Clements

for expats, diplomats, military, and organizations.

Insuring peace of mind so you can live and operate anywhere in the world

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Protection for the Foreign Service and government contractors
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International Insurance Solutions

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Personal
Insurance

Expat insurance designed for professionals, diplomatic staff, and their families who are living and working outside their home countries.
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Business
Insurance

Corporate insurance for your international business, including worldwide auto, group health, life insurance, and more.
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Strategic
Partnerships

Innovative and customizable programs that bring added value to your organizations employees or associations members.
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Agents
and Brokers

Engage with our licensed insurance advisors to develop coverage options to meet any need.
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Insurance For The Foreign Service & Military

Prepare for
your next mission.

As you serve your country from overseas, we’ll keep you fully protected during your diplomatic missions abroad.

FOREIGN SERVICE Insurance

Now you can also get US Federal Employee Professional Liability Insurance to protect your government career.

Our overseas Military insurance policies are tailored to protect Military service members and their families.

Military Insurance
Global offices around the world.

Global Locations

Worldwide insurance solutions provided through our offices in the US, UK, Gibraltar, and Ireland.

70% of Foreign Service officers choose Clements.

7 out of 10

Foreign Service Officers choose Clements for their insurance needs.

95% of US embassy associations insured.

Footprint of 95%

Amount of US embassy associations insured by Clements.

Coverage in over 170 countries around the globe.

170+ Countries

We enable people to live and work in numerous countries around the globe.

We are driven
by your success story.

We are driven
by your success story.

Personal Insurance

During our last move, the unthinkable happened: the container carrying everything we owned was lost at sea. Clements was responsive, professional and supportive throughout the experience.

– Diplomat in Egypt

We are driven
by your success story.

Business Insurance

I have been using Clements since 2006 and I am really happy with my decision. The wonderful, prompt support that I get from the Claims department is really appreciated.

– Global Organization in Kenya

We are driven
by your success story.

Foreign Service

The service has always been there for me, quick issues or complicated questions, they are always ready and eager to help, by taking care of the customers with understanding, patience and friendliness.

– Diplomat in Mexico

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We’re here to help.

Have questions on coverage? Time to renew your policy? Need help filing a claim?

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Claims
Clements teams collaborate closely when working on projects.
Clements teams collaborate to create the best solutions.

About Clements Worldwide

Clements Worldwide is a trusted provider of international insurance for expats, diplomats, and organizations in over 170 countries. Since 1947, we have enabled millions of people and organizations to live and operate anywhere in the world.

Our relentless commitment to customer experience and expertise in crafting tailored insurance solutions enables us to serve individuals, corporations, government agencies, international schools, nonprofits, and NGOs with global aspirations. Headquartered in Washington, DC, Clements has a worldwide presence with additional locations in London, Dublin, and Gibraltar.

Building on this rich history, our 2023 integration with Arthur J. Gallagher allows us to provide even greater resources and support to our clients worldwide.

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Awards & Certifications

Big "I" best practices agency award recipient.

Best Practices Award Recipient 16 Consecutive Years

Clements continues its streak as a top broker in the international insurance industry. 

BBB accredited business with an A+ rating.

Better Business Bureau A+ Rating

Our customers know we have their backs and strive to provide them with peace of mind.

Coverholder at Lloyd's of London.

Coverholder at Lloyd’s of London

Our partnership with Lloyd’s of London lets our coverage go where other insurers won’t. 

– Stay in the Know

Find tips, trends, and perspectives to help you confidently make decisions and navigate challenges internationally with peace of mind. Read how you can live, operate, and manage risks abroad.

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