk. If break-ins, fires, burst pipes, or other issues occur, renters may not be able to recoup their belongings if they lack appropriate insurance coverage.

Request a renters insurance quote to see which policies work best for your situation.

Mobile Home Insurance: Mobile homes can be a high-quality, affordable alternative to a traditional home in the US. Like homeowners insurance, many mortgage lenders and mobile home community parks require it.

Choose from the coverage options available that fit your mobile home’s needs.

Flood Insurance: Floods can happen nearly anywhere in the US and are one of the country’s most common natural disasters. An inch of water in your home can result in tens of thousands of dollars in damage.

Flood insurance can provide you with a level of security if your home suffers flood damage.

Earthquake Insurance: Earthquakes can be a risk in any state, but regions like the West Coast of United States are more prone to these disasters. When seismic waves pass through the ground, the damage can have lasting effects on your home. And if your area just experienced an earthquake and you’re looking to purchase coverage, many insurers won’t sell you a policy for at least 1 to 2 months.

If you’re in a high-risk area, being proactive about getting earthquake insurance is worth it.

Jewelry Insurance: Jewelry is more than a diamond necklace or wedding ring, it’s a part of who they are and the last thing they want is for something to happen to their valuables. Jewelry insurance can help mitigate those worries if your jewelry was to get lost, stolen, or damaged. The total cost of jewelry insurance can depend on a lot of factors, like where you live and the overall value of your jewelry.

Request a jewelry insurance quote to find the coverage level right for you.

Clements Worldwide has partnered with bolt Agency to bring you several competitive US home insurance options to choose from.

Protect Your Home and Its Contents

Choose from multiple policy options for your US home, renters, or personal property coverage. Please call us with any questions at 1.833.385.2866 Monday – Friday, 8am – 8pm EST.
Get Your Quote

Why Do I Need Home Insurance?

Most mortgage lenders require homeowners’ insurance in the US. Plus, a home is one of the biggest investments you’ll ever make, so coverage to protect that investment is essential.

This coverage not only protects the home itself, but it also protects you against liability and financial hardship in the event of accidents on your property.

Why Do I Need Renter’s Insurance?

Renter’s insurance can make the difference between a financial disaster and an inconvenience. The cost of losing everything due to a fire, for example, can be staggering and more than most can bear financially. Renter’s insurance provides the peace of mind that you will be able to replace your belongings after a covered event. Speak with an advisor who is knowledgeable about US renter’s insurance options to ensure you have the appropriate level of coverage.

How Will I Get My Quote?

Here are the steps to how you can get yours:


Submit the quote form and you will receive a confirmation email


A licensed insurance agent will contact you by phone or email to help you find suitable coverag


The agent will then provide you with multiple insurance quotes to review and choose from


Select the quote that best fits your needs


Submit your payment details by phone or email with a DocuSign application form


Receive an email confirming your new insurance policy details

Why Clements for Your US Home Insurance?

Just as a good realtor helps you find the right house, Clements helps you find the right coverage for that house. We are solution-focused rather than product-driven. Since 1947, we have been helping our customers find the right coverage worldwide, using our broad network of insurers. Our expertise means finding you just the right coverage at a price that fits your budget. Also, if you are an expat with gaps in your insurance coverage from living abroad, we can help you avoid the higher US insurance premiums that come with that gap. Ask our agents for details.

About bolt

As the leading property and casualty (P&C) insurance marketplace globally, bolt offers unparalleled access to carriers and insurance products. Representing Clements, licensed agents are ready to help you assess your insurance requirements, respond to inquiries, and alleviate any worries you may have.

Coverage available may vary depending on the state you live in. Our expert agents can provide details on what’s available for your location.

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You’ll speak directly with an agent when calling during business hours:

  • Monday – Friday, 8am – 8pm, Eastern Standard Time

FAQs About US Home Insurance

Get Your US Home & Personal Property Insurance Quote

Complete the form or call us at 833.385.2866 Monday – Friday, 8am – 8pm EST.

Additional Policies for All Your Needs

Consider these other insurance solutions to protect yourself, your stuff and your family:
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Contact Form

Still have questions? Fill out the form below and get in contact with a Clements Personal Insurance Advisor today.