Worldwide Auto Insurance Benefits
Our international car insurance policy is available in over 170+ countries and protects you against collision, theft and damage, even political violence. It includes the following features and benefits:

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4 global locations
We have offices in U.S., U.K, Belgium & U.A.E.
7 out of 10
Seven out of the ten Foreign Services Officers choose Clements
95% Footprint
We enable customers and organizations in over 180 countries
180+ Countries
We enable customers and organizations in over 180 countries
Life at Clements
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Work Life
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Culture
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Belief Statement
At Clements, we are committed to:
- Building long term relationships
- Always doing the right thing
- Valuing credibility every day
- Designing innovative solutions
- Having fun along the way
- Saying “yes” when challenged
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Who We Seek
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I-CARE Values
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Separate Fact from Fiction: 9 DBA Insurance Myths to Debunk
When researching DBA insurance, deciphering what’s true and what isn’t can
How to Protect Your Nonprofit’s Board Members with D&O Insurance
Members of boards of directors, even of nonprofits, often make important
How To Prepare and Protect Your International Organization and Employees in a Crisis
As international NGOs, government contractors, military organizations, diplomats and individual professionals
Press / Articles – Option to Link Out
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Additional Policies Headline Up Sell
OUR PURPOSE
We enable people
to live and work anywhere in the
world.
KEY BENEFITS
Specialized Broker
- Independent broker with the best interest of the customer at heart
- Coverholder status with authority to operate and bind on behalf of the underwriters
- Unparalleled access to global insurance markets
- Extensive knowledge and expertise of the industries we serve
- Premier provider of insurance solutions for diplomats and expatriates
Global Leader in Providing Customized Solutions
- Exclusive solutions through our binder products and market relationships tailored to customers’ needs
- Innovative programs providing cost effective and broad coverage for the customer specific needs
- Cross border global solutions for individuals, partners, and companies
High-Risk Coverage Expertise
- Subject matter expertise in understanding high-risk coverages
- Proven and unparalleled experience writing in high-risk countries and industries in emerging markets
OUR PURPOSE
We enable people
to live and work anywhere in the
world.
KEY BENEFITS
Specialized Broker
- Independent broker with the best interest of the customer at heart
- Coverholder status with authority to operate and bind on behalf of the underwriters
Global Leader in Providing Customized Solutions
- Exclusive solutions through our binder products and market relationships tailored to customers’ needs
- Innovative programs providing cost effective and broad coverage for the customer specific needs
High-Risk Coverage Expertise
- Subject matter expertise in understanding high-risk coverages
- Proven and unparalleled experience writing in high-risk countries and industries in emerging markets
International Insurance Solutions
International Insurance Solutions
International Insurance Solutions
For you & your family
Renew your Coverage
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test Prepare for
your next mission.
As you serve your country from overseas, we’ll keep you fully protected during your diplomatic missions abroad.
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Equal Opportunity Employer
Clements Worldwide does not discriminate in employment opportunities or practices on the basis of race, color, religion, sex, national origin, age, disability, veteran status, or any other characteristic protected by the law. Employment decisions at Clements Worldwide are based on merit, qualifications, and abilities. Clements Worldwide will make reasonable accommodations for qualified individuals with known disabilities.

Join our team
Come join us and be a part of this exciting culture where your work makes a real impact daily.
Join our team
Come join us and be a part of this exciting culture where your work makes a real impact daily.
First, select a type of Insurace of your interest
For you & your family
Solutions by Coverage
International Car Insurance
Personal Property Insurance
Health Insurance
Life Insurance
Disability Insurance
Personal Accident Insurance
Travel Insurance
US Home Insurance
For your organization
Solutions by Coverage
Strategic Partnerships
Solutions by Coverage
A Full Suite of Insurance Solutions
Solutions by Coverage
International Group Health Insurance
International Group Disability Insurance
International Group Life Insurance
International Group Fleet Insurance
Foreign Liability Insurance
Defense Base Act (DBA) Insurance
Business Interruption & Property
Group Personal Accident
Benefits and Perks
Clements employees have access to many benefits that help support their physical health, financial security, work-life balance, and personal career development. We also like to celebrate by throwing annual holiday parties and employee events, and we honor our achievements through employee recognition and service awards.
Check out the perks of working at Clements:
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Generous PTO
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Birthday Leave
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Mental Health Days
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401k Matching
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Dress for Your Day
Locations headline here.
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Washington, DC
Global Headquarters 1301 K Street NW Suite 1200 West Washington, DC 20005
+1.202.872.0060 info@clements.comAmsterdam
Laan van Kronenburg 14
1183 AS Amstelveen
The Netherlands
Brussels
8, Place Marcel Broodthaers
B-1060 Saint-Giles
Belgium
Dubai, UAE
Mina Rashid – Queen
Elizabeth 2
Kiklabb on Quarter Deck
Office
No A10038, QE2
United Arab Emirates
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Chairman
Jon Clements
Following in the footsteps of his parents, Jon leads Clements to continued innovation in international risk management. Jon has held a number of senior executive positions at Clements since 1980 and served as the CEO for over two decades. One of his favorite hobbies is the design and construction of custom beach cruiser bicycles.
Is this the coverage you need?
Is this the coverage you need?
Coverage Chart – checkmark block
Policy Deductable: $100 select your policies, $250, $500, $1,000, $1,500, or $2,500
Medical Payments: $2,000 per person in your vehicle, per accident.
Political Violence Coverage: Policy includes protection against: Riots, Strikes, Acts of Terrorism, Sabotage, Malicious Damage, Insurrection, Revolution, Rebellion, War and/or Civil War.
Accidental Death & Dismemberment: $15,000 per person; $45,000 per accident.
Rental Reimbursement: $30/day; maximum of 10 days.
Transit Coverage: All-risk, from departure to arrival included (available for government employees only).
Home Country Rental Insurance Reimbursement: $12/day; maximum of 21 days. Available in your home country, including the United States & Canada.
Territory Exclusions: Coverage excluded when vehicle is within the United States, Canada, Iran, North Korea, or the insured home’s country.
Towing and Labor: $100 per disablement, $300 per policy period.
Physical Damage
01
Borderless coverage
we specialize in car insurance for expats. That’s why we offer worldwide coverage so you & your vehicle can cross borders anywhere and still be covered – some exclusions apply
02
Protection against uninsured motorists
you won’t be subject to costs (mechanical or cosmetic) caused to your vehicle by uninsured, underinsured, or even hit and run drivers
03
Political Violence Coverage
if your car is damaged from riots, strikes, terrorism and other perils, you are covered through Clements’ exclusive Political Violence insurance extension, included with your policy.
04
Accident Forgiveness
Your rate stays the same even after your first accident
05
Transit Coverage
all risks from departure to arrival available for government clients only
06
Home Country Rental
we cover the cost of rental car insurance for $12/day up to 21 days when renting a car in the US, Canada or your home country
07
Windshield Replacements
if your car is damaged from riots, strikes, terrorism and other perils, you are covered through Clements’ exclusive Political Violence insurance extension, included.
08
Optional Coverage For Duty Expenses
Saves you money when you need to import a replacement vehicle or parts to repair your damaged car
09
Borderless coverage
we specialize in car insurance for expats. That’s why we offer worldwide coverage so you & your vehicle can cross borders anywhere and still be covered – some exclusions apply
10
Protection against uninsured motorists
you won’t be subject to costs (mechanical or cosmetic) caused to your vehicle by uninsured, underinsured, or even hit and run drivers
Insurance Solutions
Individual
International Auto
Auto in the United States
International Property
Property in the United States
Term Life
Health / Medical
Personal Liability
Personal Accident
Disability / Income Protection
Kidnap & Ransom
Group
Vehicle Fleet
Group Life
Group Health
Group Disability
Foreign Property
Transit and Cargo
Transit and Cargo
War & Terrorism / Political Violence
Specialty Coverage
Business Property
Business Interruption
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