Chile Risk Assessment Country Guide 

Chile Insurance

One of South America's most stable and secure nations, Chile is a strong economic country that has emerged as a global leader. A founding member of the United Nations, Chile's economy is dependent upon mining, agriculture and tourism. As a result, the country may be a desirable location for expats and foreign travelers.

According to the UK Foreign and Commonwealth Office, most visits to Chile are uneventful. However, weather and natural disasters have caused problems in some cases, causing border crossings to be closed.

There is a minimal risk of terrorism in Chile, although many dangers associated with travel abroad emphasize the need to secure adequate international insurance. You should consider appropriate levels of coverage prior to leaving for the country.

  • Health
  • Safety & Security
  • Terrorism

Before departing from your home country, you should discuss all possible vaccinations and other preventative measures with your primary care physician. Medical facilities are of a high quality in Chile, primarily in major cities and in the capital of Santiago. However, the costs of treatment can be expensive, especially at private clinics and hospitals.

Air pollution during the winter is a serious concern in Santiago, which may lead to eye and respiratory issues. In addition, Chile has also dealt with a number of reported cases of children with meningitis W135.

Clements Worldwide offers GlobalCare® health insurance coverage. This policy includes USD 5 million in health care benefits, and allows you to choose any number of doctors across the world. Clements coverage enables  flexible payment plans, choice of deductible and optional War and Terrorism coverage. This coverage extends your policy to include illness or injury caused by an act of war and terrorism.

In some cases, appropriate levels of care may not be immediately available to you. Clements provides Medical Evacuation and Repatriation insurance, which covers expenses to transport you to a capable medical facility in case a local medical center isn’t able to provide adequate treatment.

Call us today at +1.202.872.0060 or 800.872.0067 or email request@clements.com to discuss your organization’s travel needs tailored to considerations involved while operating in Chile.

Source: UK Foreign and Commonwealth Office and Clements Worldwide

Contact a Clements Representative for Insurance Solutions

While the political climate in Chile is relatively stable overall, protests have been known to occur. Demonstrations are common on Sept. 11, the anniversary of the military coup, and on May 1, Workers Day. These activities have turned violent, and police often retaliate with tear gas and water cannons. The capital of Santiago is a common location for political rallies, including the districts of Huechuraba, Estacion Central, Ñuñoa, San Joaquin, Renca, La Pintana and Macul. You should exercise caution and avoid all large public gatherings.

A Personal Accident insurance policy from Clements protects your organization’s employees and their families' financial stability following an accident, regardless of whether it occurs on the job or during personal time. Coverage begins at USD 100,000 per person.

Most main roads in Chile are paved and in good condition. However, roads in the countryside may not be, and a four-wheel drive vehicle may be needed. Weather can drastically shift across the country, so you should be prepared to drive in snow and ice or hot desert regions. At times, winter weather closes the Chile-Argentina border crossing.

Clements offers international car insurance, which includes Physical Damage, Third Party Liability, and Excess Liability coverage. With flexible deductible options and fast claims processing, your policy will provide coverage for your vehicle fleet whether it’s on the road, parked or transported abroad.

An optional Political Violence extension is also recommended, which broadens the coverage to include strikes, riots, malicious damage, sabotage, war, terrorism or civil unrest.

Call us today at +1.202.872.0060 or 800.872.0067 or email request@clements.com to discuss your organization’s travel needs tailored to considerations involved while operating in Chile.

Source: UK Foreign and Commonwealth Office and Clements Worldwide

Contact a Clements Representative for Insurance Solutions

There is an underlying threat of terrorism in Chile. Attacks are unlikely to occur, but global levels of risk still present a danger. If incidents were to happen, targets may include public locations often visited by expats and foreign travelers, like restaurants, bars and hotels.

A War and Terrorism insurance policy from Clements offers the right coverage against the risks of civil unrest, war, riots, looting and acts of terrorism.

Clements also provides a Kidnap and Ransom insurance policy, which ensures financial assistance following a kidnapping, such as independent investigations, negotiations and the arrangement and delivery of funds.

Call us today at +1.202.872.0060 or 800.872.0067 or email request@clements.com to discuss your organization’s travel needs tailored to considerations involved while operating in Chile.

Source: UK Foreign and Commonwealth Office and Clements Worldwide

Contact a Clements Representative for Insurance Solutions