Political Risk, Violence, War and Terrorism Insurance

Political Violence insurance is property and auto coverage which protects from damage caused by politically-motivated events such as terrorism, strikes, sabotage, civil unrest, insurrection, coup d’état, revolution, rebellion, mutiny, and civil war.

Exclusions vary with each policy, but generally speaking, Political Violence Insurance only covers events related to war, civil unrest, and terrorism. Perils such as floods and electrical fires would not be covered, nor would events related to chemical, biological, radiological, nuclear, and electromagnetic weapons. Also, Political Risk Insurance only covers physical damage. Our policies do not cover political risk, such as property that is confiscated due to political action.

No, Political Risk covers financial loss due to political events, such as an entity confiscating a building or other piece of property. Political Violence Insurance covers physical damage to property resulting from war, civil unrest, and terrorism.

Yes, our Political Violence, War and Terrorism coverage was designed to protect organizations’ property against acts of war including terrorism, strikes, sabotage, civil unrest/war, insurrection, coup d’état, revolution, rebellion, and mutiny.