Group Life Insurance

Clements offers international Group Life Insurance to protect your employees’ beneficiaries against future financial burdens should an untimely loss occur. Our program is tailored to meet the specific needs of your organization operating abroad. Clients are thus able to purchase coverage in amounts proportionate to annual salary and add coverage based on individual needs anywhere in the world.

With annually renewable options, Clements’ Group Life Insurance is a valuable benefit suitable for all organizations and their employees abroad.  For many employees this is an expected part of their benefits package.  Special considerations must be made to recruit and retain expatriate employees, including for individuals working in high-risk areas*.

Benefits and Features

Enrollment in Clements’ Group Life Insurance program ensures that the future financial needs of your employees’ families are provided for, should the unthinkable occur. Group Life Insurance benefits and features include*:

  • Limited medical underwriting
  • Benefits as high as 10 times annual salary
  • Low fixed premiums throughout the term of the policy
  • Coverage against death as a result of illness, accidents, and acts of war and terrorism*
  • Underwritten by certain underwriters at Lloyd's 

*Limits and restrictions apply. Subject to certain country restrictions. Contact Clements for more information. 

Many clients also consider Group Personal Accident that is specifically targeted at accidents that occur to your employee – rather than illness.  The coverage provides death benefits, medical evacuation, or benefits in the case of dismemberment. 

Clements can work with your company to create a program for death benefits that meets your organization's needs, requirements and budget. Call us today at +1.202.872.0060 or 800.872.0067 or e-mail request@clements.com to discuss your organization’s needs.

Contact Clements Insurance Specialist