United Arab Emirates Risk Assessment Country Guide

Expat Life in UAE

The United Arab Emirates (UAE) has quickly become the economic hub of the Middle East. With bustling metropolises and a flourishing infrastructure, the country has become a major center for business and tourism, especially in Dubai.

The UAE is a popular destination for international organizations and expats with a robust economy, employment opportunities and quality health care. The primary religion in the country is Islam and expats should respect specific customs, traditions and laws, according to the UK Foreign & Commonwealth Office (FCO). 

  • Health
  • Safety & Security
  • Terrorism

On November 19, 2015, the CDC issued a level 2 alert for those traveling to the Arabian Peninsula due to an outbreak of MERS (Middle East Respiratory Syndrome). MERS is a viral respiratory illness that causes fever, cough, and shortness of breath. The CDC encourages travelers to wash their hands consistently and avoid contact with other sick people in the area. 

The UAE is well-known for its high-quality health care. However, the costs could be quite expensive, which means comprehensive international medical insurance is advisable. Most facilities provide a similar level of care as in the U.S. or U.K. In addition, all visitors should contact their primary care physicians beforehand regarding any vaccinations.

Clements Worldwide provides a diverse portfolio of international medical benefits. With our Expat Health Insurance, you will have medical coverage while living abroad. Clements' coverage can also extend to family members overseas.

Call us today at +1.202.872.0060 or 800.872.0067 or email request@clements.com to discuss your organization’s travel needs tailored to considerations involved while operating in United Arab Emirates.

Source: UK Foreign & Commonwealth Office and Clements Worldwide

Contact a Clements Representative for Insurance Solutions

Most foreign residents of the UAE live in safety. However, nearby political instability in the Middle East could lead to a number of disturbances.

While living in the country, expats should exercise caution regarding personal property and safety. Only licensed public transport should be taken, and gold, green and white street taxis in Abu Dhabi are often in less than desirable condition. There is a high rate of traffic accidents across the country, and traffic regulations are loosely enforced compared to other developed nations. 

Clements offers Overseas Car Insurance, which includes Physical Damage, Third Party Liability, and Excess Liability coverage. With flexible deductible options and fast claims processing, your policy will provide coverage for your vehicle fleet whether it’s on the road, parked or transported abroad.

For international shippers, travel by sea can be challenging near the UAE. Most vessels nearby are routinely searched and inspected, and regional tensions can have an impact on the shipping industry. Attacks could occur while traveling in the Gulf of Oman, Northern Arabian Sea and Gulf of Aden. A Clements’ Maritime Security policy ensures compliance with BIMCO insurance requirements and GUARDCON standards that will achieve cost savings, better coverage, and more efficient policy administration.

Call us today at +1.202.872.0060 or 800.872.0067 or email request@clements.com to discuss your organization’s travel needs tailored to considerations involved while operating in United Arab Emirates.

Source: UK Foreign & Commonwealth Office and Clements Worldwide

Contact a Clements Representative for Insurance Solutions

Although the UAE government has been a leader in international counterterrorism cooperation, according to the U.S. Department of State, the threat of terrorism is still high. Security measures have been improved along the borders, and financing to combat terrorist activities within the country has increased. Attacks are sporadic throughout the country.

With Clements, you could put in place a comprehensive insurance policy for your international organization operating in the UAE as well as in the rest of the Middle East region. We offer the right coverage against the risks of civil unrest, war, riots, looting, and acts of terrorism. War and Terrorism extensions are available for many policies, and provide financial assistance in the event of loss or business interruption due to these acts. 

Call us today at +1.202.872.0060 or 800.872.0067 or email request@clements.com to discuss your organization’s travel needs tailored to considerations involved while operating in United Arab Emirates.

Source: UK Foreign & Commonwealth Office and Clements Worldwide

Contact a Clements Representative for Insurance Solutions