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International Car Insurance

With more than 75 years of service, Clements Worldwide offers comprehensive international car insurance to our valued expats in most countries around the globe. As a Clements customer, you can drive at home or abroad with confidence knowing you and your car are protected. Our hassle-free global car insurance policies:

  • Automatically adjust to meet the local insurance requirements in whichever country you are driving
  • Can include both Physical Damage coverage and
  • Excess Liability coverage
Young expat woman smiling in a car, ready for her next adventure.

Worldwide Car and Motorcycle Insurance – Physical Damage

Get a global auto insurance policy that is built for your lifestyle with a customizable car or motorcycle insurance policy. Physical Damage coverage is available in most countries worldwide.

Local Physical Damage +
Third-Party Liability Insurance

International car insurance in the following countries also includes local Physical Damage coverage and Third-Party Liability (TPL) protection. Our Third-Party Liability insurance in the European Union is valid in the entire EU in most cases.

Who Needs International Car Insurance?

Car insurance regulations vary from country to country, and your U.S. policy might not be valid outside American borders. If you are an expat operating a vehicle abroad, it’s a good idea to get a policy specifically for that country. Expats who may need this coverage include:

Remote workers/digital nomads

Professionals living and working abroad

Health care and nonprofit workers

Retirees living abroad

Individuals traveling internationally

Families traveling internationally


What to Look for When Choosing Your International Car Insurance?

To learn more about the basics of international car insurance, watch this short video.


Why Choose Clements for International Car Insurance?

Our expertise is international coverage. We have been providing insurance to expats since 1947. Our specialists will ensure you are adequately covered while driving abroad.

Other key benefits include:

Coverage in 170+ countries

Affordability—coverage that fits your budget

Global/borderless coverage—your policy automatically adjusts to meet the local insurance requirements in whichever country you are driving

Policy documents in English

Claims handled in-house, making the process quick and efficient

Can include both Physical Damage and Excess Liability coverage

Expat living abroad renewing international insurance policy.

Policy Renewal

Looking to renew your international car insurance policy? Visit our Policy Renewal page to select the policy you’d like to renew and fill out the form, or to contact us with any questions.

Renew Your Policy

Contact Us

Still have questions? Fill out the form below and we’ll be happy to answer them. Or reach us at:

Personal insurance:

1.800.872.0067 | 1.202.872.0060 | UK 44(0) 33.0099.0104