Group Life Insurance

Clements offers international Group Life Insurance, an essential type of coverage that protects your employees’ beneficiaries against future financial burdens should an untimely loss occur, anywhere in the world. Our program meets the specific needs of any size or type of organization operating abroad. Clients are thus able to purchase coverage in amounts proportionate to annual salary and add coverage based on individual needs.

With annually renewable options, Clements’ Group Term Life Insurance is suitable for all organizations and their employees abroad, especially for those with outstanding financial obligations, such as a mortgage or dependents. Coverage is worldwide, including for individuals working in high-risk areas*. 

Clements can work with your company to create a Group Life Program that meets your organization's needs, requirements and budget.

Call us today at +971 (0)4 375 4758 or email to discuss your organization’s needs.

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  • Benefits & Features

Enrollment in Clements’ Group Life Insurance program ensures that the future financial needs of your employees’ families are provided for, should the unthinkable occur. Group Life Insurance benefits and features include, but may not be limited to*:

  • Limited medical underwriting
  • High free cover limits
  • Benefits as high as 10 times annual salary
  • Low fixed premiums throughout the term of the policy
  • Coverage against death as a result of illness, accidents, and acts of war and terrorism*
  • Underwritten by certain underwriters at Lloyd's 

*Limits and restrictions apply. May require different types of policies.