Coverage Highlights
Two insurance options
- Fully Comprehensive
- Third-Party Fire and Theft
Legally required Third Party Liability included
Driving in European Union countries up to 90 days
Roadside assistance
Windscreen protection *
Personal injury benefits *
Legal expenses cover *
Personal belongings cover *
Non-standard vehicle coverage available
Imported vehicles (including Japanese imports) covered
Poor driving history considered
No Claims Bonus
*Only available on certain levels of cover. Please check your policy documents or speak to us if you have any questions.
See more details about the coverages below.
Why Choose Clements for Car Insurance in Ireland?
You will have access to dedicated local personal insurance advisors experienced in serving the Irish market. This experience allows us to provide affordable and comprehensive coverage to expats living and working in Ireland.
Struggling to Get an Irish Auto Quote but Have Driven Elsewhere?
Many Irish insurers require driving experience on Irish roads. We are one of the only insurance brokers actively supporting and servicing the expat community in Ireland. We accept foreign no claims bonuses and international driving experience from other countries.
Are Your Insurance Costs Too High?
No worries. We can ensure your relevant driving experience gets reflected in your no claims bonus. That way, you can get the best possible premium to match the coverage level you need.
Global Broker with Local Expertise & Service
Clements provides the benefits of a global insurance broker, but with local knowledge and expertise.
We have been providing global insurance to expats since 1947.
What Does Car Insurance for Ireland Expats Cover?
Choose the Policy You Need:
- Third Party Fire & Theft Cover: includes protection for Third Party damages in respect of death or bodily injury or property damage as a result of an accident. This car insurance option in Ireland also includes cover for fire and theft claims relating to your vehicle.
- Fully Comprehensive Cover: includes all of the above with additional collision damage cover for your own vehicle.
Driving in European Union Countries
Covers you to drive in any country which is a member of the European Union, subject to max number of days, depending on your policy. You must advise us of trip before departure.
Roadside Assistance / Breakdown
- Roadside and doorstep assistance
- 1 hour free labour if the vehicle can be repaired at the breakdown site
- Towing of the vehicle to the nearest competent repairer
Drivers Medical Expenses
Covers medical expenses up to certain limit per person. Please refer to your policy booklet for full details. Only available on comprehensive level of cover.
Windscreen Cover
- Covered for the cost of repairing or replacing damaged or broken glass in the windscreen or windows.
- Automatically included on comprehensive level of cover and is available as an optional extra on Third Party Fire & Theft policies.
Personal Accident Benefits
Applies for the policyholder and any other authorised driver permitted to drive the insured vehicle, or any authorised passenger in the insured vehicle whilst the policyholder or the authorised driver is driving. Only available on Fully Comprehensive level of cover.
- Accidental death, loss of limb, loss of sight, hospitalisation, bone fracture
Poor Driving History Considered
Will consider quoting for customers with up to two fault or non-fault claims, or one fire or theft claim in the last two years.
No Claims Bonus
As long as no claim is made under this policy during any annual period of insurance, you will receive a discount when you renew your insurance.
New for Old Cover
If your car is brand new and you have an accident within its first year of registration, the vehicle is replaced with a brand-new car – subject to conditions. Only available on Fully Comprehensive level of cover.
Lock Replacement
Cover towards cost of replacing door, boot, ignition/steering locks, subject to limits and excess/deductible.
Towing a Trailer or Caravan
Covers liability to Third Parties whilst towing. Does not include cover for the trailer or a caravan.
Driving Other Cars Benefit
Covers the policyholder for liability to other people while driving any other private motor car which you do not own or have not hired. Subject to conditions – please refer to your policy booklet for full details. Only available on certain Fully Comprehensive policies.
To learn more, see our FAQs about Ireland Car insurance below.
Coverage details are communicated to the policy holder at the time of sale and listed in your policy documents. All levels of cover are subject to policy terms and conditions. Please refer to the policy booklet and schedule for full details.
Get Your Ireland Car Insurance Quote
Get a Quote NowWhat You’ll Need to Get a Policy
Photo of front and back of your Driving Licence
Proof of previous driving experience – NCB or Letter of Driving Experience
Vehicle logbook
Proof of employment (unless retired)
Proof of address in Ireland
Copy of passport
Proof of National Car Test Certificate
Which Foreign Country Driver Licenses are Accepted?
Any International Licence is acceptable if, at inception, the International Licence holder has been resident in ROI for less than 12 months. The only provisional licence accepted is Ireland. If you hold a foreign driving licence that was issued outside the EU, you are required to exchange or apply for an Irish driving licence upon becoming a resident in Ireland. For full details please refer to the NDLS website.
See our FAQs about Ireland Car insurance below for more helpful answers.
Who May Need Expat Car Insurance in Ireland?
Health Care Workers
Technology Professionals
Holiday Homeowners
Financial Services Professionals
Science and Pharma Professionals
Expatriates
FAQs About Expat Car Insurance in Ireland
Learn more about car insurance in Ireland for foreign nationals and non-residents.
Additional Policies for All Your Needs
Contact Form
Still have questions? Fill out the form below and get in contact with a Clements Personal Insurance Advisor today.
Disclaimer
Clements Insurance Services Limited, trading as Clements Worldwide, is regulated by the Central Bank of Ireland. Registered in Ireland no. 610994. Registered Office – Alexandra House, 3 Ballsbridge Park, Ballsbridge, Dublin 4, Dublin, D04 C7H2, Ireland.
Legal: Ireland Terms of Business | Ireland Remuneration & Fees