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International Personal Insurance

Expat Insurance Around the Globe

Designed for expats, diplomatic staff, and professionals outside of their home countries, our international expat insurance policies give you the financial confidence to live almost anywhere in the world.

 

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Foreign Service insurance icon.

For Foreign Service Members

As you serve your country overseas, we’ll keep you fully protected with flexible insurance solutions.
Foreign Service Insurance

International Insurance Solutions

Expat insurance policies should provide a level of coverage that won’t leave the policy holder liable for more financial responsibility than they can withstand. Our global coverage options are highly customized and fit a range of budgets.
Solutions by Coverage

Car Insurance

Comprehensive global car coverage.

Personal Property Insurance

Cover items in-transit and your new location.

Health Insurance

Medical coverage without borders.

Global Term Life Insurance

Protect your loved ones if you pass away.

Disability Insurance

Financial safety net if you’re injured.

Personal Accident Insurance

Coverage for accidental injury or death.

Travel Medical Insurance

Global travel and medical care as you travel the world.

Home Insurance in the United States

US home coverage that fits your needs.

Pet Insurance in the United States

Protection for your furry friend.

Umbrella Liability Insurance in the US

Insure against liability claims.

US Federal Employee Professional Liability Insurance (FEPLI)

Keep your government career protected.
Solutions by Sector

Foreign Service & Contractors Insurance

Protection for govt employees and contractors.

Military Overseas Car & Property Insurance

Comprehensive protection for military.

Teachers & Educators Insurance

Global coverage for teachers and educators.

High Net Worth Insurance

Bespoke high net worth insurance for private clients.

We are driven
by your success story.

We are driven
by your success story.

Foreign Service

The service has always been there for me, quick issues or complicated questions, they are always ready and eager to help, by taking care of the customers with understanding, patience and friendliness.

– Diplomat in Mexico

We are driven
by your success story.

Personal Insurance

During our last move, the unthinkable happened: the container carrying everything we owned was lost at sea. Clements was responsive, professional and supportive throughout the experience.

– Diplomat in Egypt

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Why Do I Need Expat Insurance?

Insurance needs for expats are different, as your home country’s policy may not cover you abroad. For example, health insurance plans may not cover overseas treatment, or your domestic life insurance policy may have clauses and exclusions regarding foreign residency and travel. Ensure you and your family have adequate coverage in all areas including car, health, life, property, personal accident, travel, and more.

Who Can Benefit from Expat Insurance?

Anyone traveling or residing outside their home country including but not limited to:

  • Remote workers/digital nomads
  • Professionals living and working abroad
  • Health care and nonprofit workers
  • Retirees living abroad
  • Individuals traveling internationally
  • Families traveling internationally
  • Missionaries

What Are Some Scenarios Where I Can Benefit from Expat Insurance?

The scenarios for expat insurance benefits are endless. We provide coverage in many areas including auto, life, health, property, personal accident, travel, and more, so anyone who needs that coverage and is traveling or residing across international borders can benefit from our protection. Policies can be written for nearly any length of time and customized to fit your budget.


FAQ About International Personal Insurance

Resources & Articles

Find tips, trends, and perspectives to help you confidently make decisions and navigate challenges internationally with peace of mind. Read how you can live, operate, and manage risks abroad.

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