Mexico Car Insurance
Expat Auto Insurance Quote for Mexico
If you are relocating to work in Mexico, Clements Worldwide has made getting your car insured simple. We've partnered with Mexican Carriers to create a comprehensive third-party liability insurance plan that will provide you with the best tailored Mexican car insurance policy. When you get our Physical Damage and the Third-Party Liability coverage, you'll be able to travel around Mexico without a worry.
For US registered vehicles we offer coverage for as short as a day or as long as a year or more. For Mexican registered cars, the available term lengths are annual.
Benefits and Features for Your Mexico Car Insurance
Third Party Liability: this policy surpasses the legal requirement to drive on the roads. You'll have protection up to $500,000 USD in civil liability, with jurisdiction in Mexico. For US and Mexican license plates, benefits and coverage adhere to American standards and provide the same or more coverage than traditional Mexican car insurance policies. This also includes broader liability, such as legal defense and bail bonds.
Policy coverage and limits (in $USD):
- Bodily injury and property damage liability: $300k - $1,000,000 combined single limit per accident
- Medical payments: $5k - $15,000 per person / $25k - $75,000 per accident
- Legal defense: Up to the limit of liability
- Uninsured motorist bodily injury: $15000 per person / $30000 per accident
- Uninsured motorist property damage: $3500 per accident or deductible waiver
Physical Damage: our Mexican car insurance policy protects against collision, theft and damage, even political violence. It includes the following features and benefits:
- Borderless coverage: customizable plans available that enable you to cross borders and travel across the US and Mexico with full protection.
- Protection against uninsured motorists: you won’t be subject to costs (mechanical or cosmetic) caused to your vehicle by uninsured, underinsured, or even hit and run drivers
- Political Violence Coverage: if your car is damaged from riots, strikes, terrorism and other perils, you are covered through Clements’ exclusive Political Violence insurance extension, included with your policy.
- Accident Forgiveness: Your rate stays the same even after your first accident
- Home Country Rental Car Insurance Expense Reimbursement: we cover the cost of rental car insurance for $12/day up to 21 days when renting a car in the US, Canada or your home country
- Customizable Short-term Coverage: for tourists looking for short-term or occasional trip coverage this plan includes most of the above at a pay-as-you-go model. Don’t sacrifice coverage you need while traveling in and out of Mexico!
- Covers Towing and Labor Reimbursement: up to $100 USD per disablement, up to $300 USD per policy term
- Transit Coverage: all risks from departure to arrival available for government clients only
- Optional Coverage for Duty Expenses – to import a replacement vehicle or parts to repair your damaged car
Excess Liability: Ever wonder if your local third party liability coverage will be enough? With excess liability, licensed drivers are covered for liability resulting from bodily injury and/or property damage.
- Choose your coverage limits: starting from $500,000 USD or $1,000,0000 USD in additional coverage, anywhere in the world.
- Backed by the best: Our car insurance is underwritten by underwriters at Lloyd’s of London.
Additional Terms & Conditions: 1. Your deductible applies. 2. A standard war exclusion applies
Property Insurance for Expats in Mexico
Homeowners, Renters & Personal Property
Get customizable homeowners, renters, landlords and personal property insurance policy in Mexico to cover your dwelling, possessions, and personal liability and will save you from costly repairs and losses.