Fiji Risk Assessment Country Guide 

Doing Business in Fiji

The small island nation of Fiji, located in the Pacific Ocean, is home to more than 874,000 people. The archipelago was formed through volcanic activity, and is today a beautiful, tropical country that has long been a desirable location for tourists. Fiji is considered one of the most economically developed nations in the Pacific, bolstered by natural resources such as timber, gold, oil and copper.

According to the UK Foreign & Commonwealth Office (FCO), more than 25,000 British nationals travel to Fiji each year. Even though many visits are trouble-free, there are still a number of risks present in life abroad. The tropical cyclone season can impact Fiji between the months of November and April, and there is an increased risk of crime and violence in remote regions of the country. There is also a low threat of terrorism.

Due to these risks and other unpredictable conditions, it is advisable that you consider the appropriate international insurance prior to leaving your home country. The right policy can reduce the potential financial impact of life overseas. 

  • Health
  • Safety & Security
  • Terrorism

Health care facilities in Fiji are typically of an  adequate standard for routine procedures and treatments. However, these may not be readily available in some parts of the country and evacuation may be needed in some instances of more serious illness. Most doctors and hospitals also require immediate cash payment for services. Before leaving your home country, you should contact your primary care physician to discuss any possible vaccinations or other preventative measures.

In April 2016, the CDC issued a travel warning to Fiji for the Zika virus. There have been 10 reported cases. Local transmission means that mosquitoes in the area have been infected with Zika virus, spreading it to people. Take standard precautions against mosquito bites and practice safe sex. Talk to your doctor or nurse if you develop a fever with a rash, joint pain, or red eyes. Pregnant women should consider postponing travel.

Clements Worldwide offers GlobalCare® health insurance coverage. This policy includes USD 5 million in health care benefits, and allows you to choose any number of doctors across the world. Clements coverage enables flexible payment plans, choice of deductible and optional War and Terrorism coverage. This extends your policy to include illness or injury caused by an act of war and terrorism.

Due to the possible lack of necessary medical care, you may need to be evacuated from certain areas of Fiji. A Medical Evacuation and Repatriation insurance policy from Clements covers expenses to transport you to a capable medical facility in case a local medical center isn’t able to provide adequate treatment.

Call us today at +1.202.872.0060 or 800.872.0067 or email request@clements.com to discuss your organization’s travel needs tailored to considerations involved while operating in Fiji.

Source: UK Foreign and Commonwealth Office and Clements Worldwide

Contact a Clements Representative for Insurance Solutions

The political situation in Fiji is currently in the midst of change. A military coup took place in 2006, followed by the annulment of the constitution and the installation of an interim government. Some restrictions remain in place today, and you should avoid all public gatherings and demonstrations and refrain from discussing political topics. 

A Personal Accident insurance policy from Clements protects your organization’s employees and their families’ financial stability following an accident, regardless of whether it occurs on the job or during personal time. Coverage begins at USD 100,000 per person.

Driving conditions can be dangerous across the islands of Fiji. Regulations are rarely enforced, and traffic violations occur frequently. In addition to these concerns, severe weather can cause roads to become damaged or even impassable.

Clements offers international car insurance, which includes Physical Damage, Third Party Liability, and Excess Liability coverage. With flexible deductible options and fast claims processing, your policy will provide coverage for your vehicle fleet whether it’s on the road, parked or transported abroad.

An optional Political Violence extension is also recommended, which broadens the coverage to include strikes, riots, malicious damage, sabotage, war, terrorism or civil unrest.

Call us today at +1.202.872.0060 or 800.872.0067 or email request@clements.com to discuss your organization’s travel needs tailored to considerations involved while operating in Fiji.

Source: UK Foreign and Commonwealth Office and Clements Worldwide

Contact a Clements Representative for Insurance Solutions

There is a low threat of terrorism in Fiji. However, any attacks could be indiscriminate and target locations often visited by expats and tourists, such as hotels, bars, restaurants and public transportation. 

A War and Terrorism insurance policy from Clements offers the right coverage against the risks of civil unrest, war, riots, looting, and acts of terrorism.

Clements also provides a Kidnap and Ransom insurance policy, which ensures financial assistance following a kidnapping, such as independent investigations, negotiations and the arrangement and delivery of funds.

Call us today at +1.202.872.0060 or 800.872.0067 or email request@clements.com to discuss your organization’s travel needs tailored to considerations involved while operating in Fiji.

Source: UK Foreign and Commonwealth Office and Clements Worldwide

Contact a Clements Representative for Insurance Solutions