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What are the Requirements for Car Insurance in Kenya?
If you’re an expat living in Kenya and are planning on driving, you legally must be covered with both physical damage and third-party liability protection. Clements comprehensive car insurance in Kenya ensures you’re complying with the law, while also offering protection from a range of other misfortunes.
With Clements car insurance, you don’t need a Kenya residency or previous experience driving in the country. Plus, all insurance brokerage is provided through the US and UK – so your policy is in English and making a claim is quick and easy.
What’s Covered by Comprehensive Car Insurance in Kenya?
Key Insurance Features & Benefits
Complete car insurance solution:
For expats residing in Kenya, including third-party liability protection and physical damage coverage
Car insurance for expats is our specialty. That’s why we offer coverage worldwide so you & your vehicle can seamlessly cross borders anywhere and still be covered – some exclusions apply
Political violence coverage:
If your car is damaged from riots, strikes, terrorism and other perils, you are covered through Clements’ exclusive Political Violence insurance extension, included with your policy
First accident forgiveness:
Mistakes can happen. Your car insurance premium doesn’t have to go up and your rate will stay the same even afterwards
Protection against uninsured motorists:
In some parts of Africa, studies have shown that about 65-70% of vehicles on the roads are uninsured. With uninsured motorist coverage you won’t be liable for repair costs due to uninsured, underinsured, and even hit-and-run drivers
Home country rental car insurance expense reimbursement:
We cover the cost of rental car insurance for $12/day up to 21 days when renting a car in the US, Canada, or your home country
Towing and Labor Reimbursement:
up to $100 USD per disablement, up to $300 USD per policy term
all risks from departure to arrival available for government clients only
Optional Coverage for Duty Expenses:
Saves you money when you need to import a replacement vehicle or parts to repair your damaged car
Third Party Bodily Injury:
Third Party Property Damage Limit:
Passenger Legal Liability (Per Passenger):
Passenger Legal Liability (Per Event):
Covers the following geographical areas of East Africa:
Kenya, Uganda, Tanzania, Rwanda, & Burundi
Choose your coverage limits:
starting from $500,000 USD $1,000,0000 USD in additional coverage, anywhere in the world
Backed by the best:
Our international car insurance is underwritten by underwriters at Lloyd’s of London
Note: if traveling outside of Kenya you are required to purchase COMESA (Common Market for East & South Africa) insurance, commonly known as the “Yellow Card” that covers liability across these countries.
Clements Worldwide’s physical damage car insurance is provided through Lloyd’s of London and is designed specifically for expatriates. Our third-party liability insurance is provided through AIG, in partnership with the WorldSmart Association.
FAQs About Kenya Car Insurance
Global NGO in Kenya
Global Organization in Kenya
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Worldwide Personal Property Coverage
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Cover your most cherished belongings in-transit and at your destination. Discover why international personal property insurance may make sense for you.
Worldwide Personal Accident Insurance
Get 24-hour protection wherever you are in the world
Find out how international Personal Accident Insurance can provide you with peace of mind.
Still have questions? Fill out the form below and get in contact with a Clements Personal Insurance Advisor today.