International Specialty & High Risk

International Group Personal Accident Insurance for Businesses & Organizations

As accidents happen quickly and often unexpectedly, many organizations and individuals purchase insurance to help family members and loved ones deal with the resulting financial instability.

By purchasing Personal Accident Insurance, your beneficiary can receive a death benefit in the event of your accidental death during a business trip, vacation or while going about daily life. Policies can be written on a group or individual basis and offer flexible coverage periods. Our coverage begins at $100,000 per person and can be increased up to $1,000,000 per person.

Coverage Options Include:

  • Accidental Death Only - Death of the insured resulting from an accident.

  • Accidental Death and Dismemberment - Accidental injury to the insured resulting in death, loss of sight or loss of limb(s).

  • Permanent Total Disablement from an Accident- A disablement which prevents the insured from obtaining any gainful employment after 12 months.

  • Temporary Disablement from an Accident- Accidental injury to the insured which temporarily prevents the insured from working.

  • Medical Expenses/Hospitalization resulting from an Accident - Necessary hospitalization and recovery expenses incurred by an insured as a result of an accident.

  • Evacuation and Repatriation - Reasonable traveling expenses incurred by the insured to evacuate or repatriate to the nearest suitable medical facility if disablement is expected to last four or more weeks.

For a free quote, please click on the appropriate application below. If you need assistance completing the application or additional information on our programs, please contact us at +1.202.872.0060 or 800.872.0067 or e-mail request@clements.com.

Applications

Download an International Personal Accident Insurance Application Group Personal Accident Insurance Application PDF
Indivdual Personal Accident Insurance Application PDF