Clements

  • Business Insurance
Business insurance icon.

International Business Insurance for Your Organization

Clements Worldwide offers industry-focused, international business insurance, giving you the financial confidence to operate across borders.

Drawing on our industry and risk expertise, we specialize in exceptional commercial coverage for government contractors, nonprofits, international schools and global organizations. Our consultative approach ensures our clients’ risk management and insurance needs are addressed with customized insurance coverage, even in high-risk areas.

Contact Us
View All Business Solutions Employee Benefits Industries
Businessmen and women engage in a lively conversation at their office.

Whether you are in need of a robust employee benefits package to help retain and attract new staff or have international operations requiring complex insurance coverages in high-risk territories, we can provide the coverage you need to ensure you operations, assets and staff are protected.

International Business Solutions

Operating an international business requires robust and reliable protection. So how can you be sure you have the right commercial coverage in place to protect your assets and ensure operational effectiveness.

Clements has a suite of business insurance solutions created specifically for the international community, providing reliable and affordable coverage that helps keep your business operations running smoothly. From Property coverage to Liability Insurance, we are here to ensure you have the essential protection needed to ensure your business and operations thrive.

Vehicle fleet insurance icon.

Vehicle Fleet

Insure business vehicles against any transportation hazards.
Business Interruption insurance icon.

Property & Business Interruption

Ensure business financial continuity.
Combined Liability insurance icon.

Combined Liability

Insure against costly third-party liability claims overseas.
Cyber liability insurance icon.

Cyber Liability

Insure against cybersecurity threats.
Cargo & Transit insurance icon.

Cargo & Transit

Protect shipped goods from origin to destination.
Directors & Officers insurance icon.

Directors & Officers

Shield your organization’s leaders from personal liability.
Errors and Omissions insurance icon.

Errors & Omissions

Coverage for negligence/contract claims.
Kidnap & Ransom insurance icon.

Kidnap & Ransom

Cover damage compensation and hostage negotiation amid an incident.
Political Violence insurance icon.

Political Violence

Protect organizations and people against terrorism risks.

International Employee Benefits Insurance

Protecting employees around the globe can be tricky. So how can your international organization ensure they receive the same coverage at home and abroad?

Attract and retain a dynamic international workforce with a comprehensive, affordable, and global employee benefits package. When employees have the coverage they need, they operate with peace of mind and continue pushing your organization towards its goals.

DBA insurance icon.

Defense Base Act (DBA) Coverage

Provide government contractors with DOL compliant coverage.
Group Personal Accident insurance icon.

Group Personal Accident

Insure against employee injury or death around the clock.
Group Health insurance icon.

Group Health

Medical coverage for employees worldwide.
Scholars Group Health insurance icon.

Scholars Group Health

Health care for international school staff.
Group Disability insurance icon.

Group Disability

Wage replacement for injured employees.
Group Life insurance icon.

Group Life

Coverage for families if employee dies.
Student Travel insurance icon.

Student Travel

Covers accidents during school activities.

Industry-Focused Commercial Insurance

International Schools insurance icon.

International Schools

Protect school staff, students, and assets.
Nonprofits & NGO's insurance icon.

Nonprofits and NGOs

Protect your organization’s staff, assets, and clients.
Contractors insurance icon.

Contractors

Get contractors the international insurance they need.
Corporate Relocation Insurance icon.

Corporate Relocation Insurance

Short-Term Housing Insurance & Transit Coverage for Your Global Workforce.

For Your Organization

I have been using Clements since 2006 and I am really happy with my decision. The wonderful, prompt support that I get from the Claims department is really appreciated.

– Global Organization in Kenya

For Your Organization

Thank you very much for your usual prompt support. It is really a pleasure working with you and Clements. I am very happy that I decided to use Clements as my insurer.

– Global NGO in Kenya

See more reviews
Armed military and police force running down the street.

International Crisis & Risk Resource Hub

Find resources and immediate assistance to organizations all over the world dealing with crises such as political unrest, terrorism, natural disasters, and pandemics.

crisis & Risk Resource Hub

We are Here to Help

Still have questions? Fill out the form below and get in contact with a Clements Business Insurance Advisor today.

From quote to claim, our licensed account executives can service all your commercial insurance needs. We offer a full scope of cost-effective and tailored global insurance solutions to organizations so they can continue their operations with peace of mind.

Name(Required)
Products of Interest(Required)

Helpful Resources

Find tips, trends, and perspectives to help you confidently make decisions and navigate challenges internationally with peace of mind. Read how you can live, operate, and manage risks abroad.

More Articles for Organizatioins
International Group Personal Accident Insurance: When DBA Coverage is Not Enough

Created and reviewed by the Commercial Insurance and Underwriting experts at
Simplifying Board Liability for International Schools [Webinar]

Free On-Demand WebinarDuration: 1 hour   Operating and serving on a Board
Separate Fact from Fiction: 9 DBA Insurance Myths to Debunk

When researching DBA insurance, deciphering what’s true and what isn’t can