Egypt Risk Assessment Country Guide 

Doing Business in EgyptOne of the most heavily populated countries in Africa, Egypt is home to more than 80 million residents. Current political turmoil and other risks might present challenges to expatriates and international organizations.

Currently, the UK Foreign & Commonwealth Office (FCO) advises against all travel to certain parts of the country, such as the Governorate of North Sinai. In addition, the FCO also advise against all but essential travel to portions of the Governorate of South Sinai and the Governorates of Beni Suef, Minya, Asyut and Sohag.

Given these numerous risks, it is advisable to acquire comprehensive international insurance prior to leaving for Egypt.

  • Health
  • Safety & Security
  • Terrorism

On November 19, 2015, the CDC issued a warning level 1 for Egypt due to a risk of H5N1 bird flu and recommends that travelers avoid contact with wild birds or live/uncooked poultry. From November 2014 to May 1, 2015, there were 165 human cases of H5N1 bird flu reported in Egypt. Egypt is the highest country for reported human cases of H5N1 in the past year.   

The best medical facilities providing adequate coverage are located in Cairo and other major cities and resorts. In case of an emergency, the best course of action is to seek treatment in Cairo or the nearest major city. As there has been an increase of Hepatitis A infections from travelers returning from Egypt, it’s recommended that expats receive a Hepatitis A vaccine prior to traveling to Egypt.  

Clements Worldwide's International Health Insurance coverage can help manage the costs of healthcare overseas. Policies include USD 5 million in health care benefits, and allow you to choose any number of doctors across the world. Clements coverage enables  flexible payment plans, choice of deductible and optional War and Terrorism coverage. This coverage extends your policy to include illness or injury caused by an act of war and terrorism. 

Clements provides adequate medical coverage with its Emergency Evacuation and Repatriation policy. This policy covers expenses to transport you to a capable medical facility in case a local medical center isn’t able to provide adequate treatment while in Ecuador.

Call us today at +1.202.872.0060 or 800.872.0067 or email to discuss your organization’s travel needs tailored to considerations involved while operating in Egypt.

Source: UK Foreign & Commonwealth Office and Clements Worldwide 

Contact a Clements Representative for Insurance Solutions

Political instability is widespread across Egypt. Demonstrations, protests and clashes occur in major cities and border regions. Additional political protests and violent incidents in Cairo and other cities resulted in more than 50 deaths and numerous injuries. Expats should avoid all demonstrations and large gatherings while living in the country.

On September 25, 2016, a bomb explosion in the northern region of the Sinai Peninsula killed as least one person. Six others were injured. No group has claimed responsibility, though the police forces have faced Islamic insurgencies since 2013.

On November 24, 2015, a day after the second round of parliamentary elections closed, militants attacked a hotel housing election judges in the provincial capital of al-Arish in Egypt's North Sinai. At least seven people are killed and 12 others injured, including two judges. ISIL's Wilayat Sinai branch claims responsibility.

On August 2013, security forces ended sit-in protests in Cairo, which led to more than 500 deaths.

On June 2013, a U.S. citizen was killed in demonstrations in Alexandria while filming the demonstration. Many protests turn violent quickly, and some participants are hostile and suspicious of foreigners.

When traveling across Egypt, be wary of poor road conditions and possible erratic behavior from other drivers. In addition, there is  an increase of break-ins and car-jackings at gun and knife-point during the daytime at places that expats frequent. In 2011, almost 16,000 people were killed from road accidents estimated by the United Nations. It is  permissible to drive in Egypt with an international driving permit for up to six months. 

On November 4, 2015, a suicide bomber detonated a car bomb near the North Sinai Police Officers Club in the city of Al-Arish, killing three police conscripts and injuring 10 others. Wilayah Sayna, an ISIL-affiliated organization claimed responsibility for the attack.

Clements provides Worldwide Car insurance, which includes Physical Damage, Third Party Liability, and Excess Liability coverage. We create customized policies to serve your organization’s needs in Egypt and other high-risk areas. Optional Political Violence extension is recommended, which broadens the coverage to include strikes, riots, malicious damage, sabotage, war, terrorism or civil unrest.

Call us today at +1.202.872.0060 or 800.872.0067 or email to discuss your organization’s travel needs tailored to considerations involved while operating in Egypt.

Source: UK Foreign & Commonwealth Office and Clements Worldwide 

Contact a Clements Representative for Insurance Solutions

Attacks are sporadic and indiscriminate, occurring in many public places targeting expats and other foreigners. Since 2011, security has been lax in the Governorate of North Sinai, resulting in an increase in attacks on government buildings and energy infrastructure. Additionally, the Israel-Egypt gas pipeline and terminals have been bombed.

On October 22, 2016 gunmen associated with ISIS killed a senior military official in front of his home in the north of the Sinai Peninsula.

On October 17, 2016 the Islamic State carried out a terrorist attack targeting a security patrol in the Egyptian city of Abu Taweela. The shooting attack left five people dead and at least 8 others were wounded. In separate attacks, bombs placed by ISIS killed one and wounded two others in El Gorah, and two Egyptian police officer were shot in el-Mokataa and Sheikh Zawayed.

On October 16, 2016 the Egyptian army reported that 3 people were killed in clashes with the Islamic State in the Sinai Peninsula.

On October 14, 2016 Islamic State militants in the central region of the Sinai Peninsula attacked a security checkpoint, killing 12 people and wounding 6 others.

On October 8, 2016 the Islamic State killed 5 police conscripts with an improvised explosive device in the Egyptian town of al-Arish in the northern coast of the Sinai Peninsula.

On October 2, 2016 three electrical company workers were killed when their vehicle triggered an improvised explosive device (IED) in North Sinai. The attack was part of an ongoing conflict with the Islamic State terrorist organization operating throughout the country and region.

On October 1, 2016 Islamic State gunmen attacked several police conscripts in the Sinai Peninsula of Egypt. According to the Interior Ministry, the terrorist attack resulted in the deaths of five officers as the traveled by truck to Al-Arish.On September 28, 2016, a driver and three police officers were killed in a shootout near the town of El-Arish.

On September 25, 2016, Islamic State executed 5 people in the Sinai Peninsula region of Egypt.

On September 14, 2016, an IED planted in Geser El-Wadi exploded. The explosion targeted a police vehicle but no injuries or casualties were reported.

On July 29, 2016, Islamic State militants attacked a police patrol, killing 3 and wounding 4 others.

On July 24, 2016, a police captain was assassinated in Arish. The Islamic State claimed responsibility.

On July 11, 2016, two Sinai Peninsula policemen were killed and 3 others were wounded in a bombing claimed by the Islamic State.

On July 7, 2016, shelling from the Islamic State in the Sinai Peninsula killed 2 children and injured one more. 

On June 30, 2016, militants detonated a bomb in a village near Rafah, badly wounding an Egyptian soldier. When escorting the soldier in an ambulance, militants ambushed the ambulance, killing another soldier and wounding the same soldier who was injured in the earlier blast. Islamic State-affiliated Wilayat Sayna claimed responsibility.

On June 30, 2016, militants detonated a bomb near a hospital in Arish, killing one policemen and wounding another two. Islamic State-affiliated Wilayat Sayna claimed responsibility.

On May 8, 2016, four gunmen killed eight police officers dressed in plainclothes south of Cairo.

On April 8, 2016, at least seven people are killed, including five Egyptian Army soldiers, a military officer and a civilian woman in two separate blasts in Egypt's Sinai Peninsula. ISIL's Sinai branch claimed responsibility for the attacks on several websites.

On March 16, 2016, at least five soldiers were killed and eight others were injured when militants attacked an army checkpoint with mortar shell in Egypt’s restive North Sinai.

On January 8, 2016, two militants armed with a melee weapon and a signal flare, arrived by sea and stormed Bella Vista Hotel in the Red Sea city of Hurghada, stabbing three foreign tourists from Sweden and Austria. One of the assailants was shot dead and the other was wounded by security forces. Islamic State claimed responsibility.

On December 8, 2015 in Rafah, an explosive device targeting a military convoy went off in Rafah, killing four Egyptian soldiers and wounding another four. No group has claimed responsibility but ISIL's affiliate Wilayat Sayna is suspected.

On October 31, 2015, ISIL militants have claimed destruction of Metrojet Flight 9268, killing 224 people. Bomb is cited by experts as the most likely cause.

On July 1, 2015, the Islamic State killed 17 security officers and injured 30 others in an attack in Sinai at five different security checkpoints.

In September 2013, there was an attack in Cairo targeting the Egyptian Interior Minister, killing 2 people and injuring 20.

In February 2009, an incident in Khan el Khalili market in Cairo killed one tourist and wounded 21 others. 

With Clements, you can have War and Terrorism insurance for a number of policies. You will have the right coverage against the risks of civil unrest, war, riots, looting, and acts of terrorism.

Kidnapping is widespread in Egypt especially in South Sinai. Reports have surfaced of foreign workers being kidnapped by Bedouin tribesmen. In March 2013, two British tourists were stopped and detained on the road near Ras Sudrm and released unharmed soon after. Later that month two foreign nationals were kidnapped at night on the Taba to Dahab road. Luckily, they were released five days later.

Clements provides Kidnap and Ransom insurance, which ensures financial assistance following a kidnapping, such as independent investigations, negotiations, arrangement and delivery of funds.

In addition, there is a threat of maritime terrorism. Shipping lanes may also become a target for attack around Egypt. On August 31, 2013, there was an attack against a container ship in the Suez Canal. 

With growing threats of piracy in Egypt, your organization should protect their valuable assets with Clements Transit & Cargo policy. The policy will provides global protection for goods in transit in high risk areas for all modes of conveyance. 

Call us today at +1.202.872.0060 or 800.872.0067 or email to discuss your organization’s travel needs tailored to considerations involved while operating in Egypt.

Source: UK Foreign & Commonwealth Office and Clements Worldwide 

Contact a Clements Representative for Insurance Solutions