International insurance career program participants.

International School Teachers & Educators Insurance

Clements’ EducatorsAbroad® international teachers insurance program provides educators and the school staff community around the world with customizable, critical coverage, leaving you to focus on what’s important: your students.

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We understand the unique needs of professionals living abroad. Since 1947, we’ve offered access to flexible worldwide insurance solutions. Our educator’s insurance coverage is available in over 170 countries and includes personal property insurance, physical damage, car theft insurance, flexible life policies, and more.

The professionalism shown and assistance offered is exemplary. Staff were always helpful when we renewed our policy each year, and we are grateful for the help given when our camera was stolen.
- Expat Family, Africa


Personal Property Insurance

From $60/year. Most frequently requested insurance by teachers. We cover your valuable personal property insurance needs globally. With no gaps in coverage your belongings are protected from the moment they’re shipped from your home, while in transit, during your time abroad, and back home again.

Coverage Highlights
  • Coverage at your overseas destination
  • Worldwide transit coverage
  • Laptop, phone, and camera equipment insurance
  • Jewelry and other high value items coverage
  • Suitcase coverage when traveling
Get a Quote Now

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Car Insurance Worldwide

Our teachers car insurance provides global coverage for the international school community. Coverage includes physical damage, car theft, and optional top up excess liability protection. Borderless car insurance allows teachers to travel and have coverage anywhere they drive in the world.

Coverage Highlights
  • Borderless worldwide insurance for your car
  • Protection against uninsured motorists
  • Political violence protection
  • Towing and labor reimbursement
  • Excess liability option
Get a Quote Now

See Car Coverage Details >

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Other Teachers & Educators Insurance Options

Life Insurance
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Flexible 5 to 30 year term global life coverage options. Most affordable option for teachers.

Life Coverage Details >

Accident / Disability
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High-limit temporary or permanent disability insurance to complement employer plans. Covers loss of income.

Disability Coverage Details >

Travel Medical
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From 5 days to 1 year. Travel medical, adventure travel, crisis response, single and multiple trips, etc.

Travel Coverage Details >

Personal Accident
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Global protection for injuries, disability, accidental death, medical expenses, evacuation and repatrionation.

Accident Coverage Details >


United States Coverage

Save on insurance for US citizens returning from abroad, foreign nationals, or permanent residents.

US Car Insurance >

Affordable coverage in all 50 states.

US Home Insurance >

Home, condo, renters and landlord coverage .


Download Your EducatorsAbroad® Brochure

Read about the custom tailored insurance coverages for educators abroad and the international school community.

Foreign Service Insurance Brochure [PDF]

Foreign Service global diplomats insurnce brochure.


I’ve had Clements as my insurer for 35 years, since my first overseas position in Jamaica. Clements continues to be a great company to work with and I appreciate the support and ease of getting things taken care of with your support team. I will continue to recommend Clements to all our friends and family.
- Expat, Mexico

Following an incident that left my wife in the hospital and my car disposed, your teams have demonstrated patience, professionalism and excellent customer service in assisting us through extremely difficult times in a country where we have only basic knowledge of the native language and practices.
- International Teacher, Europe

International passports with tickets

Insuring Expats Since 1947

Customizable policies with fast in-house claims processing.

Airplane traveling around the world

170+ Countries

We enable people to live and work in most countries around the globe.

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200+ International Schools

Number of International Schools insured by Clements.

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7 Out of 10

Foreign Service Officers choose Clements for their insurance needs.

Contact Us

We look forward to contributing to the success of your educational mission abroad by finding the best insurance solutions for you and your family.

If you have any questions, contact us at or call us at 800.872.0067 to speak to a dedicated account representative.

Students celebrating in an international school.


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Why Choose Us?

We’ve worked extensively with the international school community and specialize in insurance solutions for international schools and their staff.

Our journey in becoming a preferred global insurance provider began in 1947 with the creation of the first expatriate program exclusively for the US Foreign Service. With clients served in 170+ countries, we now manage worldwide insurance portfolios for professionals abroad, including educators, diplomats, digital nomads, retirees, short- and long-term expats, as well as international organizations.

Group Insurance Solutions for International Schools

If you are interested in discussing group solutions for all educational staff members, we’re happy to help and have many programs in place with international schools around the globe. Learn more about our group insurance solutions for international schools.