International Commercial Fleet Insurance

WorldAuto^®

Your Fleet Is Covered Wherever It Is 

International roads are not always easily navigable. Potentially dangerous road conditions and poor infrastructure can cause damage to vehicles in day-to-day use. In some parts of world, car-jacking and theft are everyday risks. With these risks in mind, Clements Worldwide developed WorldAuto, a program providing international vehicle insurance for fleets. We specialize in high-risk areas and can provide physical damage and liability coverage against every vehicle-related transportation hazard – even across borders.  

WorldAuto offers one policy to cover all your buses, motorcycles, armored vehicles, trucks, and SUVs in most countries against vehicle-related transportation hazards in all locations. We include theft and collision protection during transportation, operation, and even when parked.  

One Policy For Your Entire Fleet 

With over 70 years of experience working with clients in conflict regions, we have the expertise to provide your organization with the right coverage anywhere in the world.* Our team will work with you to create a WorldAuto program that meets your organization's needs and budget. For multi-national organizations, we offer one centralized commercial fleet insurance policy to cover vehicles located in different countries, eliminating the hassle of managing multiple policies.  

We’ll also help you manage the claims process from start to finish. Our multilingual in-house team can assist with claims processing, excess liability coordination, claims performance management, and risk analysis. 

*Subject to certain country restrictions. Contact Clements for more information.  

Benefits of International Commercial Fleet Insurance

Nearly half of the vehicles we cover are in high- or extreme-risk countries. That’s why we created an optional extension that reimburses clients for the full value of their vehicles in case of political violence, civil unrest, or acts of terrorism. We also offer extensions to cover excess liability and personal accidents. 

Excess Liability 

Basic local insurance often doesn’t cover a full claim settlement in the case of an accident. WorldAuto insurance eliminates this potential shortfall. Our supplemental Automobile Excess Liability Insurance increases your coverage limits and extends your protection worldwide.   

Political Violence Extension 

Most fleet insurance policies exclude damage caused by civil unrest. Our Political Violence extension will protect your assets against the cost of damage cause by strikes, riots, malicious damage, sabotage, war, or terrorism. 

Personal Accident Extension 

Your vehicles are important, but so are your people. Our Personal Accident extension was developed to provide financial stability should an incident with a fleet vehicle result in the permanent disability or accidental death of a driver or passenger – something local policies frequently don’t cover. 

WorldAuto is underwritten by Lloyd’s of London