Features: Physical Damage Policy
Protection against collision, theft, any damage that happens to the car (e.g. hail, vandalism etc.)
Political violence coverage: Damage to your car resulting from riots, strikes, terrorism and other perils are covered through Clements’ exclusive Political Violence insurance extension
Accident forgiveness: Your rate stays the same even after your first accident
Home country rental car insurance expense reimbursement: All vehicle policies that include Physical Damage coverage will cover the cost of rental car insurance for $12 USD/day up to 21 days per policy period when renting a car in the US, Canada or your home country. This does not have to be consecutive.
Covers Towing & Labor Reimbursement: up to $100 USD per disablement, up to $300 USD per policy term
Windshield replacements included
Transit coverage: all risk from departure to arrival available for government clients only
Optional coverage for duty expenses
Features: Third-Party Liability Policy
Third-party liability (Responsabilita’ Civile verso Terzi)
Vehicle protection (Danni Autovetture)
Personal accident coverage (Infortuni Conducente)
RCA sum insured with Bonus/Malus
Competitive discounts to future policy holders
Special discounts for expatriates 15 days of guaranteed cover after policy expiry
*Subject to underwriting guidelines. Limits, conditions and exclusions may apply.
Do You Need Car Insurance in Italy?
If you’re an expat living in Italy and are planning on driving, you need to be covered by Italian car insurance. Legally in Italy, you are required to be covered by car insurance that is at least to a level of third-party liability.
You don’t need an Italian driver’s license to be insured in Italy. As long as you are covered by a valid driving license, we can offer you Italian car insurance.
Can I Drive Outside of Italy with My Italian Car Insurance?
You have the option to extend your auto insurance coverage outside of Italy. If you purchase our Third Party Liability coverage a “Carta Verde” or Green Card is provided, giving you additional coverage when driving in EU countries and Schengen Area.
For more information about this coverage and the countries included, see our FAQs below.
Overseas Insurance For Military, Foreign Service Officers, & Educators
Why take the risk of using separate companies to ship your auto and personal property to your various posts? Let us take the stress out of converting your insurance coverage from country to country as you move around the world for your missions abroad.
Frequently Asked Questions About Car Insurance in Italy
Just as the rules of the road can change from country to country, so can the rules that apply to your expat car insurance coverage in Italy. Check out the FAQs below to learn more about insuring your car.
Additional Policies for All Your Needs
Worldwide Personal Property Coverage
Cover your most cherished belongings in-transit and at your destination. Discover why international personal property insurance may make sense for you.
Worldwide Personal Accident Coverage
Get 24-hour protection wherever you are in the world. Find out how international Personal Accident Insurance can provide you with peace of mind.
Still have questions? Fill out the form below and get in contact with a Clements Personal Insurance Advisor today.