Italy icon.

Homeowners and Building Insurance in Italy

Home & Personal Property Coverage

If you’re a homeowner in Italy seeking to protection your home and building, including villas, condos, apartments, and houses, along with their contents and residents, your search ends here. Our tailored homeowners insurance for Italy offers you the perfect solution. Customize your coverage to suit your exact requirements.

Your comprehensive insurance includes:

  • Building Insurance
  • Home Contents Protection
  • Fire Damage Cover
  • Third Party Liability Included
Request a Quote
Homeowners insurance in Italy provides peace of mind.

In addition, our dedicated customer service team can provide multilingual support. From translation services to claims settlements, we are here to help you every step of the way.

Looking to Insure Your Personal Belongings Only?

If you are seeking insurance only for your home contents and personal belongings, please refer to our Personal Property Insurance options:
Personal Property Insurance Renters Insurance

Key Coverages for Your Home Insurance in Italy

This building and personal valuables insurance plan for your home in Italy protects you from many types of damages. It covers things like fires, broken windows, thefts, and even damage caused by natural events, or accidental damage, such as burst pipes.

Plus, it has liability coverage, which helps if someone gets hurt because of your house or its surroundings. So, you’re covered for a lot of different situations that might happen to your home.

This policy can protect your full time or holiday / vacation home and its contents in Italy.

Property Damage and Fire

Home insurance protecting against fire, explosion, water, wind, hail, flood, heavy rain and snow damage

Theft and Robbery

Protect yourself and what is contained in the house against theft and robbery

Third Party Liability

Protection from damages involuntarily caused to third parties

Riots, Strikes and/or Civil Commotion

Coverage against damage caused by civil unrest

Legal Protection

Legal expenses protection covering costs of defense


Financial support for services relating to home repairs


You can choose whether to apply deductibles, with various combinations available for a range of coverages

Get a Quote

This Homeowners Insurance policy offers a comprehensive solution for safeguarding your home/building, condo, and personal valuable property against unexpected events and liabilities, allowing you to tailor your coverage to your specific needs.
Start Your Quote Now

What are the Benefits of This Home Insurance in Italy?

Comprehensive Protection


This Homeowners Insurance policy in Italy helps protect your house from unexpected events that might cause damage. If something goes wrong, like a fire or other accidents, the policy can help cover the costs of repairs on your home.

Third Party Liability Protection

Your policy also helps if someone else gets hurt because of your house and you need to pay for their injuries. This way, you won’t have to worry about big expenses if something bad happens in your home.

Legal Protection

The policy includes legal assistance coverage, both for out-of-court settlements and legal proceedings. This covers disputes related to building management and provides support for legal fees, expert consultations, and evidence collection.

Flexible Duration

Your home insurance policy can be contracted for a minimum of 1 year, however you can cancel at any time by submitting a written request at least a month prior.

Get a Quote

Customizable Options

You can choose extra protections for your house insurance in Italy. You can add coverage for things like storms, fallen trees on your property, electrical damages, protests, and other specific risks that you might be worried about.

For more information about this coverage and the countries included, see our FAQs below.

Expat living abroad renewing international insurance policy.

Have Questions or Need Help?

If you have any questions about our Italian car and motorcycle insurance rates or coverage, please fill out our form below or contact us at, 44(0) 33 0099 0104 or 800.872.0067.

Overseas Insurance For Military, Diplomats, & Educators

Wherever your PCS (permanent change of station) overseas or service takes you, rest assured you can drive across borders with our coverage and protect your car in transit between homes with coverage beyond third-party liability.

Why take the risk of using separate companies to ship your auto and personal property to your various posts? Let us take the stress out of converting your insurance coverage from country to country as you move around the world for your missions abroad.

FAQs About Home Insurance in Italy

Get a Quote

Get a free Italy home and building insurance quote.
Request a Quote

Additional Policies for All Your Needs

Consider these other insurance solutions to protect yourself, your stuff and your family:
Italy insurance icon.

Related Policy

Italy Car Insurance

Customize your car and motorcycle insurance for Italy. English-speaking customer support. Military discounts.

Personal Property and valuables insurance icon.

Related Policy

Worldwide Personal Property Coverage

Cover your most cherished belongings in-transit and at your destination. Discover why international personal property insurance may make sense for you.  

Contact Us

Still have questions? Fill out the form below and get in contact with a Clements Personal Insurance Advisor today.