Expat Car Insurance in Ireland

Two insurance options

• Fully Comprehensive
• Third-Party Fire and Theft

Legally required Third Party Liability included

Driving in European Union countries up to 90 days

Roadside assistance

Windscreen protection *

Personal injury benefits *

Legal expenses cover *

Personal belongings cover *

Non-standard vehicle coverage available

Imported vehicles (including Japanese imports) covered

Poor driving history considered

No Claims Bonus

Choose the Policy You Need:

• Third Party Fire & Theft Cover: includes protection for Third Party damages in respect of death or bodily injury or property damage as a result of an accident. This car insurance option in Ireland also includes cover for fire and theft claims relating to your vehicle.
• Fully Comprehensive Cover: includes all of the above with additional collision damage cover for your own vehicle.

Driving in European Union Countries

Covers you to drive in any country which is a member of the European Union, subject to max number of days, depending on your policy. You must advise us of trip before departure.

Roadside Assistance / Breakdown

• Roadside and doorstep assistance
• 1 hour free labour if the vehicle can be repaired at the breakdown site
• Towing of the vehicle to the nearest competent repairer

Drivers Medical Expenses

Covers medical expenses up to certain limit per person. Please refer to your policy booklet for full details. Only available on comprehensive level of cover.

Windscreen Cover

• Covered for the cost of repairing or replacing damaged or broken glass in the windscreen or windows.
• Automatically included on comprehensive level of cover and is available as an optional extra on Third Party Fire & Theft policies.

Personal Accident Benefits

Applies for the policyholder and any other authorised driver permitted to drive the insured vehicle, or any authorised passenger in the insured vehicle whilst the policyholder or the authorised driver is driving. Only available on Fully Comprehensive level of cover.

• Accidental death, loss of limb, loss of sight, hospitalisation, bone fracture

Poor Driving History Considered

Will consider quoting for customers with up to two fault or non-fault claims, or one fire or theft claim in the last two years.

No Claims Bonus

As long as no claim is made under this policy during any annual period of insurance, you will receive a discount when you renew your insurance.

New for Old Cover

If your car is brand new and you have an accident within its first year of registration, the vehicle is replaced with a brand-new car – subject to conditions. Only available on Fully Comprehensive level of cover.

Lock Replacement

Cover towards cost of replacing door, boot, ignition/steering locks, subject to limits and excess/deductible.

Towing a Trailer or Caravan

Covers liability to Third Parties whilst towing. Does not include cover for the trailer or a caravan.

Driving Other Cars Benefit

Covers the policyholder for liability to other people while driving any other private motor car which you do not own or have not hired. Subject to conditions – please refer to your policy booklet for full details. Only available on certain Fully Comprehensive policies.

Health Care Workers

Technology Professionals

Embassy/Government Employees

Holiday Homeowners

Financial Services Professionals

Science and Pharma Professionals

Expatriates