Military family getting ready to move overseas.

Military Overseas Car & Property Insurance

Serve Overseas with Peace of Mind

Serving overseas, or OCONUS (Outside the Continental US), is an honorable duty. While you're out protecting the homeland, Clements Worldwide can protect your car and other valuable belongings. Our Military Abroad program provides customizable international car, and personal property and valuables insurance for service members like yourself. Get the comprehensive coverage you and your family need, no matter where you’re stationed.

Car Insurance for Military Overseas (OCONUS)

Get a Customizable Military Overseas Quote


Personal Property & Valuables Insurance

Whether your personal property is in transit, in storage or in your home, your cherished belongings need protection. With our overseas insurance, you can get your items replaced if the unexpected occurs.

Military mom before overseas deployment with daughter.
Coverage Highlights
  • From $60 / year
  • Worldwide transit coverage
  • Overseas property insurance
  • Valuable items insurance
  • Government storage coverage
  • Suitcase coverage
  • Replacement cost coverage
Get a Quote Now

See Personal Property Coverage Details >

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The professionalism shown and assistance offered was exemplary. Staff were always helpful when we renewed our policy each year, and we are grateful for the help given when our camera was stolen a few years back. We will continue to recommend Clements Worldwide to all our friends and family in need of the diverse services you provide.
- Debra, Tanzania

Other Military Insurance Options

Supplemental or Full Coverage

Accident / Disability
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High-limit temporary or permanent disability insurance to cover loss of income.

Disability Coverage Details >

Health Insurance
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For military contractors. Full health & emergency coverage, medical evacuation, maternity, and more.

Health Coverage Details >

Travel Insurance
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From 5 days to 1 year. Travel medical, trip cancellation, adventure, crisis response, single & multiple trips, etc.

Travel Coverage Details >


United States Coverage

Insurance for US Military service members returning home.

US Car Insurance >

Avoid lack of or gaps in US insurance history & save.

US Home Insurance >

Renters, homeowners, landlord insurance options.


Military Overseas Car Insurance Highlights

Our coverage options provide customer-focused solutions that bring you peace of mind. Don’t speak the local language where you’re stationed? No worries. Our team can translate all local policies into English and ensure they meet your exact needs.

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Germany Car Insurance


Clements Worldwide offers complete customizable car insurance in Germany for US Military stationed there. Don't speak German? Don't worry. We provide combined physical damage insurance (PD) and local third-party liability insurance (TPL) policies in English to ensure your coverage aligns with your specific needs.

Coverage Highlights
  • Physical Damage coverage
  • Local Third-Party Liability
  • US, UK, International, and EU licenses accepted
  • Worldwide transit coverage
  • English-speaking insurance documentation & customer service
  • USAREUR compliant
Get a Quote Now

Germany Car Coverage Details >

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Italy Car Insurance


If you plan on driving while stationed in Italy, having car insurance is a must. We can customize your insurance policy to cover everything from accidents, vandalism, floods, political violence and fire. Don't have your Italian or AFI plates yet? Not a problem; you can still get coverage. Plus, our team provides personalized services and is available whenever you need them.

Coverage Highlights
  • Third-Party Liability
  • Physical Damage key features:
    • Transit coverage:  from departure to arrival
    • Vehicle protection: collision, theft, any damage
    • Political violence coverage
Get a Quote Now

Italy Car Coverage Details >

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UK Car Insurance


Clements offers overseas car insurance for military personnel serving in the UK in partnership with GEICO. We've been providing car insurance in the UK for US Military service members, diplomats, and expats since 1947. No matter the situation, we’re here to help.

Three Coverage Options

The GEICO partnership comes with specific discounts for US Military members and three coverage options, including:

  • Comprehensive coverage (collision & other damages, including Third-Party Liability)
  • Third-Party Fire and Theft
  • Third-Party Liability only
Get a Quote Now

UK Car Coverage Details >

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All Other Countries


Protect your vehicle while you protect your country. With the right military OCONUS auto coverage, you’re able to access comprehensive, international car insurance when you need it the most.

Coverage Highlights
  • Overseas vehicle coverage, including theft
  • Worldwide transit coverage
  • Comprehensive and collision
  • All perils protection
  • Political violence protection
  • Uninsured motorists protection
  • Excess liability insurance
Get a Quote Now

Worldwide Car Coverage Details >


Contact Us

We’re here to help you serve overseas by finding the best overseas military insurance coverage for you and your family. If you have any questions about what the best options for you may be, contact us.

If you are assigned to:

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Why Choose Clements for Your OCONUS Military Coverage?

Our journey to becoming a preferred global insurance provider began in 1947 and we continue to serve military service members and other government employees located around the world. With clients served in 170+ countries, we now manage worldwide insurance portfolios for the military, ambassadors, diplomats and foreign service officers and government contractors, educators, and other expats.

Insurance coverage works differently overseas, especially if you serve in the military. Clements Worldwide’s military OCONUS insurance products can be customized to fit military service members’ unique needs.