Netherlands Risk Assessment Country Guide 

Doing Business in Netherlands

An artistic and exciting country, the Netherlands is well-developed, founding member of the European Union. With more than 16 million citizens, the northwestern European nation has a strong economy bolstered by shipping, fishing, trade and banking. The Netherlands may be a desirable location for many expats and other foreign travelers.

According to the UK Foreign & Commonwealth Office (FCO), more than 1.8 million British nationals travel to the Netherlands each year. While most visits are trouble-free, there are still a number of unique risks present to those traveling abroad. It is recommended that you elect the appropriate international insurance coverage prior to leaving your home country. Comprehensive coverage can ensure financial stability while overseas, and limit the monetary impact in the event of injury, illness or incident.  

  • Health
  • Safety & Security
  • Terrorism

Health care facilities are in relatively good condition throughout the Netherlands. However, it may be expensive to receive certain types of care, so proper insurance is important. Before leaving for the country, you should contact your primary care physician to discuss any possible vaccinations or other preventative measures. 

Clements Worldwide offers GlobalCare® health insurance coverage. This policy includes USD 5 million in health care benefits, and allows you to choose any number of doctors across the world. Clements coverage enables  flexible payment plans, choice of deductible and optional War and Terrorism coverage. This coverage extends your policy to include illness or injury caused by an act of war and terrorism.

While living or working outside of your home country, you may need to travel in order to reach appropriate levels of health care. A Medical Evacuation and Repatriation insurance policy from Clements covers expenses to transport you to a capable medical facility in case a local medical center isn’t able to provide adequate treatment.

Call us today at +1.202.872.0060 or 800.872.0067 or email request@clements.com to discuss your organization’s travel needs tailored to considerations involved while operating in Netherlands.

Source: UK Foreign & Commonwealth Office and Clements Worldwide 

Contact a Clements Representative for Insurance Solutions

The political climate in the Netherlands is stable, although you should still take care to avoid any political demonstrations or large gatherings of people.

A Personal Accident insurance policy from Clements protects your organization’s employees and their families' financial stability following an accident, regardless of whether it occurs on the job or during personal time. Coverage begins at USD 100,000 per person.

Road conditions are also adequate across the Netherlands. In 2012, there were 650 road deaths in the country, which equals a rate of 3.9 deaths per 100,000 of population. Driving conditions may vary, and all trams and buses have priority over other forms of traffic.

Clements offers international car insurance, which includes Physical Damage, Third Party Liability, and Excess Liability coverage. With flexible deductible options and fast claims processing, your policy will provide coverage for your vehicle fleet whether it’s on the road, parked or transported abroad.

An optional Political Violence extension is also recommended, which broadens the coverage to include strikes, riots, malicious damage, sabotage, war, terrorism or civil unrest.

Mariners in and around Dutch waters should also consider adequate insurance coverage. A Maritime Security insurance policy from Clements ensures compliance with BIMCO insurance requirements and GUARDCON standards that will achieve cost savings, better coverage, and more efficient policy administration.

Call us today at +1.202.872.0060 or 800.872.0067 or email request@clements.com to discuss your organization’s travel needs tailored to considerations involved while operating in Netherlands.

Source: UK Foreign & Commonwealth Office and Clements Worldwide 

Contact a Clements Representative for Insurance Solutions

There is an underlying threat of terrorism in the Netherlands. However, any attacks that could take place may target locations often visited by expats and tourists, such as hotels, bars, restaurants and public transport.

A War and Terrorism insurance policy from Clements offers the right coverage against the risks of civil unrest, war, riots, looting and acts of terrorism.

Clements also provides a Kidnap and Ransom insurance policy, which ensures financial assistance following a kidnapping, such as independent investigations, negotiations and the arrangement and delivery of funds.

Call us today at +1.202.872.0060 or 800.872.0067 or email request@clements.com to discuss your organization’s travel needs tailored to considerations involved while operating in Netherlands.

Source: UK Foreign & Commonwealth Office and Clements Worldwide 

Contact a Clements Representative for Insurance Solutions