International Life and Disability Solutions

Clements Worldwide makes available to expatriates unique global life and disability solutions for organizations and individuals living and working outside of their country of citizenship. These unique solutions provide financial benefits, respectively, in case of death or the inability to work due to illness or accident.  Both are critical for financial peace of mind for individuals with families, private businesses, or other dependents that depend on their income. 

Working abroad comes with special risks that could increase the likelihood of a disabling event.  Depending on your location, you might be exposed to increased diseases and diminished sanitation that could affect your health.  The medical facilities available may not be of the same quality that you would find in your home country. 

Other risks include increased crime rates abroad, damaged roadways that lead to more accidents, and potential risk of political violence.

While all individuals, particularly those with dependents, should consider life and disability solutions, the imperative is even more urgent for those abroad.   

Term Life For Individuals
international life insurance plans

With terms ranging from five to thirty years, our coverage options are suitable for many expatriates, especially for those with mortgages, debts, or dependents. Life insurance entitle you [and your designated beneficiary] to financial disbursements upon loss of life.

Get a Quote Learn More ›

Group Life For Organizations 

worldwide life insurance plans

With over 70 years of firsthand experience insuring employees of organizations working outside of their home country, Clements Worldwide understands that your employee’s financial protection is a top priority.

Request Info Learn More ›

Disability For Individuals

overseas health insurance program for schools

Clements’ high-limit temporary and permanent disability insurance provides coverage to individuals and their families in the event of disablement.

Get Quote Learn More ›