Yemen Risk Assessment Guide

Expat Life in Yemen

An ancient and diverse nation, Yemen has dealt with long periods of conflict and civil war throughout its history. The recent revolution in 2011 has ushered in another violent era for the country, and current conditions are unstable at best.

On June 28, 2016, the State Department issued a travel warning for Yemen due to the high security threat level posed by ongoing conflict and terrorist activities. This supersedes the Travel Warning for Yemen issued on December 14, 2015. The State Department urges all travelers to defer travel to Yemen, and for those currently visiting to depart immediately.

  • Health
  • Safety & Security
  • Terrorism

On November 19, 2015, the CDC issued a level 2 alert for those traveling to the Arabian Peninsula due to an outbreak of MERS (Middle East Respiratory Syndrome). MERS is a viral respiratory illness that causes fever, cough, and shortness of breath. The CDC encourages travelers to wash their hands consistently and avoid contact with other sick people in the area. 

The quality of medical facilities in Yemen is poor. The best available care - while still below conditions expected in the UK and the US - is found in main towns. Diseases such as polio, malaria and dengue fever have been reported in the country. You should contact your primary care physician prior to leaving for Yemen in order to discuss any possible vaccinations or other preventative measures.

Clements Worldwide's Expat Health Insurance allows you to receive affordable treatment outside your home country. Prescription drugs, maternity care, mental health treatment and other services are included. Policies provide USD 5 million in health care benefits, and you can choose from any number of available doctors. Optional War and Terrorism extensions are available, so any injury suffered from an act of war and terror is covered.

If acceptable medical care is not available nearby, Clements offers Medical Evacuation and Repatriation Insurance. A policy covers expenses to transport you to a capable medical facility in case a local medical center isn’t able to provide adequate treatment in Yemen.

Call us today at +1.202.872.0060 or 800.872.0067 or email to discuss your organization’s travel needs tailored to considerations involved while operating in Yemen.

Source: UK Foreign & Commonwealth Office and Clements Worldwide 

Contact a Clements Representative for Insurance Solutions

Yemen is currently in the midst of a political transition. As a result, the situation is volatile and demonstrations, rallies and violence are common. Injuries and deaths have been reported at some protests, and tension can escalate quickly. You should avoid all demonstrations and public gatherings in Yemen.

On October 6, 2016 the United States Department of State warned against non-essential travel to Yemen due to concerns of armed groups targeting international travelers. Travelers in the country are strongly encouraged to depart as soon as possible. Threats to traveler security include long-term detention, kidnapping for ransom, and attacks by terrorist organizations such as Al-Qa’ida in the Arabian Peninsula (AQIP). Additionally, authorities warn against travel by sea and air through the Red Sea, Bab-el-Mandeb Strait and the Gulf of Aden as well as Yemeni air space.

Local travel across the country is dangerous. Proper security measures are important, and you should maintain a low profile. The government maintains little control over some areas, such as Sa'adah in the north and in Abyan and other regions to the south. Recent violence has taken place around Dammaj, with many reported deaths.

Roads across Yemen can be closed without advanced notice. Temporary closures have happened in Aden, Lahij and al-Dhali. Most conditions are poor, and the mountain roads can be especially hazardous. In addition, mine fields are still present from past civil wars. 

Clements offers Overseas Car Insurance, which includes Physical Damage, Third Party Liability, and Excess Liability coverage. With flexible deductible options and fast claims processing, your policy will provide coverage for your vehicle fleet whether it’s on the road, parked or transported abroad. An optional Political Violence extension is also recommended, which broadens the coverage to include strikes, riots, malicious damage, sabotage, war, terrorism or civil unrest.

The Gulf of Aden, Somali Basin and Indian Ocean near Yemen are all hotspots of piracy. Vessels have been targeted while in the waters near the coast, and shipping organizations which haven't heeded industry best practices are at particular risk. Maritime terrorism is also a possibility. Clements offers Maritime Security Insurance, which ensures compliance with BIMCO insurance requirements and GUARDCON standards that will achieve cost savings, better coverage, and more efficient policy administration.

Call us today at +1.202.872.0060 or 800.872.0067 or email to discuss your organization’s travel needs tailored to considerations involved while operating in Yemen.

Source: UK Foreign & Commonwealth Office and Clements Worldwide 

Contact a Clements Representative for Insurance Solutions

There is a high threat of terrorism in Yemen. Some local tribes have strong connections to Al-Qaida in the Arabian Peninsula, with Western interests proving to be a main target.

On September 19, 2016 clashed broke out between Houthi rebels and a Saudi Arabia-led coalition of forces operating in the region. Fourteen people were killed and other was wounded in the Civil War related attack.

On September 11, 2016, an unknown attacker killed 8 people including himself, and wounded 15 others in the al-Wadea region.

On September 4, 2016, an unknown attacker detonated a roadside bomb in Aden, Yemen’s capital city, injuring more than 5 people and killing six. In an unrelated attack, 15 people were killed and approximately 28 others were wounded when suspected Houthi rebels launched a series of attacks in the city.

On August 29, 2016, at least 71 people were killed in a suicide car bombing at a military facility in the southern Yemen city of Aden.

On August 7, 2016, 10 soldiers loyal to Yemeni President Abdo Rabu Mansur Hadi were killed in a suicide car bombing in the southern region of Yafa.

On August 2, 2016, 2 suicide car bombings killed 6 soldiers between a military base.

On July 27, 2016, unknown attackers detonated a bomb in a market in Marib. Seven people were killed and 18 others were wounded.

On July 20, 2016, a suicide bomb that targeted police killed 5 people and wounded 6 others.

On July 19, 2016, 2 suicide car bombings killed at least 10 people and injured 18 others in Mukalla. The bombings targeted military checkpoints and were attributed to Al-Qaeda in the Arabian Peninsula (AQAP).

On July 18, 2016, two suicide car bombings in Mukalla killed eleven people. Eighteen others were injured in the attack.

On July 6, 2016, militants associated with Al-Qaeda in the Arabian Peninsula launched an attack against the airport Army headquarters near the Aden International Airport. During the attack, militants stormed the facility killing 25 security personnel and wounding 8 others. 

On June 27, 2016, three bombings were simultaneously targeted checkpoints in the port city, followed by a fourth that struck the entrance to a military camp. At least 35 people were killed.

On June 3, 2016, at least 18 civilians were killed and at least 35 injured after Katyusha rockets hit a market in Taiz.

On May 15, 2016, a suicide bombing killed at least 47 and injured at least 60 in the southern city of Mukalla.

On May 1, 2016, a suicide bomber attacked the security chief's motorcade in the southern port city, killing five of his bodyguards.

On April 9, 2016, at least 17 Yemeni soldiers were executed by Al-Qaeda terrorist group and another 17 were wounded.

On March 25, 2016, at least 26 people were killed in a triple suicide car bomb that hit roadblocks manned by loyalist forces in Aden, the largest city in southern Yemen, where the jihadist organizations are active. Two car bombs exploded in the al-Shaab in the west of Aden and an ambulance exploded against a checkpoint near Mansoura in the center of this city, declared capital "provisional" Yemen since its resumption in July 2015 by pro-government forces in the Shiite Houthi rebels.

On March 4, 2016, armed men entered the home of the Catholic Congregation of the Missionaries of Charity after killing a guard. They murdered the four Missionaries of Charity and 12 others who were volunteers at the nursing home. According to security officials, the Missionaries of Charity victims were of foreign religions—two Rwandan, a Kenyan and an Indian while the volunteers were Ethiopians and Yemenis. 

On February 17, 2016, a suicide bomber kills at least 13 recruits at a Yemeni Army base run by forces loyal to ousted President Abd Rabbuh Mansur Hadi in the southern port city of Aden. The Islamic State claimed responsibility for the attack.

On September 3, 2015 in Sana’a, Yemen, a suicide car bomber from the Isalmic State took the lives of at least 28 people and injuring more than 90 others

In late March of 2015, Yemen has battled for control of its airport, coordinated attacks on mosques killing more than 140 people, and other attacks leaving thousands displaced. Soon after Saudi Arabia became involved in airstrikes with more than 100 jets and killing 40 civilians. Saudi’s involvement runs the risk of inflaming tension in the Middle East.

Since 2012, more than 100 security officials have been assassinated in Yemen. In September 2013, the Yemeni Military Headquarters in Mukalla was attacked, resulting in at least 30 deaths and more injuries. In October, the 11th Brigade base in Ahwar, Abyan was targeted, with at least 12 dead and more injured. More terrorist attacks have taken place over the past several years. Due to the continued civil unrest and heightened security threats, the U.S. embassy was closed for about five weeks in May 2014.

In October 2013, violence escalated between the Huthi movement and the Salafi community in northern Yemen. Conflict is common across the entire country, and security is paramount while staying there. In November 2013, two Belarusian nationals were shot outside their hotel in Sana'a, with one killed. In October, a German national was shot and killed outside a supermarket in Sana'a. These attacks serve to highlight the heightened danger of life in Yemen.

In June 2013, a natural gas pumping station was attacked in the Balhaf. Additional attacks have also taken place near the gas pipeline between Marib and Shabwah. The oil and gas infrastructure as a whole is highly vulnerable.

A Political Violence Insurance policy from Clements offers the right coverage against the risks of civil unrest, war, riots, looting, and acts of terrorism.

There is also a high threat of kidnapping in Yemen. The number of incidents has increased since 2013 began. Four hostages in AQAP captivity were recently released for ransom, which may encourage more activity. In September 2013, a foreign photojournalist was kidnapped in Sana'a. In October, an international staff member of the United Nations was kidnapped on the way to the Sana'a International Airport.

A Kidnap and Ransom Insurance policy from Clements ensures financial assistance following a kidnapping, such as independent investigations, negotiations, and the arrangement and delivery of funds.

Call us today at +1.202.872.0060 or 800.872.0067 or email to discuss your organization’s travel needs tailored to considerations involved while operating in Yemen.

Source: UK Foreign & Commonwealth Office, U.S. State Dept, and Clements Worldwide 

Contact a Clements Representative for Insurance Solutions