Dominican Republic Risk Assessment Country Guide 

Working in Dominican Republic

As one of the largest countries in the Caribbean, the Dominican Republic has emerged as one of the most visited nations in the region, with a burgeoning tourism sector and a steady economy. Traditionally dependent upon sugar production, today the Dominican Republic also relies heavily on the service and hospitality sector. Overall, economic growth has remained positive in the country, which may make it a desirable location for expats and international organizations.

According to the UK Foreign & Commonwealth Office, more than 98,000 British nationals traveled to the Dominican Republic in 2012 alone. While most visits are trouble-free, there are still a number of unique risks present in the country. There is a low threat of terrorism, and severe weather might impact local travel and infrastructure. Hurricane season runs from June through November, and storms may cause significant damage.

Due to these risks and others, you may want to consider adequate international insurance during your stay in the Dominican Republic. Proper coverage can limit the financial impact of life abroad.

  • Health
  • Safety & Security
  • Terrorism

In December 2015, the first local transmission of Zika virus infection was reported in the Caribbean, including the Dominican Republic. There have been 10 cases reported. Local transmission means that mosquitoes in the area have been infected with Zika virus, spreading it to people. Although there is no cure or vaccine for Zika, take standard precautions against mosquito bites and practice safe sex. Talk to your doctor or nurse if you develop a fever with a rash, joint pain, or red eyes. Pregnant women should consider postponing travel.

On May 26, 2015, the CDC issued a level 1 watch for Dominican Republic due to the increase of reported cases of cholera. ​Since November 2010, an outbreak of cholera has been ongoing with 32,257 suspected cholera cases including 487 deaths in the Dominican Republic as of April 2015. In 2015, there have been 185 suspected cholera cases registered, including 9 deaths. In 2014, there were 597 suspected cholera cases recorded, including 10 deaths. The CDC recommends taking food and water precautions. Expats should take extra precaution against Cholera, a bacterial disease spread by consuming contaminated food or water. Cholera may result in watery diarrhea, vomiting, and leg cramps, without treatment may result in death within hours.

Additionally, dengue fever is common in Latin America and the Caribbean all year.  Expats should take extra precaution against mosquito bites due to the heightened possibility of contracting the Chikungunya virus, which most often causes fever and joint pain.

Private medical facilities, including dentistry, are generally of a high standard across the Dominican Republic. However, the costs may become expensive and some locations could overcharge for treatment. Public health facilities near the Haitian border may not be operating at full capacity since the earthquake in 2010. Before leaving for the Dominican Republic, you should contact your primary care physician to discuss any possible vaccinations or other preventative measures. 

Clements Worldwide offers Expat Health insurance coverage. This policy includes USD 5 million in health care benefits, and allows you to choose any number of doctors across the world. Clements coverage enables flexible payment plans, choice of deductible and optional War and Terrorism coverage. This extends your policy to include illness or injury caused by an act of war and terrorism.

In some cases, you may need to travel in order to access appropriate levels of health care. A Medical Evacuation and Repatriation insurance insurance policy from Clements covers expenses to transport you to a capable medical facility in case a local medical center isn’t able to provide adequate treatment.

Call us today at +1.202.872.0060 or 800.872.0067 or email request@clements.com to discuss your organization’s travel needs tailored to considerations involved while operating in the Dominican Republic.

Source: UK Foreign & Commonwealth Office, World Health Organization, and Clements Worldwide

Contact a Clements Representative for Insurance Solutions

The political situation in the Dominican Republic is relatively stable, although some demonstrations have been known to occur. Therefore, you should take care to avoid all large gatherings, rallies and protests. 

A Personal Accident insurance policy from Clements protects your organization’s employees and their families’ financial stability following an accident, regardless of whether it occurs on the job or during personal time. Coverage begins at USD 100,000 per person.

Most major roads across the Dominican Republic are in good shape, although driving standards can vary. Many drivers can behave erratically, and vehicles are often in poor condition. Road accidents are common, especially during the holidays. The military and police have also been known to establish road blocks throughout the country, including near the Haitian border.

Clements offers Overseas Car insurance, which includes Physical Damage, Third Party Liability, and Excess Liability coverage. With flexible deductible options and fast claims processing, your policy will provide coverage for your vehicle fleet whether it’s on the road, parked or transported abroad.Political Violence coverage is included with individual physical damage policies, which protects against strikes, riots, malicious damage, sabotage, war, terrorism or civil unrest.

Mariners near Dominican waters may also require adequate insurance. A Maritime Security insurance policy from Clements ensures compliance with BIMCO insurance requirements and GUARDCON standards that will achieve cost savings, better coverage and more efficient policy administration.

Call us today at +1.202.872.0060 or 800.872.0067 or email request@clements.com to discuss your organization’s travel needs tailored to considerations involved while operating in the Dominican Republic.

Source: UK Foreign & Commonwealth Office and Clements Worldwide

Contact a Clements Representative for Insurance Solutions

There is a low threat of terrorism in the Dominican Republic. However, attacks could take place at random, and target locations are often visited by expats and tourists. Clements has a diversified portfolio of International High Risk insurance products, some of which include War & Terrorism, Kidnap & Ransom, Directors & Officers, Evacuation & Repatriation, and Defense Base Act (DBA) Insurance.

Call us today at +1.202.872.0060 or 800.872.0067 or email request@clements.com to discuss your organization’s travel needs tailored to considerations involved while operating in the Dominican Republic.

Source: UK Foreign & Commonwealth Office and Clements Worldwide

Contact a Clements Representative for Insurance Solutions