Clements Worldwide

  FALL 2014 | VOL 10. ISSUE 3

Clements expands international life insurance solutions with British pound-based policies


Clements is proud to announce that its leading international Term-Life insurance solution is now available in British pound sterling, in addition to the US dollar.


Clements' guaranteed-issue* term life product offers clients complete peace of mind and the reassurance that family members and loved ones will be financially protected should the unthinkable occur. 


Among the numerous benefits* of Clements' term life product are:

  • Competitively priced, fixed premiums throughout the term of the policy
  • No medical underwriting for policies up to $500,000/£170,000
  • Portable coverage that follows you, worldwide, if you change jobs or relocate
  • High limits, up to 10 times the insured's annual salary or higher upon request 

*Limits and restrictions apply.

  Clements unveils Fleet Risk 360° survey results


It is with great pride that Clements presents Fleet Risk 360° Findings , a primer on risk management in the aid and development sector. Developed in partnership with Fleet Forum, the findings will help organizations implement risk management approaches  for challenges that many face on a daily basis.   


This comprehensive global survey analyzes the risks faced by humanitarian organizations which are currently operating international fleets of vehicle, and highlights the need for increasing risk management capabilities in the sector. Reputational risk, low financial resilience and high risk concentration are only some of the risks that aid and development organisations need to deal with. 


For more information about the results and to find out more about Clements' award winning fleet risk management approach, please clickhere

Are you an expat or HR manager at 

an international organization?

Consider this...


As international insurance experts for over 65 years, Clements can help you with a fully comprehensive suite of international insurance solutions, including:

Make sure you and your colleagues are fully protected when abroad with comprehensive international insurance insurance from Clements Worldwide.



Where you can find us next...


In the next few months, team members from Clements will be present at the following events and conferences. Please feel free to stop by, say hello and ask us any questions.


  • October 31: EARCOS - Kota Kinabalu, Sabah, Malaysia
  • November 10: Bond Annual Conference - London, UK 
  • November 12: AidEx - Brussels, Belgium
  • November 19: AIDF Disaster Relief Summit - Washington D.C
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Clements in the News

Scoping out the solutions

US Managing Director Dante Disparte speaks to Africa Investor Magazine about political risk in Africa, its potential impact on investments in the region and an astute risk management strategy. 



U.S. refusal to negotiate ransoms may be risky

Global Organizations Producer Peter James discusses kidnap and ransom insurance protection in a period of global instability. 


Clements joins American Security Project for Africa Investment Conference



Clements partners with ASP on panel discussing Africa and risk


This month, Clements again partnered with the American Security Project for a half-day event which brought together experts from the public and private sector, as well as policy makers and members of the media to discuss the mutually beneficial impacts of US private investment on the African continent. 

Panelists, including Clements MD Dante Disparte, presented attendees with the latest trends and opportunities for practical investment, and information on how to effectively manage the accompanying risk.

To learn more about how a proactive risk management strategy might be helpful for your organization in Africa, reach out to


Did you know?



According to the results of the Expat Survey 2013, which surveyed over 7,800 global expats:

  • 80% of expats were prepared to pay extra for a better quality of product or service
  • 90% of respondents did not use a financial advisor in their new country
  • 70% of expats surveyed preferred to shop locally, whereas only 27% did the majority of their shopping online

For more information about this year's Expat Survey and to become a respondent yourself, please reach out to