A Personalized Solution
Schools can customize their own group health plan for teachers, staff, and their families to meet their specific needs. With over 75 years of providing customer service and outstanding claims processing and network, Clements can make sure your institution’s staff and their families have excellent medical coverage globally.
Insurer – “A” class security from Lloyd’s of London
Easy and seamless implementation process
One of the largest international medical direct bill networks in over 170 countries
Flexible coverage and customized plan options
Passive war, terrorism, strikes, riots coverage included at no cost
Medical (in-patient and out-patient), prescription drugs, dental and vision
Medical evacuation and repatriation coverage
Mental illness coverage (including Video-Counseling Remote Therapy)
Alcohol and substance abuse coverage
Bridge & continuance coverage
Additional and unique program enhancements automatically included free of charge
Accidental Death & Dismemberment with War & Terrorism coverage and benefits at 100%
International Personal Property / Household Effects Coverage for employee and family
Identity Theft expenses coverage
Assistance with claims and benefit queries
Help with denied or pending claims
Support to help members understand Explanation of Benefits
Resolution of issues if any – Doctor / Providers communication, HTH liaison, updates on claims status
In-person meetings with clients and insured members worldwide throughout the year – group and one-on-one meetings
Bi-weekly review of all claims reports – denied, pending, high-dollar denied claims, high out-of-pocket/out-of-network reports
International School Associations We Support
We can do more through partnership. This is why Clements supports international school associations and councils around the globe through membership. These organizations provide an important platform for schools to exchange ideas and provide the best environment for education possible.
Additional Policies for All Your Needs
International Schools Coverage
Protect your school, staff, building and assets from the unexpected. Discover how International Schools Insurance can provide you with peace of mind.
Group Life Insurance Coverage
Coverage that will not just help your employees with injury-related expenses, but will also provide for their loved ones, including benefits in the event of accidental death while abroad.
We are Here to Help
Still have questions? Fill out the form below and get in contact with a Clements Business Insurance Advisor today.
From quote to claim, our licensed account executives can service all your commercial insurance needs. We offer a full scope of cost-effective and tailored global insurance solutions to organizations so they can continue their operations with peace of mind.