Peru Risk Assessment Country Guide 

Doing Business in Peru

Home to some of the oldest civilizations in the world, Peru is a populous country of more than 30 million people. With many different ethnicities, languages and traditions, the South American nation is a melting pot of industrial and economic segments.

According to the UK Foreign & Commonwealth Office, comprehensive international insurance is recommended before you leave for Peru. While thousands of foreigners travel to the country each year, most visits are uneventful. However, there is a general risk of terrorism, and political instability in some areas might lead to violent encounters.

  • Health
  • Safety & Security
  • Terrorism

Medical care may be inadequate and medical expenses for most treatments are high, and not always available across the country.

On March 13, 2016, the CDC issued a Watch Level 1 for travel to Peru due to the locally transmitted disease chikungunya with 5 cases reported in Peru. Chikungunya causes fever and joint pain and the CDC recommends that travelers to Peru protect themselves from mosquito bites. 

A  GlobalCare expat health insurance policy from Clements Worldwide will provide comprehensive coverage as you will have USD 5 million in health care benefits. Coverage can extend to family also abroad, and includes flexible payment options and choice of deductible. GlobalCare Health Insurance allows you to choose any doctor you want, and helps reduce the amount of out-of-pocket expenses related to health care while living in Peru.

If acceptable facilities aren't nearby, Clements also provides Medical Evacuation and Repatriation insurance. A policy covers expenses to transport you to a capable medical facility in case a local medical center isn’t able to provide adequate treatment.

In addition, you should be aware of changes in elevation while living in Peru. Some parts are at a high altitude, which may lead to health problems. For example, Cusco, Puno and Colca Canyon all have elevations above 3,000 meters.

Call us today at +1.202.872.0060 or 800.872.0067 or email request@clements.com to discuss your organization’s travel needs tailored to considerations involved while operating in Peru.

Source: UK Foreign & Commonwealth Office and Clements Worldwide 

Contact a Clements Representative for Insurance Solutions

While the political climate in Peru is relatively stable, local protests can sometimes interrupt road, rail and air travel. Protests near Puno have sometimes closed the Bolivian border.

Recent state of emergencies have been announced for security reasons in several areas, including: Huanta and La Mar provinces, Kimbiri, Pichari and Vilcabamba districts in La Convencion province and Tayacaja province in the Department of Huancavelica.

Driving standards are inconsistent across Peru. In most places, roads are in poor shape and motorist behavior is unpredictable. Many traffic lights and signs are ignored, and the fatal crash rate for the country is high. Clements offers Overseas Car insurance, which includes Physical Damage, Third Party Liability, and Excess Liability coverage. With flexible deductible options and fast claims processing, your policy will provide coverage for your vehicle fleet whether it’s on the road, parked or transported abroad.

Call us today at +1.202.872.0060 or 800.872.0067 or email request@clements.com to discuss your organization’s travel needs tailored to considerations involved while operating in Peru.

Source: UK Foreign & Commonwealth Office and Clements Worldwide 

Contact a Clements Representative for Insurance Solutions

The risk of terrorism is moderate in Peru. If any attacks do occur, targeted locations might include public locations often visited by expats and foreigners. While Peru's internal terrorist movement has largely disbanded, danger is still present near major coca growing areas such as Alto Huallaga, Aguaytia and Apurimac-Ene VRAE river basins.

On September 27, 2016, a shooting carried out by the Shining Path Remnants killed 3 individuals in the city of Huancavelica.

On August 2, 2016, the Joint Command of the Armed Forces reported that suspected terrorists attacked a military base in the Mazamari district, in the Valley of the Apurimac River, Ene and Mantaro.

On April 9, 2016, at least 3 people are killed and another 6 were wounded in a remote part of Peru in an attack by Shining Path guerillas.

Clements offers International High Risk insurance and the right coverage against the risks of civil unrest, war, riots, looting, and acts of terrorism.

Clements also provides a Kidnap and Ransom insurance policy, which ensures financial assistance following a kidnapping, such as independent investigations, negotiations, arrangement and delivery of funds.

Call us today at +1.202.872.0060 or 800.872.0067 or email request@clements.com to discuss your organization’s travel needs tailored to considerations involved while operating in Peru.

Source: UK Foreign & Commonwealth Office and Clements Worldwide 

Contact a Clements Representative for Insurance Solutions