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Your customized auto insurance options include all the features required for expats living in Germany. Clements makes it easy to obtain the right auto insurance to meet your needs. Even if you have no prior driving experience in Germany and are a new resident, we can insure you and your vehicle.
All insurance documentation is in English
English-speaking customer service representatives
US, UK, International, EU, and Provisional driver’s licenses accepted
No established residency or driving experience in Germany required
Physical damage and local third-party liability coverage are bundled together eliminating the need to source a local German insurance policy
Additional Coverage Benefits
Complimentary windshield replacements
Protection against collision, theft, and damage
Your Physical Damage insurance rate stays the same even after your first accident
Clements Physical Damage coverage can travel with you to other countries
Towing and labor reimbursement up to $100 USD per disablement and up to $300 USD per policy term
Transit coverage for your car, from departure from one country to arrival in the next, available for government clients only
Damage to your car resulting from riots, strikes, terrorism, and other perils are covered through Clements’ exclusive Political Violence insurance extension
All vehicle policies that include Physical Damage coverage will cover the cost of rental car insurance for $12 USD/day up to 21 days per policy period when renting a car in the US, Canada, or your home country
Diplomat in Egypt
Diplomat in Japan
Diplomat in Denmark
Additional Policies for All Your Needs
Worldwide Personal Property Coverage
Homeowners, Renters & Personal Property
Cover your most cherished belongings in-transit and at your destination. Discover why international personal property insurance may make sense for you.
Worldwide Personal Accident Insurance
Get 24-hour protection wherever you are in the world
Find out how international Personal Accident Insurance can provide you with peace of mind.
Still have questions? Fill out the form below and get in contact with a Clements Personal Insurance Advisor today.