Ukraine Risk Assessment Country Guide 

Doing Business in Ukraine

Ukraine is one of the largest countries in Europe, spanning more than 233,000 square miles. A former member of the Soviet Union, Ukraine has undergone a period of economic change since the dissolution of the Union. Recently, the country’s economic condition has improved drastically, led by agriculture, manufacturing and the burgeoning information technology sector. The country may be an interesting location for many expats and foreign travelers.

However, Ukraine still presents a number of risks, according to the UK Foreign & Commonwealth Office (FCO). The political situation can be volatile at times, and violence and petty crime have been known to occur.

On June 17, 2016, the State Department issued a travel warning to the Ukraine due to Russian-back separatists who continue to control areas in the Donetsk and Luhansk oblasts, where violent clashes have resulted in over 9,000 deaths. The department warns travelers to defer visiting Crimea and the eastern regions of Donetsk and Luhansk, and recommends expats currently living in these regions to depart due to the Russia-backed separatists who continue to control areas.

  • Health
  • Safety & Security
  • Terrorism

On November 3, 2015, the CDC issued an alert level 2 for Ukraine due to an increase in the number of reported cases of polio, which is a disease caused by a virus affecting the nervous system. The CDC recommends all travelers receive their polio vaccinations. 

State-run medical facilities in Ukraine are typically below-average, compared to US and UK facilities While private hospitals and clinics provide better standards of care, they may not be on the same level as those found in other Western countries either Emergency services always transport passengers to state facilities unless provided with proof of insurance. Not every health care provider is fluent in English. 

Before leaving your home country, you should contact your primary care physician to discuss any possible vaccinations or other preventative measures. According to the UNAIDS/WHO Working Group, there are around 350,000 adults living with HIV in Ukraine. That equates to a prevalence percentage of around 1.1 percent of the population. 

Clements Worldwide offers GlobalCare® health insurance, with USD 5 million in health care benefits. The policy allows you to choose any number of doctors across the world. Clements coverage enables  flexible payment plans, choice of deductible, multilingual assistance, and optional War and Terrorism coverage. This coverage extends your policy to include illness or injury caused by an act of war and terrorism. 

While abroad in Ukraine, appropriate levels of care may not be available to you. Clements provides an Medical Evacuation and Repatriation insurance policy, which covers expenses to transport you to a capable medical facility in case a local medical center isn’t able to provide adequate treatment.

Call us today at +1.202.872.0060 or 800.872.0067 or email request@clements.com to discuss your organization’s travel needs tailored to considerations involved while operating in Ukraine.

Source: UK Foreign & Commonwealth Office and Clements Worldwide 

Contact a Clements Representative for Insurance Solutions

The political situation in Ukraine can be dangerous at times. The capital of Kiev has experienced a number of incidents recently, with clashes taking place between police and protestors. As a result, some metro stations have been closed in the city. All travelers should be cautious around any large, public demonstrations. 

Driving standards across Ukraine are poor. Street lights may not work at all times, and drivers tend to behave erratically. Therefore, traffic accidents occur often, with a number of fatalities reported. While roads in major cities are decent, conditions deteriorate in more rural areas. 

Clements offers International Car insurance, which includes Physical Damage, Third Party Liability, and Excess Liability coverage. With flexible deductible options and fast claims processing, your policy will provide coverage for your vehicle fleet whether it’s on the road, parked or transported abroad.

An optional Political Violence extension is also recommended, which broadens the coverage to include strikes, riots, malicious damage, sabotage, war, terrorism or civil unrest. 

Call us today at +1.202.872.0060 or 800.872.0067 or email request@clements.com to discuss your organization’s travel needs tailored to considerations involved while operating in Ukraine.

Source: UK Foreign & Commonwealth Office and Clements Worldwide 

Contact a Clements Representative for Insurance Solutions

There is a medium threat of terrorism in Ukraine. Given global risk levels, however, attacks could be indiscriminate and target public locations often visited by expats and tourists. These could include hotels, bars, restaurants and public transit.

The situation in Ukraine shows few signs of slowing down anytime soon. According to The Guardian, the acting president - Oleksandr Turchynov - has asked that all military operations against pro-Russian forces resume in the eastern part of the country. This comes on the heels of an alleged report that two men were tortured to death by the separatists.

On October16, 2016 pro-Ukrainian militants killed a pro-Russian rebel in a bomb attack in Donetsk, Ukraine.

On September 19, 2016, the Donetsk People’s Republic opened fire on and shot a Ukrainian soldier in Avdiivka. Two other were wounded in booby-trapped bombings.

On September 9, 2016, a landmine exploded, killing 3 soldiers in the Ukrainian armed forces and wounding one other. Officials suspect the attack was carried out by the Donetsk People’s Republic in connection to the ongoing war in Donbass.

On September 1, 2016, a landmine exploded, injuring a serviceman in the Ukrainian army. Officials suspect the Luhansk People’s Republic perpetrated the attack.

On August 30, 2016, a local nurse was wounded during enemy shelling of Shchastya.

On August 19, 2016, a Ukrainian serviceman was killed and four others were wounded in actions in the Donbass region.

On August 18, 2016, 3 soldiers were killed and six other were wounded when pro-Russian rebels launched over 500 mortar shells and over 300 artillery shells at Ukrainian forces.

On August 16, 2016, 2 Ukrainian servicemen were killed and 4 others were wounded in shelling operations in the industrial area of Avdiivka.

On August 15, 2016, a volunteer from Berdiansk was killed during the shelling of Chermalyk.

On August 6, 2016, the head of the Luhansk People's Republic was injured by a powerful explosion near his car.

On July 20, 2016, journalist, Pavel Sheremet, was killed when a bomb exploded under his car in the center of Kiev.

On July 19, 2016, a 19-year-old man was killed as a result of Donetsk People’s Republic (DPR) shelling in Avdiivka.

In February 2014 due to the current political climate in Ukraine, the U.S. Peace Corps evacuated all of its members based in the country. Before the situation changed, more than 200 volunteers were working with youths in the areas of education and community development.

The mass evacuation began at the end of February, and the Peace Corps released a statement confirming that all volunteers were safe and accounted for. As time passes, the organization vowed to monitor the situation with the hope of returning in the near future.

In order to safeguard your employees from unforeseen political events overseas, Clements provides Political Evacuation insurance, which ensures emergency evacuation to the nearest safe location and salary continuation. 

Call us today at +1.202.872.0060 or 800.872.0067 or email request@clements.com to discuss your organization’s travel needs tailored to considerations involved while operating in Ukraine.

Source: UK Foreign & Commonwealth Office and Clements Worldwide 

Contact a Clements Representative for Insurance Solutions