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Same day cover
Monthly installment payment plan
Breakdown and legal expenses cover available
Includes social domestic which provides cover whether you are driving to the shops or commuting between your home and your place of work
Fully comprehensive and third-party car insurance in England, Scotland, Wales and Northern Ireland
Ability to drive into Southern Ireland for up to 60 days
Many UK insurers will not accept foreign no claims bonus, but we do.
Get Your UK Car Insurance Quote
When You’ll Need Expat Car Insurance
Expat car insurance is a type of car insurance that is designed for people who are not UK citizens but reside in the UK and own or drive a car in the UK. It is required for all drivers in the UK, regardless of their nationality or residency status.
Here is when you will need expat car insurance in the UK:
Non-UK citizen who is living in the UK and you own a car. This includes expats, retirees, non-residents working in the UK, including diplomats, embassy staff, and military service.
You want to take your UK car to Europe and drive it abroad.
Even if you are not planning to drive your car very often, it is still a legal requirement to have car insurance. This is because your car is still at risk of damage or theft, even if it is not being driven regularly.
If you are new to the UK and require car insurance and hold an International or EU/UK driving license, contact us to discuss your individual circumstances.
Why Choose Clements for Your UK Car Insurance?
Clements has an extensive network of insurers that guarantees competitive rates for our clients in the U.K. We have been insuring expats since 1947 and understand how coverage works from country to country. Our experience guarantees you won’t be left with gaps in coverage while still staying within the limits of your budget.
FAQs About Expat Car Insurance in the UK
Military, Foreign Service, & Teachers Abroad
Additional Policies to Pair with UK Car Insurance
Worldwide Personal Property Coverage
Cover your most cherished belongings in-transit and at your destination. Discover why international personal property insurance may make sense for you.
Worldwide Personal Accident Coverage
Get 24-hour protection wherever you are in the world. Find out how international Personal Accident Insurance can provide you with peace of mind.
Still have questions? Fill out the form below and get in contact with a Clements Personal Insurance Advisor today.
*Subject to underwriting guidelines. Limits, conditions and exclusions may apply.
Clements Worldwide is a trading name of Clements Europe Ltd. Clements Europe Ltd is registered in England and Wales at 40 Lime Street, London, EC3M 7AW under registration number 06918946 and is authorised and regulated by the Financial Conduct Authority (FCA) 504942.