France insurance icon.

Expat Car Insurance in France

English-Speaking Customer Support

If you’re a non-resident working or living in France, Clements Worldwide makes it easy for you to get affordable car insurance. Secure a competitive rate with English-speaking customer support.

We offer coverage to suit a wide range of needs and budgets, including:

  • Local third-party liability protection (France’s minimum requirement)
  • Third-party fire and theft (liability plus theft, fire, and storm damage)
  • Comprehensive coverage

You can choose monthly payments or one annual payment.

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Heavy traffic with cars and motorcycles in Paris, France.

Why Clements?

Coverage & Service Highlights

Convenience

Customer support in English

Access to local insurance advisors experienced in the French market, providing you affordable and comprehensive coverage

US, UK, EU, and international and provisional driver’s licenses accepted

Savings

We count your driving experience abroad, saving you money

Second family car discount

Occasional drivers (<8,000 km) are eligible for reduced rates

 

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Protection

All coverage levels include:

– Civil liability coverage
– Legal defense
– Driver coverage (death, bodily injury, and economic loss)

Monospace (minivan/MPV) insurance dedicated to family vehicles

Five free taxi rides home (for drivers aged 18 – 25) if you are unfit to drive

Coverage: Third-Party Liability Insurance (TPL)

France’s minimum coverage requirement. This car insurance option includes:

Public liability €100,000,000

Driver coverage (death, bodily injury, and economic loss for driver)

Assistance from home (0 km) in case of breakdown, accident, fire, and theft

Assistance after breakdown/accident

Windscreen/glass (including lights) replacements

Coverage: Third-Party Fire and Theft Insurance

Auto insurance policy in France with third-party liability plus extended coverage including:

Theft, fire, and storm damage

Public liability €100,000,000

Driver coverage (death, bodily injury, and economic loss for driver)

Assistance from home (0 km) in case of breakdown, accident, fire, and theft

Assistance after breakdown/accident

Windscreen/glass (including lights) replacement

Coverage: Comprehensive Car Insurance

Our highest level of coverage keeps you, others, and your property safe. This policy includes:

All damage resulting from an accident

Theft, fire, and storm damage

After-market fittings and accessories

Contents transported in the vehicle

Value at purchase price in case of write off

Public liability €100,000,000

Driver coverage (death, bodily injury, and economic loss for driver)

Assistance from home (0 km) in case of breakdown, accident, fire, and theft

Assistance after breakdown/accident

Windscreen/glass (including lights) replacement

Additional Add-On Options for France

Further Protection Options

  • Rental car coverage
  • Additional legal fees and assistance protection
  • Protection for vehicle contents
  • Vehicle accessories and amenities coverage

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An agent will be in touch shortly with a quote for your France auto insurance.
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Who May Need Expat Car Insurance in France?

France requires all drivers to have auto insurance, including foreign nationals. Those who may need this type of coverage include:

  • Government employees and contractors, such as embassy staff 
  • International teachers and educators 
  • Non-profit workers 
  • Health care workers 
  • Missionaries 
  • Remote workers and digital nomads 
  • Retirees living abroad 
  • Families and individuals travelling internationally 
  • Anyone living and working abroad
Son plays on phone as mother packs a suitcase for a family trip.

What You’ll Need to Get a France Car Insurance Policy

After submitting your quote request, an agent will contact you shortly. To secure a policy, you will need these documents:
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Driver’s license for policy holder and named drivers (US, UK, EU, and international and provisional driver’s licenses accepted)

Passport

Visa or residence permit

One of the following car registration documents:

  • Vehicle’s French registration document (carte grise) in the former or current owner’s name
  • Vehicle registration certificate (certificate d’immatriculation provisoire) on permanent French plates or temporary WW plates
  • Purchase order (bon de commande)

No-claims bonus or letter of driving experience stating:

  • The driver’s insured dates
  • The number of claims-free years earned
  • Details of any claims for the past three years

For more information about car insurance coverage in France see our FAQs below.

Expat living abroad renewing international insurance policy.

Have Questions or Need Help?

If you have any questions about our car insurance in France, please contact us at france@clements.com, 44(0) 33 0099 0104 or 800.872.0067.

Insurance for Military, Foreign Service, & Educators Abroad

Wherever your PCS (permanent change of station) overseas or service takes you, rest assured you can drive across the EU and Schengen Area with our coverage and protect your car in transit between homes with coverage beyond third-party liability.

Why take the risk of using separate companies to ship your auto and personal property to your various posts? Let us take the stress out of converting your insurance coverage from country to country as you move around the world for your missions abroad.

Frequently Asked Questions About Expat Car Insurance in France

Get a Car Insurance Quote for France

Get a free quote or learn about our car insurance rates.
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Additional Policies for All Your Needs

Consider these other insurance solutions to protect yourself, your stuff, and your family:
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Worldwide Personal Property Coverage

Cover your most cherished belongings in-transit and at your destination. Discover why international personal property insurance may make sense for you.  

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Worldwide Personal Accident Coverage

Get 24-hour protection wherever you are in the world. Find out how international Personal Accident Insurance can provide you with peace of mind.

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Still have questions? Fill out the form below and get in contact with a Clements Personal Insurance Advisor today.

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Disclaimer

Clements Belgium SRL, trading as Clements Worldwide, is authorized and Regulated by the Financial Services and Markets Authority (FSMA) as an insurance broker at 8, Place Marcel Broodthaers, B-1060 Saint-Gilles under registration number 0721.902.110. . RPM/RPR : Brussels. Clements Belgium SRL is authorized and regulated by the Financial Conduct Authority under the UK Temporary Permissions Regime under registration number 838246. Clements Belgium is also regulated by the Central Bank of Ireland for conduct of business rules.