Multiform – step no 2
Are you a U.S. Military member stationed in the U.K.?
Take advantage of our Military discount.
Auto coverage starts at two levels:
Third-Party Fire and Theft (TPFT)
Unlimited liability coverage for accidental death and bodily injury with €30 million property damage coverage for third parties, plus coverage to your vehicle from fire or theft.
Comprehensive
Unlimited liability coverage for accidental death and bodily injury with €30 million for property damage for third parties, plus full coverage to your vehicle.
These add-ons are available for added protection:
Personal Injury Benefit
- €30,000 death
- €10,000 loss of sight/limb
- €280/month temporary total disability or hospital benefit €130/week
Legal Expenses Coverage
- Up to €25,000 for solicitor/lawyer fees regarding traffic offenses
- Up to €100,000 for solicitor/lawyer fees regarding traffic accidents (protects you against other’s negligence)
Open Driving Benefit
Any driver between 25-70 years old with a clean record and valid Irish driver’s license is covered to drive the policy holder’s vehicle
Both levels of coverage also provide:
- Breakdown assistance (roadside and at home with no distance limits)
- Glass coverage (comprehensive policy only)
- Personal belongings (€250 max)
- Replacement car keys (€750 max)
- Replacement car after an accident (up to 35 days)
- Coverage for fees incurred from the fire brigade for service and rescue (€1,270 max)
- 31 days coverage anywhere in Europe
- Third-party cover so the policyholder can drive other cars (subject to approval)
Coverage details are communicated to the policy holder at the time of sale and listed in your policy documents.
What Does Car Insurance for Ireland Expats Cover?
Auto coverage for expats in Ireland starts at two levels:
Third-Party Fire and Theft (TPFT)
Unlimited liability coverage for accidental death and bodily injury with €30 million property damage coverage for third parties, plus coverage to your vehicle from fire or theft.
Comprehensive
Unlimited liability coverage for accidental death and bodily injury with €30 million for property damage for third parties, plus full coverage to your vehicle.
Auto coverage starts at two levels:
- Third-Party Fire and Theft (TPFT). Unlimited liability coverage for accidental death and bodily injury with €30 million property damage coverage for third parties, plus coverage to your vehicle from fire or theft.
- Comprehensive. Unlimited liability coverage for accidental death and bodily injury with €30 million for property damage for third parties, plus full coverage to your vehicle.
What Does Excess Liability Coverage Do?
- Excess Liability is a supplemental limit of liability (usually $500,000 or $1,000,000) that is stacked on top of the local third party liability coverage and provides additional coverage for bodily injury and property damage. This insurance also covers property damage, whereas the local policy does not.
Additional Terms & Conditions: 1. A deductible applies. 2. A standard war exclusion applies. 3. Coverage is excluded while the automobile is in Canada, Iran, and North Korea.
Get Your Worldwide Car Insurance Quote
These add-ons are available for added protection:
Personal Injury Benefit
- €30,000 death
- €10,000 loss of sight/limb
- €280/month temporary total disability or hospital benefit €130/week
Legal Expenses Coverage
- Up to €25,000 for solicitor/lawyer fees regarding traffic offenses
- Up to €100,000 for solicitor/lawyer fees regarding traffic accidents (protects you against other’s negligence)
Open Driving Benefit
Any driver between 25-70 years old with a clean record and valid Irish driver’s license is covered to drive the policy holder’s vehicle
Breakdown assistance (roadside and at home with no distance limits)
Glass coverage (comprehensive policy only)
Personal belongings (€250 max)
Replacement car keys (€750 max)
Replacement car after an accident (up to 35 days)
Coverage for fees incurred from the fire brigade for service and rescue (€1,270 max)
31 days coverage anywhere in Europe
Third-party cover so the policyholder can drive other cars (subject to approval)
Both levels of coverage also provide:
Breakdown assistance (roadside and at home with no distance limits)
Glass coverage (comprehensive policy only)
Personal belongings (€250 max)
Replacement car keys (€750 max)
Replacement car after an accident (up to 35 days)
Coverage for fees incurred from the fire brigade for service and rescue (€1,270 max)
31 days coverage anywhere in Europe
Third-party cover so the policyholder can drive other cars (subject to approval)
Coverage Chart
Policy Deductible:
- $100 (select policies),
- $250, $500, $1,000, $1,500, $2,500.
Political Violence Coverage: Policy includes protection against: Riots, Strikes, Acts of Terrorism, Sabotage, Malicious Damage, Insurrection, Revolution, Rebellion, War and/or Civil War.
Rental Reimbursement: $30/day; maximum of 10 days.
Home Country Rental Insurance Reimbursement: $12/day; maximum of 21 days. Available in your home country, including the United States & Canada.
Towing & Labor: $100 per disablement, $300 per policy period.
Medical Payments: $2,000 per person in your vehicle, per accident.
Accidental Death & Dismemberment: $15,000 per person; $45,000 per accident.
Transit Coverage: Transit coverage compensates you for any damage to your vehicle when shipped overseas or sent home. It covers any damages from home port to host country port. Coverage is available for government employees and contractors only and it is not available in the US, Canada and territories subject to international sanctions.
Territory Exclusions: Coverage is not available in the US, Canada and territories subject to international sanctions.
M. Juanita Guess
The award was named after Clements’ co-founder and former president M. Juanita Guess who was a member of the Foreign Service herself, working as an admin in the 1940s.
She had profound admiration for the Foreign Service mission and instilled that deep respect in her son and current Clements Worldwide Chairman, Jon Clements. Since 1995, Jon has presented the award every year as a gesture of appreciation and support for the Foreign Service mission.
International School Associations We Support
We can do more through partnership. This is why Clements supports international school associations and councils around the globe through membership. These organizations provide an important platform for schools to exchange ideas and provide the best environment for education possible.
International School Association Memberships
School Associations
Into if we want to add something.. blah .. .blah…
- Check your inbox for an email with your log-in information. You can access your policy documents by registering on our customer portal.
- Membership in the WorldSmart Association is automatically included with your policy and provides valuable information for those who live and work abroad. Your membership number and log-in details will arrive shortly.
I appreciate Clements’s impeccable customer service and attention to my diverse needs. I will recommend Clements to those moving abroad on diplomatic missions. – State Department Employee, Africa
Underwriting Appetite [Global Risk Insurance page content]
Key Industries Served
Specialized Insurance Solutions
Worldwide Auto Insurance Benefits
Our international car insurance policy is available in over 170+ countries and protects you against collision, theft and damage, even political violence. It includes the following features and benefits:
Coverage Chart 2
Policy Deductable: $100 select your policies, $250, $500, $1,000, $1,500, or $2,500
Medical Payments: $2,000 per person in your vehicle, per accident.
Political Violence Coverage: Policy includes protection against: Riots, Strikes, Acts of Terrorism, Sabotage, Malicious Damage, Insurrection, Revolution, Rebellion, War and/or Civil War.
Accidental Death & Dismemberment: $15,000 per person; $45,000 per accident.
Rental Reimbursement: $30/day; maximum of 10 days.
Transit Coverage: All-risk, from departure to arrival included (available for government employees only).
Home Country Rental Insurance Reimbursement: $12/day; maximum of 21 days. Available in your home country, including the United States & Canada.
Territory Exclusions: Coverage excluded when vehicle is within the United States, Canada, Iran, North Korea, or the insured home’s country.
Test Column 2
Towing and Labor: $100 per disablement, $300 per policy period.
Physical Damage
01
Borderless coverage
we specialize in car insurance for expats. That’s why we offer worldwide coverage so you & your vehicle can cross borders anywhere and still be covered – some exclusions apply
02
Protection against uninsured motorists
you won’t be subject to costs (mechanical or cosmetic) caused to your vehicle by uninsured, underinsured, or even hit and run drivers
03
Political Violence Coverage
if your car is damaged from riots, strikes, terrorism and other perils, you are covered through Clements’ exclusive Political Violence insurance extension, included with your policy.
04
Accident Forgiveness
Your rate stays the same even after your first accident
05
Transit Coverage
all risks from departure to arrival available for government clients only
06
Home Country Rental
we cover the cost of rental car insurance for $12/day up to 21 days when renting a car in the US, Canada or your home country
07
Windshield Replacements
if your car is damaged from riots, strikes, terrorism and other perils, you are covered through Clements’ exclusive Political Violence insurance extension, included.
08
Optional Coverage For Duty Expenses
Saves you money when you need to import a replacement vehicle or parts to repair your damaged car
09
Borderless coverage
we specialize in car insurance for expats. That’s why we offer worldwide coverage so you & your vehicle can cross borders anywhere and still be covered – some exclusions apply
10
Protection against uninsured motorists
you won’t be subject to costs (mechanical or cosmetic) caused to your vehicle by uninsured, underinsured, or even hit and run drivers
Excess Liability
01
Choose your coverage limits
Coverage starting from $500,000 USD or $1,000,000 USD in additional coverage, anywhere in the world.
02
Backed by the best
Our international car insurance is underwritten by certain underwriters at Lloyd’s of London.
FPO. Insurance Adendum
Is this the coverage you need?
Worldwide Auto Insurance FAQs
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FAQs About Green Cards for Drivers Registered in the UK
Brexit has been finalized so the U.K. is no longer part of the European Union (E.U.). Drivers registered in England, Scotland, Wales and Northern Ireland will now need to carry a physical Green Card with them while driving their vehicle in the member countries of the E.U. If your car is insured with Clements in the U.K., please see the FAQs below to learn more about your insurance coverage in the E.U. and how to obtain a Green Card.
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Contact Us
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We’re always available: +1.800.872.0067 | info@clements.com