Provides coverage due to an event of death caused by an accident or a dismemberment of limb.

This coverage is calculated up to 10 times your annual income.

Provides coverage due to an accident which entirely prevents the insured person from attending to any business or occupation for which they are reasonably suited by training, education, or experience and which lasts twelve months (365 days) and at the end of that period is beyond hope of improvement.

Coverage is calculated up to 10 times your annual income.

Provides coverage due to an accident that temporarily prevents the insured person from attending to their business or occupation. The benefit is payable per week up to a maximum of 52 weeks*. There is a waiting period, also known as an elimination period, of 14 days for each and every loss. The policy will only pay 14 days AFTER the date of loss (this period is non-payable).

*Weekly Benefit is 60% of monthly salary

Estimate that the Insured Person is likely to be totally disabled in excess of 4 weeks, or

Certify that the Insured Person should be evacuated or repatriated because local facilities are inadequate of his/her condition or that his/her recovery will be substantially expedited by such evacuation or repatriation, and/or

In the case of death of the insured person, for reasonable funeral expenses or necessary expenses incurred in transporting the body or ashes to the normal country of domicile.