Security Consultant Insurance: Intelligent Solutions for a High-Risk World

insurance for security consultantsSecurity consultants face a level of professional risk that most typical insurers are unwilling to cover. However, Clements Worldwide specializes in designing comprehensive coverage options specifically tailored to meet the needs of defense, stability operations and security related organizations. Clements' international insurance solutions are highly flexible, and provide policy extensions including coverage for war and terrorism, accidental death, liability and other risks those operating within the security consultancy space may face. With Clements, security consultants will feel confident living and working outside of their home country.

Portfolio of Insurance Solutions

Our portfolio of international insurance products for Security Consultants includes but not limited to:

War & Terrorism and Political Violence: Coverage extension can be added to several types of polices to protect personnel, assets and liabilities from the political violence risks such as civil unrest, war, riots, strikes, and acts of terrorism. 

Vehicle Fleet Insurance: Offers international car insurance, which includes comprehensive, collision, theft, physical damage including political violence, and excess liability coverage. 

Defense Base Act: Required insurance per FAR 52.228-3 for all federally funded public works contracts overseas (OCONUS). Provides contractually required protection for the contractor’s civilian employees for medical expenses, lost wages, disability, and or death, including War Hazard, arising from work related injury or occupational illness. 

Personal Accident: Provides your employees and beneficiaries with financial compensation in the unfortunate event of an accident during an international trip or living and working overseas. It offers 24 hour cover for Accidental Death and Dismemberment (AD&D), Disablement and pays for Medical Expense, Medical Evacuation and Repatriation. Personal Accident benefits are payable in addition to DBA or Workers Compensation benefits.

Kidnap and RansomEnsures financial assistance following a kidnapping, such as ransom demands, deployment of a crisis response team to manage the abduction and legal liabilities that may arise as a result of the kidnapping.  

General & Professional Liability: Unique coverage that combines both general and professional liability coverage. Commercial General Liability coverage indemnifies the cost of third party bodily injury and property damage as a result of your operations abroad including legal costs. The policy also covers aggregate products/completed operations liability. Professional liability is a form of insurance to financially protect against claims of negligence in the performance of specified professional services.  

As your partner in mitigating international risk, Clements can develop a policy tailored to your organization’s needs, specifically for security consultants. Call us today at +1.202.872.0060 or 800.872.0067 or email

Contact Clements Insurance Specialist