Car Insurance in Ireland for Expats

Full foreign licenses accepted are from Ireland, UK, EU, Australia, South Africa, New Zealand, Japan, USA, and Canada. The only provisional license accepted is Ireland.

There is a minimum vehicle value of €1,500 and a maximum of €100,000. For drivers under 25 years of age, the maximum value is €50,000.

The auto policy allows for 4 named drivers per policy in addition to the policyholder.

The Irish car insurance policy does not cover driving other cars.

Neither our Third-Party Fire and Theft (TPFT) nor our Comprehensive policy covers:

• Cost of deductible/excess
• Tire damage
• Death or bodily injury to anyone driving or in charge of your car
• Loss of use of vehicle
• Wear and tear
• Mechanical or electrical failure
• Loss or damage by theft or attempted theft if keys or key fob are left unsecured or unattended in car
• Fraud or collusion
• Wilful and negligent acts

Ireland car insurance quotes are valid for seven (7) days.

Yes, you can purchase add-ons for additional coverage for Ireland, including:

• Personal Injury benefit
• Full No Claims Bonus Protection
• Legal Expenses cover
• Open Driving benefit

Please note that to be eligible for these add-ons, certain criteria must be met.

The Ireland car insurance policy deductible is up to you and ranges from €150 to €250. It applies to the entire policy including third-party damage and third-party injury, and any costs or fees that result from investigating an incident or alleged incident or defending any action against the Clements-insured driver.

Ireland car insurance policies are issued for one year (12 months). You can cancel your policy any time for a pro rata refund (minus cancellation fees and applicable one-time charges).

Glass breakage, also knows as Windscreen Cover, is included in your Comprehensive policy. There are no limits to the cost if you use an approved repairer. If the glass is replaced by a non-approved repairer, maximum cover is restricted to €400 per claim.

Temporary car insurance is not available in Ireland, aside from short-term car insurance through rental companies. All policies in Ireland are sold on an annual basis, but if you need car insurance for less than one year, you can cancel your annual policy with us any time for a pro rata refund (minus cancellation fees and applicable one-time charges).

We accept debit and credit cards for full payment. You may also pay monthly by setting up a direct debit plan.