Ireland Risk Assessment Country Guide 

Working Abroad in Ireland

Ireland is a politically divided country, with the majority of the nation geographically falling under the Republic of Ireland and the rest considered as Northern Ireland, which is a part of the United Kingdom. Much of the nation's geography is low-lying mountains interspersed with lush vegetation. Irish culture has been hugely influential throughout history, particularly in the fields of literature and music. Currently, the country's economy is considered small but robust, and is heavily based on trade.

According to the UK Foreign & Commonwealth Office, more than three million British nationals travel to Ireland each year. Most visits are uneventful, but there are still a number of risks inherent in life abroad. There is also an underlying threat of terrorism in the country.

Because of these potential risks, you may want proper international insurance prior to leaving your home country for Ireland. Adequate coverage can reduce the financial impact of life overseas.

  • Health
  • Safety & Security
  • Terrorism
  • Business Customs

Ireland's medical facilities are generally of a high standard, although some types of healthcare treatment may become expensive. Before departing for Ireland, you should contact your primary care physician in order to discuss any possible vaccinations and other preventative measures.

Clements Worldwide offers GlobalCare® health insurance coverage. This policy includes USD 5 million in health care benefits, and allows you to choose any number of doctors across the world. Clements coverage enables flexible payment plans, choice of deductible and optional War and Terrorism coverage. This extends your policy to include illness or injury caused by an act of war and terrorism. No coinsurance payment is required following the deductible, and prescription drugs, maternity care and mental health treatment are covered.

While in Ireland, you may not be near the appropriate medical care in the event of illness or injury. A Medical Evacuation and Repatriation insurance policy covers expenses to transport you to a capable medical facility in case a local medical center isn’t able to provide adequate treatment.

Call us today at +1.202.872.0060 or 800.872.0067 or email to discuss your organization’s travel needs tailored to considerations involved while operating in Ireland

Source: UK Foreign & Commonwealth Office and Clements Worldwide

Contact a Clements Representative for Insurance Solutions

While relatively stable overall, the political situation in Ireland could change. You should be cautious around any political demonstrations, and avoid these and any other large demonstrations.

A Personal Accident insurance policy from Clements protects your organization’s employees and their families’ financial stability following an accident, regardless of whether it occurs on the job or during personal time. Coverage begins at USD 100,000 per person.

Road conditions are generally well-maintained  throughout Ireland. Please note that your vehicle must be registered within one week of arriving in Ireland.

Clements offers international car insurance, which includes Physical Damage, Third Party Liability, and Excess Liability coverage. With flexible deductible options and fast claims processing, your policy will provide coverage for your vehicle fleet whether it’s on the road, parked or transported abroad.

An optional Political Violence extension is also recommended, which broadens the coverage to include strikes, riots, malicious damage, sabotage, war, terrorism or civil unrest.

Mariners near Ireland's waters may want proper insurance. A Maritime Security insurance policy from Clements ensures compliance with BIMCO insurance requirements and GUARDCON standards that will achieve cost savings, better coverage and more efficient policy administration.

Call us today at +1.202.872.0060 or 800.872.0067 or email to discuss your organization’s travel needs tailored to considerations involved while operating in Ireland

Source: UK Foreign & Commonwealth Office and Clements Worldwide

Contact a Clements Representative for Insurance Solutions

There is an underlying threat of terrorism in Ireland. Attacks may take place at random, and targets could include locations often visited by expats and tourists.

On August 9, 2016, Northern Irish Police (PSNI) arrested a man suspected of being involved with the assassination of a Protestant paramilitary leader, killed in north Belfast earlier in the week.

A War and Terrorism insurance policy from Clements offers the right coverage against the risks of civil unrest, war, riots, looting, and acts of terrorism.

Clements also provides a Kidnap and Ransom insurance policy, which ensures financial assistance following a kidnapping, such as independent investigations, negotiations, arrangement and delivery of funds.

Call us today at +1.202.872.0060 or 800.872.0067 or email to discuss your organization’s travel needs tailored to considerations involved while operating in Ireland

Source: UK Foreign & Commonwealth Office and Clements Worldwide

Contact a Clements Representative for Insurance Solutions

How to Expand Your Business into Ireland   

If you have been keeping up with the global economic trends, you likely know that recent statistics and surveys suggest Ireland could be one of the fastest-growing economies in Europe.

Ireland Business CultureAccording to The Independent, the past few months have shown an average Purchasing Manufacturers index score of about 60, compared to the regional average of 53.8. What's more, the unemployment rate recently stopped to 11.5%, marking a precipitous decline from the high reached in February 2012 of 15.1%.

Although total GDP growth is still 5% below its pre-recession level, many see this as an opportunity - not a hindrance. With so much potential in the Ireland economy, a number of international businesses may use this as a time to expand their international presence.

It is important that you are mindful of local business customs, read below for some of those that are unique to Ireland.

Prepare for a Cheery, Informal Meeting

Ireland has a very relaxed business culture that puts an emphasis on friendship and mutual comfort. Meetings are more relaxed than other parts of Europe. Smiling and maintaining eye contact are a signal of trust and comfort with the parties involved in the meeting.

Also, according to expat resource website Kwintessential, don't be surprised if the meeting attendees shift to using first names rather quickly. If your Irish counterpart refers to you by your first name, feel free to reciprocate. Using your business partner's first name could even be a way to show you are relaxed and confident about the deal.

The best way to begin a meeting is to shake everyone's hand, then proceed to a bit of small talk. If the meeting is at a restaurant or pub, you can expect to order food - or at the very least a drink - to accompany the discussion.

Be Comfortable with your Speech

In  many countries body language, hand gestures and facial expressions are used as strong cues to establish a client’s tone and demeanor, this isn't the case in Ireland. Here, it is all about your eloquence in speech, your ability to turn a business presentation into a relatable anecdote, how in-depth you can discuss a particular topic and how quick-witted you are.

According to Kwintessential, banter and jokes integral parts of business meeting culture, so you'll need to be able to keep up with the Irish's keen knack for comedy and storytelling.

Blending in with the Corporate Culture

Despite all the informalities, there are a few unique aspects of Ireland's business culture you need to remember. For one, according to eDiplomat, it truly is about who you know. Use your network to set up business meetings, as these are often organized by a mutual third party.

While the company hosting the meeting may be a little late, as an international outsider, your punctuality is still expected. Similarly, there is no set rule for exchanging business cards, as there is in many Asian nations. However, it's still wise to have them on you, so you can be prepared if the host company's members offer them to you.

The Irish economy is heating up, and it's driving many international organizations to consider expanding to the UK. However, understanding business etiquette and attaining risk assessment in Ireland will be paramount for a successful expansion.

Want to learn more about business etiquette? Find out about business etiquette in Australia

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Call us today at +1.202.872.0060 or 800.872.0067 or e-mail to discuss your needs.