International Travel Medical Insurance
Pack your bags, not your worries
As you travel the world, whether for pleasure or business, it’s important to keep your health protected no matter where you roam. Have peace of mind while traveling abroad with international travel health insurance from Clements Worldwide and our partners.
Plan Options
Choose the coverage option that’s right for you and get a quote tailored for your time abroad:
Living Abroad
- Pre-existing conditions
- No pre-existing conditions
- Supplemental coverage
Travel Insurance Plan Option Details:
Short-Term International and Domestic Travel Insurance
5 Days to 1 Year
Three plan options for your trip with terms anywhere from 5 days to one year. Battleface insurance can cover treatment for expats as well as international and domestic travelers up to and including age 59 who incur medical expenses caused by or resulting from COVID-19.
Travel Medical
For global exploration, activities, and experiences
Adventure Travel
For the thrill-seeking travelers
Crisis Response
For travel to remote areas and conflict zones
Travel Insurance
Strategically designed for global exploration, work abroad, international volunteering, adventure travel, and more.
This plan emphasizes:
- Medical coverage for injuries and accidents
- Emergency medical evacuation
- Transportation
- Trip cancellation
- Baggage, and more.
The information below will help make your decision easier.
Key Features
✓ Travel Medical Expenses
Expense benefits include medical, dental, and emergency care.
✓ Emergency Medical Evacuation
Transport to the nearest facility capable of treating your condition—even if that means getting you home.
✓ Domestic Travel
A period of round-trip travel insurance to a destination that is at least 100 miles from your primary residence. You can travel with our plans while in the United States.
✓ Accidental Death & Dismemberment (AD&D)
Benefits for loss of eyesight or hearing, limbs or fingers, and death resulting from an accident while traveling.
✓ Secondary Coverage
Coordinates with your primary health insurance to ensure maximum benefit.
Additional Benefits
✓ Trip Cancellation & Interruption
Used in case of illness in the family, mother nature, and more.
✓ Business Package
Extend a single-trip plan policy with optional coverage to include accidental loss, theft, or damage to business equipment.
✓ Baggage Loss or Delay
This includes coverage for personal effects and fees incurred to ship baggage to your location if the lost items are recovered.
✓ Repatriation of Mortal Remains
Benefits include the costs of burial and cremation—either locally or your home. Also covers preparation and transport of your remains if the worst should happen.
Adventure Travel
This option is for travelers seeking adventure or extreme sports, sometimes to the most isolated and dangerous parts of the world. Travelers who benefit from this insurance need coverage for sports, emergency medical treatment, accidents, and medical evacuations.
This plan includes all key features and benefits from the Battleface Travel Medical product, as well as additional benefits listed below.
Key Features
✓ Adventure Sport Coverage
Plan provides benefits for many sports that are not covered elsewhere. These activities include leisure and non-professional extreme sports activities in cycling, mountain climbing, fishing, scuba, snorkeling, white- or black-water rafting, canoeing, kayaking, water skiing, camping, hiking, backpacking, and sailing.
Winter sports include downhill and cross-country skiing, snowboarding, off-trail and back-country skiing and snowboarding, snowmobiling, tobogganing, snow tubing, and ice skating, except as designated unsafe by resort management.
✓ Domestic Travel
A period of round-trip travel to a destination at least 100 miles from your primary residence—including travel plans in the United States.
✓ Resumption of Trip
Did your trip get interrupted? No worries--your insurance plan covers unforeseen events.
✓ Extension of Coverage
Plans offer early departure coverage up to 3 days prior to original departure date or 7 days after the original return date for unforeseen covered events listed in the policy.
Additional Benefits
✓ Late Night Delay
Connections and delays are unfortunate parts of travel. Missed connections will need to be a covered event and delay would start counting on or after 2:00 am local time.
✓ Sportsman's Equipment
Available only for single trip plans, this benefit adds coverage for owned, borrowed, or rented sports equipment.
✓ Rental Vehicle Coverage
Available as optional coverage for a single trip insurance plan, providing additional protection for your rental vehicle in case of damage.
✓ Search & Rescue
Lost, disoriented, or reported missing while on your trip? This has you covered as an optional benefit to add on single trip plans.
Crisis Response
Rather than an insurance plan, this is a service that provides both international and domestic protection and assistance up to $250,000 for victims of violent crimes, wrongful detention, mysterious disappearance, kidnapping, blackmail, extortion, political threats, hijacking, and acts of terrorism. Additional coverage is available for extra expenses up to $50,000.
- Emergency political evacuation cost
- Legal expenses
- Fees and expenses of an independent interpreter
- Costs of relocation travel and accommodation
- Fees for emergency medical care incurred within twelve months of the covered crisis
- Fees and expenses of security guards temporarily retained solely and directly for the purpose of protecting Protected Person(s) located in the country where a crisis has occurred
Additional Benefits
Crisis Response comes with 24/7 access to one of the world’s leading security teams. In the event of a crisis, consultants are on hand to provide immediate assistance, support, and advice.
- Mobilization and deployment of response consultants to advise on extreme incidents
- 24/7 point of contact to report emergencies and get security and safety advice from duty managers
- Coordination of security resources
- Liaison with third parties, where applicable
- Monitoring and telephone advice throughout the crisis
Plan Options
Living Abroad
- Pre-existing conditions
- No pre-existing conditions
- Supplemental coverage
Single Trip, Multi Trip, and Long Term Travel Medical Insurance
2 Months to 1 Year
Travel Health Insurance
This plan option via GeoBlue provides peace of mind to world travelers and expats living a global lifestyle by providing access to an elite network of healthcare providers, innovative mobile and online tools, and the convenience of telemedicine tools.
Single Trip
VOYAGER
Multiple Trips
TREKKER
Long Term
XPLORER
Single Trip
Perfect for international leisure, missionary, or business travel insurance. Coverage of COVID-19 testing and treatment is available at no additional cost.
Key Features
- Choice of varying medical limits and deductibles
- For trips outside the United States up to 6 months for ages 84 or younger
- Covers pre-existing conditions for medical services and medical evacuation
- Works as a secondary insurance for maximum coverage
Additional Benefits
- 24/7 Phone, Web, Mobile and Telemedicine Support
- Medical, Evacuation, Mental Health, RX, AD&D
- No hospital pre-certification penalty
- Voyager Choice is the most popular and comprehensive plan
Multiple Trips
For frequent travelers who take repeat journeys for family, business, or long-term projects.
Key Features
- Up to $250,000 for sickness and accidents
- $500,000 medical evacuation benefit
- Covers pre-existing conditions for medical services and medical evacuation
- Unlimited trips outside the United States in a 12-month period (70 days maximum per trip)
- Works as a secondary insurance for maximum coverage
Additional Benefits
- Medical evacuation, RX, AD&D
- No hospital pre-certification penalty
- 24/7 phone, online, mobile and telemedicine support
Long Term
The global lifestyle is growing and the demand for comprehensive international health insurance has increased. That is why superior health plans are now available to serve expatriates and their families.
Key Features
- Customize your medical coverage to suit your needs
- Define your deductible and prescription benefits
- Choose providers either in or out of our elite network
Additional Benefits
- 24/7 phone, online, mobile and telemedicine support
- Contraceptive services, surgeries and supplies are covered under the policy
- Unlimited annual and lifetime medical maximum
- Deductible waived for office visits with doctors
- No waiting period or sublimit for preventive services
- Meets all Schengen Visa requirements
- Pre-existing conditions covered with creditable coverage
- Illnesses and injuries related to terrorism are covered
Plan Options
Living Abroad
- Pre-existing conditions
- No pre-existing conditions
- Supplemental coverage
Long-Term Insurance for Expats Living Overseas
Our health insurance plans equip expats, diplomats, professionals, and their families living abroad, with comprehensive international coverage for those who create a home away from home. Complete the form to see which health insurance plan works best for your particular situation.
Cigna
Depending on your pre-existing condition, you may be approved for medical coverage upon further review by Cigna. With this option, you can also choose supplemental coverage to create a customized health plan to fit any budget.
Expat Global
If you do not have any pre-existing conditions and you have not received medical care for any conditions in the past 24 months, then Expat Global could be the right international medical insurance provider for you.
Have Questions or Need Help?
We understand that insurance can sometimes be confusing, especially when it comes to travel. We will help you choose the right travel medical insurance policy—so you can continue to enjoy your adventures away from home. If you have any questions, get in touch with one of our dedicated account executives today at info@clements.com or call us at 1.800.872.0067.
