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Scholars International School Health Insurance Programs

Worldwide Health Care for Educators

Working in education abroad? Clements Worldwide Scholars® group health program provides flexible health insurance designed specifically for international school teachers, business managers, administrators, and their families.

Whether you’re handling contracts at a university in Asia or running a small school in Africa, we provide customized plans to ensure you have medical coverage — anywhere in the world.

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A Personalized Solution   

Schools can customize their own group health plan for teachers, staff, and their families to meet their specific needs. With over 75 years of providing customer service and outstanding claims processing and network, Clements can make sure your institution’s staff and their families have excellent medical coverage globally.   


Clements’ Scholars plan provides comprehensive benefits including:

Insurer – “A” class security from Lloyd’s of London

Easy and seamless implementation process

One of the largest international medical direct bill networks in over 170 countries

Flexible coverage and customized plan options

Passive war, terrorism, strikes, riots coverage included at no cost

Medical (in-patient and out-patient), prescription drugs, dental and vision

Medical evacuation and repatriation coverage

Mental illness coverage (including Video-Counseling Remote Therapy)

Alcohol and substance abuse coverage

Wellness benefits

Worldwide coverage

Bridge & continuance coverage

Additional and unique program enhancements automatically included free of charge

Accidental Death & Dismemberment with War & Terrorism coverage and benefits at 100%

International Personal Property / Household Effects Coverage for employee and family

Identity Theft expenses coverage

Claims Concierge

Our in-house Claims Concierge system provides a personal touch to deliver:

Assistance with claims and benefit queries

Help with denied or pending claims

Support to help members understand Explanation of Benefits

Resolution of issues if any – Doctor / Providers communication, HTH liaison, updates on claims status

In-person meetings with clients and insured members worldwide throughout the year – group and one-on-one meetings

Bi-weekly review of all claims reports – denied, pending, high-dollar denied claims, high out-of-pocket/out-of-network reports

Customize Your School’s Group Health Insurance Plan

We will find the best international health insurance coverage and provide first-class service.
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International School Associations We Support

We can do more through partnership. This is why Clements supports international school associations and councils around the globe through membership. These organizations provide an important platform for schools to exchange ideas and provide the best environment for education possible.

Additional Policies for All Your Needs

Continue protecting your organization with these other insurance solutions:
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International Schools Coverage

Protect your school, staff, building and assets from the unexpected. Discover how International Schools Insurance can provide you with peace of mind.

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Related Policy

Group Life Insurance Coverage

Coverage that will not just help your employees with injury-related expenses, but will also provide for their loved ones, including benefits in the event of accidental death while abroad.

We are Here to Help

Still have questions? Fill out the form below and get in contact with a Clements Business Insurance Advisor today.

From quote to claim, our licensed account executives can service all your commercial insurance needs. We offer a full scope of cost-effective and tailored global insurance solutions to organizations so they can continue their operations with peace of mind.