Smita Bhargava

Smita Bhargava

Senior Vice President

Smita Bhargava, Senior Vice President of Clements Worldwide.

Smita has been with Clements since 2006 and has spent over 25 years in the insurance industry. As an Officer of the company and Advisor to the CEO, her areas of expertise include sales and account management, leadership oversight, strategic insurers relationships, and underwriting.

Smita’s specialty is developing customized insurance solutions for organizations in high risk areas around the world. Her strength is forging strong relationships with underwriters and insurance providers globally.

Smita speaks at conferences, forums, and to the press. She highlights the importance of mitigating and managing risks, whether businesses are in relatively low risk countries or active war zones. She began her insurance career in India in 1996 as a broker and has worked in various insurance markets.

Smita is pursuing her aviation license, and if she cannot obtain her instrument rating she plans on taking up golf.

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About Clements

Our journey in becoming a preferred global insurance provider began in 1947 with the creation of the first expatriate program providing international insurance for the U.S. Foreign Service. With clients served in 170+ countries, we now manage worldwide personal insurance portfolios for diplomats, the military overseas, contractors, educators, expats and professionals abroad. Our business insurance solutions cover organizations’ operations in high risk and emerging areas.

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Corporate Social Responsibility

Clements supports numerous awards and recognition programs for expat youth and foreign service officers serving around the world.