Italy Risk Assessment Country Guide 

Expat Life in Italy

A leading European power, Italy has long been home to some of the most important artistic, religious and political figures throughout history. Italy has a population over 60 million and borders several countries, including France, Switzerland and Austria.. Historically, Italy has enjoyed one of the strongest economies in Europe, bolstered by its business economic segment, agriculture and other industrial sectors.

According to the UK Foreign & Commonwealth Office (FCO), more than 2.5 million British nationals travel to Italy each year. While most trips are trouble-free, there are still many risks associated with travel abroad. Weather may pose a problem, and there is a general threat of terrorism.

Italy is a desirable location for expats and tourists alike. In order to control the potential costs of life abroad, it is recommended that you consider appropriate international insurance before you depart for the European nation.

  • Health
  • Safety & Security
  • Terrorism

Before departing your home country, you should contact your primary care physician to discuss any possible vaccinations or other preventative measures for your stay in Italy. Overall, health care facilities in Italy are adequate, although insurance can certainly help manage the associated costs.

Clements Worldwide offers GlobalCare® health insurance, with USD 5 million in health care benefits. With Clements, you will have flexible payment options, choice of deductible and around-the-clock, multilingual claims assistance. Clements does not limit you to a specific network of doctors, which means that you can choose from any medical professional, anywhere in the world outside your home country. 

In some cases, you may have to travel in order to receive appropriate medical care. A Medical Evacuation and Repatriation insurance policy from Clements covers expenses to transport you to a capable medical facility in case a local medical center isn’t able to provide adequate treatment.

Call us today at +1.202.872.0060 or 800.872.0067 or email request@clements.com to discuss your organization’s travel needs tailored to considerations involved while operating in Italy.

Source: UK Foreign & Commonwealth Office and Clements Worldwide 

Contact a Clements Representative for Insurance Solutions

The political situation in Italy is relatively stable. While there may be a low risk of demonstrations, rallies or protests, there are still other risks present in the European country.

Personal Accident insurance policy from Clements protects your organization’s employees and their families' financial stability following an accident, regardless of whether it occurs on the job or during personal time. Coverage begins at USD 100,000 per person.

Road conditions are generally adequate across Italy. However, there may be driving restrictions in certain regions. For instance, authorities in Rome sometimes prevent vehicles with odd or even number plates from driving on alternative days. On Sundays, trucks over 7.5 tons are not allowed on roads between the hours of 7 a.m. to midnight. 

Clements offers international car insurance, which includes Physical Damage, Third Party Liability, and Excess Liability coverage. With flexible deductible options and fast claims processing, your policy will provide coverage for your vehicle fleet whether it’s on the road, parked or transported abroad. 

Mariners near Italian waters may also want to consider obtaining comprehensive insurance. A Maritime Security insurance policy from Clements ensures compliance with BIMCO insurance requirements and GUARDCON standards that will achieve cost savings, better coverage, and more efficient policy administration.

Call us today at +1.202.872.0060 or 800.872.0067 or email request@clements.com to discuss your organization’s travel needs tailored to considerations involved while operating in Italy.

Source: UK Foreign & Commonwealth Office and Clements Worldwide 

Contact a Clements Representative for Insurance Solutions

There is a general threat of terrorism in Italy. Attacks could target locations often visited by expats or tourists, including bars, restaurants and hotels. In the past, there have been instances of domestic terrorism aimed at Italian interests. Such incidents often involve small bombs or incendiary devices.

On September 27, 2016, a man with suspected Islamic State ties stabbed and wounded a Rimini City police officer.

A War and Terrorism insurance policy from Clements offers the right coverage against the risks of civil unrest, war, riots, looting and acts of terrorism.

Clements also provides a Kidnap and Ransom insurance policy, which ensures financial assistance following a kidnapping, such as independent investigations, negotiations, and the arrangement and delivery of funds.

Call us today at +1.202.872.0060 or 800.872.0067 or email request@clements.com to discuss your organization’s travel needs tailored to considerations involved while operating in Italy.

Source: UK Foreign & Commonwealth Office and Clements Worldwide 

Contact a Clements Representative for Insurance Solutions