Corporate: Tailored Solutions to Protect Your Business and Employees

overseas insurance for corporations

Organizations with international operations face unique and ever changing risks due to the nature of their business. Insurance requirements therefore vary greatly depending on geographical location, local economy and country specific rules and regulations.

Clements Worldwide has been partnering with international organizations for over 68 years, gaining detailed knowledge into the risks faced, and structuring specialised insurance solutions to ensure the safety and security of both staff and assets overseas.

With Clements, international organizations get the right protection no matter where their offices are based around the world.

As your partner in mitigating international risk, Clements can develop a policy tailored to your organization’s needs Call us today at +1.202.872.0060 or 800.872.0067 or email request@clements.com.

Contact Clements Insurance Specialist

  • Portfolio of Insurance Solutions
  • Resources

Portfolio of Insurance Solutions

General & Professional Liability: Unique coverage that combines both general and professional liability coverage. Commercial General Liability coverage indemnifies the cost of third party bodily injury and property damage as a result of your operations abroad including legal costs. The policy also covers aggregate products/completed operations liability. Professional liability is a form of insurance to financially protect against claims of negligence in the performance of specified professional services.

Commercial General LiabilityUnique coverage that combines both general and professional liability coverage. Clements Worldwide has combined the necessary coverage to protect your organization’s assets into one simple, specialty-priced program. Our program provides replacement cost coverage for the property you own and can include coverage for Business Personal Property, Computer and Data Storage, Loss of Business Income.  

Business Interruption: Designed to support an organization if income is disrupted long-term for a variety of reasons including political unrest, natural disaster, or other. This policy can support your property coverage and ensure that not only are the funds available to rebuild damaged assets, but if business is interrupted for a continuous period of time the organization can recover some of the lost income and remain a viable entity.

Group Health: Clements’ affordable group health plans allow organizations to provide employees with a variety of benefits, including deductible amount options, minimal out-of-pocket expense for medical costs, and access to a global network of healthcare professionals, with direct billing to 6,000 doctors and hospitals worldwide.  An annual physical with a caregiver back in the U.S. is also included.  Medical evacuation and repatriation is available with every policy.   

Group Life Insurance:  Clements offers international Group Life Insurance to protect your employees’ beneficiaries against future financial burdens should an untimely loss occur, anywhere in the world. Clients are able to purchase coverage in amounts proportionate to annual salary and add coverage based on individual needs. Coverage is worldwide, including for individuals working in high-risk areas*. *Limits and restrictions apply. 

Personal Accident: Provides your employees and beneficiaries with financial compensation in the unfortunate event of an accident during an international trip or living and working overseas. It offers 24 hour cover for Accidental Death and Dismemberment (AD&D), Disablement and pays for Medical Expense, Medical Evacuation and Repatriation. Personal Accident benefits are payable in addition to DBA or Workers Compensation benefits.

Directors & Officers: Provides organizations, directors, officers and board members with the proper coverage in the event they are sued for alleged wrongful acts or negligence. It covers legal liabilities for alleged wrongful acts in their capacity as directors and officers and protects the personal finances of those board members that are exposed. Employment Practices liability is available with D&O to protect against suits from wrongful termination, discrimination, and harassment.

Errors and Omissions: Also known as professional liability, it is a form of insurance to financially protect against claims of negligence in the performance of specified professional services.

Employment Practice Liability (EPL): Covers claims by workers that their legal rights as employees of the company have been violated.  EPL provides protection against many kinds of employee lawsuits, including claims of sexual harrassment, discrimination, and wrongful termination, among others. 

War & Terrorism and Political Violence: Coverage extension can be added to several types of policies to protect personnel, assets and liabilities from the political violence risks such as civil unrest, war, riots, strikes, and acts of terrorism. 

*Limits and restrictions apply. May require different types of policies. 

As your partner in mitigating international risk, Clements can develop a policy tailored to your organization’s needs Call us today at +1.202.872.0060 or 800.872.0067 or email request@clements.com.

Contact Clements Insurance Specialist