<?xml version='1.0' encoding='UTF-8'?><?xml-stylesheet href="http://www.blogger.com/styles/atom.css" type="text/css"?><feed xmlns='http://www.w3.org/2005/Atom' xmlns:openSearch='http://a9.com/-/spec/opensearchrss/1.0/' xmlns:georss='http://www.georss.org/georss' xmlns:thr='http://purl.org/syndication/thread/1.0'><id>tag:blogger.com,1999:blog-2166977891109708270</id><updated>2010-04-14T11:40:45.324-04:00</updated><title type='text'>GlobalInsight</title><subtitle type='html'>Information, articles and news concerning international insurance and expatriate life.</subtitle><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2166977891109708270/posts/default'/><link rel='alternate' type='text/html' href='http://www.clements.com/news/index.htm'/><link rel='hub' href='http://pubsubhubbub.appspot.com/'/><link rel='next' type='application/atom+xml' href='http://www.blogger.com/feeds/2166977891109708270/posts/default?start-index=26&amp;max-results=25'/><link rel='http://schemas.google.com/g/2005#feed' type='application/atom+xml' href='http://www.clements.com/news/atom.xml'/><author><name>Michael</name><uri>http://www.blogger.com/profile/16845939116335093498</uri><email>noreply@blogger.com</email></author><generator version='7.00' uri='http://www.blogger.com'>Blogger</generator><openSearch:totalResults>100</openSearch:totalResults><openSearch:startIndex>1</openSearch:startIndex><openSearch:itemsPerPage>25</openSearch:itemsPerPage><entry><id>tag:blogger.com,1999:blog-2166977891109708270.post-1562872651040261944</id><published>2010-04-14T11:40:00.001-04:00</published><updated>2010-04-14T11:40:45.407-04:00</updated><title type='text'>This blog has moved</title><content type='html'>&lt;br /&gt;       This blog is now located at http://news.clements.com/.&lt;br /&gt;       You will be automatically redirected in 30 seconds, or you may click &lt;a href='http://news.clements.com/'&gt;here&lt;/a&gt;.&lt;br /&gt;&lt;br /&gt;       For feed subscribers, please update your feed subscriptions to&lt;br /&gt;       http://news.clements.com/feeds/posts/default.&lt;br /&gt;  &lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2166977891109708270-1562872651040261944?l=www.clements.com%2Fnews%2Findex.htm' alt='' /&gt;&lt;/div&gt;</content><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2166977891109708270/posts/default/1562872651040261944'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2166977891109708270/posts/default/1562872651040261944'/><link rel='alternate' type='text/html' href='http://www.clements.com/news/2010/04/this-blog-has-moved.html' title='This blog has moved'/><author><name>Michael</name><uri>http://www.blogger.com/profile/16845939116335093498</uri><email>noreply@blogger.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='06888026690650053378'/></author></entry><entry><id>tag:blogger.com,1999:blog-2166977891109708270.post-6435001710930282680</id><published>2010-04-05T10:16:00.002-04:00</published><updated>2010-04-05T10:20:10.345-04:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='expat youth'/><category scheme='http://www.blogger.com/atom/ns#' term='Facebook'/><category scheme='http://www.blogger.com/atom/ns#' term='expat youth scholarship'/><category scheme='http://www.blogger.com/atom/ns#' term='Clements'/><category scheme='http://www.blogger.com/atom/ns#' term='Clements International'/><title type='text'>Are You a Fan Yet?</title><content type='html'>Become a fan of the Expat Youth Scholarship on Facebook to be entered into a special "Fans Only" contest! Plus, you'll get exclusive updates and information about the scholarship, as well as the opportunity to interact with other expats around the world.&lt;br /&gt;&lt;br /&gt;Click &lt;a href="http://ow.ly/1uGoz"&gt;here&lt;/a&gt; to become a fan today!&lt;br /&gt;&lt;br /&gt;P.S. - While you're there, become a fan of Clements International, too! Click &lt;a href="http://ow.ly/1uGxB"&gt;here&lt;/a&gt;.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2166977891109708270-6435001710930282680?l=www.clements.com%2Fnews%2Findex.htm' alt='' /&gt;&lt;/div&gt;</content><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2166977891109708270/posts/default/6435001710930282680'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2166977891109708270/posts/default/6435001710930282680'/><link rel='alternate' type='text/html' href='http://www.clements.com/news/2010/04/are-you-fan-yet.html' title='Are You a Fan Yet?'/><author><name>Kathy</name><uri>http://www.blogger.com/profile/16139009496391547352</uri><email>noreply@blogger.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='05767974975610968566'/></author></entry><entry><id>tag:blogger.com,1999:blog-2166977891109708270.post-1263904832734831485</id><published>2010-03-31T16:55:00.010-04:00</published><updated>2010-04-01T16:39:09.763-04:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Smita Malik'/><category scheme='http://www.blogger.com/atom/ns#' term='promotion'/><category scheme='http://www.blogger.com/atom/ns#' term='Clements'/><category scheme='http://www.blogger.com/atom/ns#' term='Lisa Kennedy-Mitchel'/><category scheme='http://www.blogger.com/atom/ns#' term='Clements International'/><category scheme='http://www.blogger.com/atom/ns#' term='Dan Tuman'/><category scheme='http://www.blogger.com/atom/ns#' term='Michael Crossett'/><title type='text'>Clements International Announces Multiple Promotions</title><content type='html'>&lt;p style="MARGIN: 0in 0in 0pt" class="MsoNormal"&gt;&lt;span class="Apple-style-span"  style="font-family:arial;"&gt;Clements International announced multiple promotions in several key positions today. They include: &lt;/span&gt;&lt;/p&gt;&lt;p style="MARGIN: 0in 0in 0pt" class="MsoNormal"&gt;&lt;span style="font-family:arial;"&gt;&lt;/span&gt;&lt;/p&gt;&lt;p style="MARGIN: 0in 0in 0pt" class="MsoNormal"&gt;&lt;span style="font-family:arial;"&gt;&lt;/span&gt;&lt;/p&gt;&lt;p style="MARGIN: 0in 0in 0pt" class="MsoNormal"&gt;&lt;span style="font-family:arial;"&gt;&lt;/span&gt;&lt;/p&gt;&lt;p style="MARGIN: 0in 0in 0pt" class="MsoNormal"&gt;&lt;span class="Apple-style-span"&gt;&lt;span style="font-family:arial;"&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;&lt;p style="MARGIN: 0in 0in 0pt" class="MsoNormal"&gt;&lt;span class="Apple-style-span"&gt;&lt;span style="font-family:arial;"&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;&lt;p style="MARGIN: 0in 0in 0pt" class="MsoNormal"&gt;&lt;span class="Apple-style-span"&gt;&lt;span style="font-family:arial;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;&lt;p style="MARGIN: 0in 0in 0pt" class="MsoNormal"&gt;&lt;span class="Apple-style-span"&gt;&lt;span style="font-family:arial;"&gt;Vice President of Insurance Sales - Dan Tuman&lt;?xml:namespace prefix = o /&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;&lt;br /&gt;&lt;p style="MARGIN: 0in 0in 0pt" class="MsoNormal"&gt;&lt;span class="Apple-style-span"  style="font-family:arial;"&gt;Assistant Vice President of Operations - Lisa Kennedy-Mitchel&lt;/span&gt;&lt;/p&gt;&lt;br /&gt;&lt;p style="MARGIN: 0in 0in 0pt" class="MsoNormal"&gt;&lt;span class="Apple-style-span"  style="font-family:arial;"&gt;Assistant Vice President of Marketing - Michael Crossett&lt;/span&gt;&lt;/p&gt;&lt;br /&gt;&lt;p style="MARGIN: 0in 0in 0pt" class="MsoNormal"&gt;&lt;span class="Apple-style-span"  style="font-family:arial;"&gt;Director of Commercial Insurance - Smita Malik&lt;/span&gt;&lt;/p&gt;&lt;p style="MARGIN: 0in 0in 0pt" class="MsoNormal"&gt;&lt;span style="font-family:arial;"&gt;&lt;/span&gt;&lt;/p&gt;&lt;p style="MARGIN: 0in 0in 0pt" class="MsoNormal"&gt;&lt;span style="font-family:arial;"&gt;&lt;/span&gt;&lt;/p&gt;&lt;p style="MARGIN: 0in 0in 0pt" class="MsoNormal"&gt;&lt;span style="font-family:arial;"&gt;&lt;/span&gt;&lt;/p&gt;&lt;p style="MARGIN: 0in 0in 0pt" class="MsoNormal"&gt;&lt;span class="Apple-style-span"  style="font-family:arial;"&gt;&lt;/span&gt;&lt;/p&gt;&lt;p style="MARGIN: 0in 0in 0pt" class="MsoNormal"&gt;&lt;span class="Apple-style-span"  style="font-family:arial;"&gt;&lt;/span&gt;&lt;/p&gt;&lt;p style="MARGIN: 0in 0in 0pt" class="MsoNormal"&gt;&lt;span class="Apple-style-span"  style="font-family:arial;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/p&gt;&lt;p style="MARGIN: 0in 0in 0pt" class="MsoNormal"&gt;&lt;span class="Apple-style-span"  style="font-family:arial;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/p&gt;&lt;p style="MARGIN: 0in 0in 0pt" class="MsoNormal"&gt;&lt;span class="Apple-style-span"  style="font-family:arial;"&gt;Manager of Personal Insurance - David Brumbach&lt;/span&gt;&lt;/p&gt;&lt;br /&gt;&lt;p style="MARGIN: 0in 0in 0pt" class="MsoNormal"&gt;&lt;span class="Apple-style-span"  style="font-family:arial;"&gt;Manager of Commercial Insurance Account Services - Porche Sidbury&lt;/span&gt;&lt;/p&gt;&lt;br /&gt;&lt;p style="MARGIN: 0in 0in 0pt" class="MsoNormal"&gt;&lt;span class="Apple-style-span"  style="font-family:arial;"&gt;Manager of Operations - Diahann Ricks&lt;/span&gt;&lt;/p&gt;&lt;br /&gt;&lt;p style="MARGIN: 0in 0in 0pt" class="MsoNormal"&gt;&lt;span class="Apple-style-span"  style="font-family:arial;"&gt;Commercial Insurance Account Manager - Blade Smith&lt;/span&gt;&lt;/p&gt;&lt;br /&gt;&lt;p style="MARGIN: 0in 0in 0pt" class="MsoNormal"&gt;&lt;span class="Apple-style-span"  style="font-family:arial;"&gt;Commercial Insurance Account Manager - Mary Venable-Payne&lt;/span&gt;&lt;/p&gt;&lt;br /&gt;&lt;p style="MARGIN: 0in 0in 0pt" class="MsoNormal"&gt;&lt;span class="Apple-style-span"  style="font-family:arial;"&gt;Commercial Insurance Account Manager II - Sherman Kornmann-Blow&lt;/span&gt;&lt;/p&gt;&lt;p style="MARGIN: 0in 0in 0pt" class="MsoNormal"&gt;&lt;br /&gt;&lt;span style="font-family:arial;"&gt;&lt;/span&gt;&lt;/p&gt;&lt;p style="MARGIN: 0in 0in 0pt" class="MsoNormal"&gt;&lt;br /&gt;&lt;/p&gt;&lt;p style="MARGIN: 0in 0in 0pt" class="MsoNormal"&gt;&lt;span class="Apple-style-span"  style="font-family:arial;"&gt;Clements congratulates these individuals and looks forward to their continued leadership. &lt;/span&gt;&lt;/p&gt;&lt;p style="MARGIN: 0in 0in 0pt" class="MsoNormal"&gt;&lt;/p&gt;&lt;p style="MARGIN: 0in 0in 0pt" class="MsoNormal"&gt;&lt;span class="Apple-style-span"&gt;&lt;span class="Apple-style-span"&gt;&lt;span class="Apple-style-span"&gt;&lt;span style="font-family:arial;"&gt;&lt;b&gt;&lt;/b&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;&lt;p style="MARGIN: 0in 0in 0pt" class="MsoNormal"&gt;&lt;span class="Apple-style-span"&gt;&lt;span class="Apple-style-span"&gt;&lt;span class="Apple-style-span"&gt;&lt;span style="font-family:arial;"&gt;&lt;b&gt;&lt;br /&gt;&lt;/b&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;&lt;p style="MARGIN: 0in 0in 0pt" class="MsoNormal"&gt;&lt;span style="font-family:arial;"&gt;&lt;b&gt;&lt;span class="Apple-style-span"  style="font-size:medium;"&gt;Click &lt;/span&gt;&lt;/b&gt;&lt;a href="http://www.clements.com/news/10_04__Internal_%20Clements%20International%20Announces%20Multiple%20Promotions.pdf"&gt;&lt;b&gt;&lt;span class="Apple-style-span"  style="font-size:medium;"&gt;here&lt;/span&gt;&lt;/b&gt;&lt;/a&gt;&lt;b&gt;&lt;span class="Apple-style-span"  style="font-size:medium;"&gt; &lt;/span&gt;&lt;/b&gt;&lt;b&gt;&lt;span class="Apple-style-span"  style="font-size:medium;"&gt;to read the official press release.&lt;/span&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2166977891109708270-1263904832734831485?l=www.clements.com%2Fnews%2Findex.htm' alt='' /&gt;&lt;/div&gt;</content><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2166977891109708270/posts/default/1263904832734831485'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2166977891109708270/posts/default/1263904832734831485'/><link rel='alternate' type='text/html' href='http://www.clements.com/news/2010/03/clements-international-announces.html' title='Clements International Announces Multiple Promotions'/><author><name>Kathy</name><uri>http://www.blogger.com/profile/16139009496391547352</uri><email>noreply@blogger.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='05767974975610968566'/></author></entry><entry><id>tag:blogger.com,1999:blog-2166977891109708270.post-5319737987253552126</id><published>2010-03-24T11:09:00.009-04:00</published><updated>2010-03-24T11:37:32.321-04:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='families in global transition'/><category scheme='http://www.blogger.com/atom/ns#' term='expat youth'/><category scheme='http://www.blogger.com/atom/ns#' term='Alyson Rose-Wood'/><category scheme='http://www.blogger.com/atom/ns#' term='Jo Parfitt'/><category scheme='http://www.blogger.com/atom/ns#' term='Rosemary Whitcraft'/><category scheme='http://www.blogger.com/atom/ns#' term='expat youth scholarship'/><category scheme='http://www.blogger.com/atom/ns#' term='Clements'/><category scheme='http://www.blogger.com/atom/ns#' term='Clements International'/><category scheme='http://www.blogger.com/atom/ns#' term='expat families'/><title type='text'>Clements International Announces Judges Panel for 2010 Expat Youth Scholarship</title><content type='html'>&lt;a href="http://www.clements.com/news/uploaded_images/eys_jpg-779210.jpg"&gt;&lt;img style="MARGIN: 0px 10px 10px 0px; WIDTH: 109px; FLOAT: left; HEIGHT: 112px; CURSOR: hand" border="0" alt="" src="http://www.clements.com/news/uploaded_images/eys_jpg-779180.jpg" /&gt;&lt;/a&gt; &lt;span class="Apple-style-span"  style="font-family:arial;"&gt;A diverse panel of expatriates will judge the 2010 Expat Youth Scholarship and help award a total of $10,000 to six students. Sponsored by Clements International, this scholarship program is designed specifically for expat students who acquire unique life experiences growing up abroad.&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;span class="Apple-style-span"  style="font-family:arial;"&gt;&lt;b&gt;2010 Judges Panel&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;span class="Apple-style-span"  style="font-family:arial;"&gt;&lt;b&gt;Kimberly Van Cleave Michaels, &lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span"  style="font-family:arial;"&gt;Executive Director - &lt;a href="http://www.figt.org/"&gt;Families in Global Transition (FIGT)&lt;/a&gt;&lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span"  style="font-family:arial;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;span class="Apple-style-span"  style="font-family:arial;"&gt;&lt;b&gt;Jo Parfitt&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span"  style="font-family:arial;"&gt;Journalist, Teacher, Editor, Publisher &amp;amp; Mentor – &lt;a href="http://www.joparfitt.com/"&gt;Joparfitt.com&lt;/a&gt;&lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span"  style="font-family:arial;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;span class="Apple-style-span"  style="font-family:arial;"&gt;&lt;b&gt;Alyson Rose-Wood, &lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span"  style="font-family:arial;"&gt;2009-2011 Presidential Management Fellow with the National Institutes of Health, Foreign Service Youth Foundation Board of Directors, Former expat youth&lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span"  style="font-family:arial;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;span class="Apple-style-span"  style="font-family:arial;"&gt;&lt;b&gt;Rosemary Whitcraft,&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span"  style="font-family:arial;"&gt;AFS Intercultural Programs Thailand, Writer &amp;amp; Teacher&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;span class="Apple-style-span"  style="font-family:arial;"&gt;Click &lt;a href="http://www.clements.com/pdf/10_03_pr_eys_judges_announcement.pdf"&gt;here&lt;/a&gt; to read the official press release and learn more about our judges!&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;span class="Apple-style-span"  style="font-family:arial;"&gt;&lt;b&gt;Reminder: The scholarship entry deadline is Thursday, May 13, 2010.&lt;/b&gt;&lt;/span&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2166977891109708270-5319737987253552126?l=www.clements.com%2Fnews%2Findex.htm' alt='' /&gt;&lt;/div&gt;</content><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2166977891109708270/posts/default/5319737987253552126'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2166977891109708270/posts/default/5319737987253552126'/><link rel='alternate' type='text/html' href='http://www.clements.com/news/2010/03/clements-international-announces-judges.html' title='Clements International Announces Judges Panel for 2010 Expat Youth Scholarship'/><author><name>Kathy</name><uri>http://www.blogger.com/profile/16139009496391547352</uri><email>noreply@blogger.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='05767974975610968566'/></author></entry><entry><id>tag:blogger.com,1999:blog-2166977891109708270.post-3576052183308254631</id><published>2010-03-23T12:32:00.009-04:00</published><updated>2010-03-23T12:52:36.196-04:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Monday Developments'/><category scheme='http://www.blogger.com/atom/ns#' term='high-risk'/><category scheme='http://www.blogger.com/atom/ns#' term='expatriate insurance'/><category scheme='http://www.blogger.com/atom/ns#' term='Independent Agent'/><category scheme='http://www.blogger.com/atom/ns#' term='Clements'/><category scheme='http://www.blogger.com/atom/ns#' term='Clements International'/><category scheme='http://www.blogger.com/atom/ns#' term='Rough Notes'/><category scheme='http://www.blogger.com/atom/ns#' term='Yan Bui'/><title type='text'>Clements Published in 3 Industry Magazines in February</title><content type='html'>&lt;p class="MsoNormal"&gt;&lt;span style="font-family:Arial;"&gt;Clements appeared in three industry magazines last month, showcasing the company’s expertise in high risk insurance and its unique office culture. Please take a moment to view these articles and leave your feedback! &lt;/span&gt;&lt;/p&gt;&lt;p class="MsoNormal"&gt;&lt;span style="font-family:Arial;"&gt;&lt;span class="Apple-style-span"  style="font-family:Georgia, serif;"&gt;&lt;span style="FONT-FAMILY: Symbol; mso-fareast-font-family: Symbolfont-family:Symbol;" &gt;&lt;span style="mso-list: Ignore"&gt;· &lt;span style="FONT: 100% 'Times New Roman'"&gt;&lt;span class="Apple-style-span"  style="font-family:arial;"&gt;&lt;a href="http://www.clements.com/news/10_02_PiracyKidnapRansom%20Threat%20Grows%20-%20Rough%20Notes.pdf"&gt;&lt;strong&gt;Piracy/Kidnap/Ransom Threat Grows – Rough Notes&lt;/strong&gt;&lt;/a&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;&lt;p class="MsoNormal"&gt;&lt;span style="font-family:Arial;"&gt;&lt;?xml:namespace prefix = o /&gt;&lt;o:p&gt;&lt;span class="Apple-style-span"  style="font-family:Georgia, serif;"&gt;&lt;i style="mso-bidi-font-style: normal"&gt;&lt;span style="font-family:Arial;"&gt;Rough Notes&lt;/span&gt;&lt;/i&gt;&lt;span style="font-family:Arial;"&gt; is a monthly magazine providing information for property-casualty agents and brokers about successful sales and management procedures, in addition to commentary on projected industry trends.&lt;/span&gt;&lt;/span&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;&lt;p class="MsoNormal"&gt;&lt;span style="font-family:Arial;"&gt;&lt;o:p&gt;&lt;span class="Apple-style-span"  style="font-family:Georgia, serif;"&gt;&lt;span style="FONT-FAMILY: Symbol; mso-fareast-font-family: Symbolfont-family:Symbol;" &gt;&lt;strong&gt;·&lt;/strong&gt; &lt;span class="Apple-style-span"  style="font-family:arial;"&gt;&lt;a href="http://www.clements.com/news/10_02_Protection%20in%20High-Risk%20Areas%20-%20Monday%20Developments.pdf"&gt;&lt;strong&gt;Protection in High-Risk Areas - Monday Developments&lt;/strong&gt;&lt;/a&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;&lt;p class="MsoNormal"&gt;&lt;span style="font-family:Arial;"&gt;&lt;o:p&gt;&lt;span class="Apple-style-span"  style="font-family:Georgia, serif;"&gt;&lt;em&gt;&lt;span style="font-family:Arial;color:black;"&gt;Monday Developments magazine&lt;/span&gt;&lt;/em&gt;&lt;span style="font-family:Arial;color:black;"&gt; is an international publication that provides in-depth news and commentary on global trends that affect relief, refugee and development work. It also keeps readers updated on legislative action in Congress that could impact &lt;?xml:namespace prefix = st1 /&gt;&lt;st1:country-region st="on"&gt;&lt;st1:place st="on"&gt;U.S.&lt;/st1:place&gt;&lt;/st1:country-region&gt; foreign assistance to developing countries.&lt;/span&gt;&lt;/span&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;&lt;p class="MsoNormal"&gt;&lt;span style="font-family:Arial;color:black;"&gt;&lt;o:p&gt;&lt;span class="Apple-style-span"  style="font-family:Georgia, serif;"&gt;&lt;span style="FONT-FAMILY: Symbol; mso-fareast-font-family: Symbolfont-family:Symbol;color:black;"  &gt;&lt;strong&gt;·&lt;/strong&gt;&lt;span style="FONT: 7pt 'Times New Roman'"&gt;&lt;span style="font-size:100%;"&gt; &lt;span class="Apple-style-span"&gt;&lt;span class="Apple-style-span"  style="font-family:arial;"&gt;&lt;a href="http://www.clements.com/news/10_02_(Reprint)%20A%20Happy%20Niche%20-%20Independent%20Agent.pdf"&gt;&lt;strong&gt;A Happy Niche - Independent Agent&lt;/strong&gt;&lt;/a&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;&lt;p class="MsoNormal"&gt;&lt;span style="font-family:Arial;color:black;"&gt;&lt;o:p&gt;&lt;span class="Apple-style-span"  style="font-family:Georgia, serif;"&gt;&lt;i style="mso-bidi-font-style: normal"&gt;&lt;span style="font-family:Arial;color:black;"&gt;Independent Agent&lt;/span&gt;&lt;/i&gt;&lt;span style="font-family:Arial;color:black;"&gt; is a monthly magazine &lt;/span&gt;&lt;span style="font-family:Arial;"&gt;for independent insurance agents and brokers who sell property-casualty, life and health insurance products. Regular issue features include agency management and automation, insurance and financial services products, markets, marketing, legislative issues and analysis of industry trends.&lt;/span&gt;&lt;/span&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2166977891109708270-3576052183308254631?l=www.clements.com%2Fnews%2Findex.htm' alt='' /&gt;&lt;/div&gt;</content><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2166977891109708270/posts/default/3576052183308254631'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2166977891109708270/posts/default/3576052183308254631'/><link rel='alternate' type='text/html' href='http://www.clements.com/news/2010/03/clements-featured-in-3-industry.html' title='Clements Published in 3 Industry Magazines in February'/><author><name>Kathy</name><uri>http://www.blogger.com/profile/16139009496391547352</uri><email>noreply@blogger.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='05767974975610968566'/></author></entry><entry><id>tag:blogger.com,1999:blog-2166977891109708270.post-1834683282367578680</id><published>2010-02-22T15:34:00.001-05:00</published><updated>2010-02-22T15:39:11.960-05:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Monday Developments'/><category scheme='http://www.blogger.com/atom/ns#' term='International Insurance'/><category scheme='http://www.blogger.com/atom/ns#' term='high-risk'/><category scheme='http://www.blogger.com/atom/ns#' term='International Organizations'/><category scheme='http://www.blogger.com/atom/ns#' term='commercial sales'/><category scheme='http://www.blogger.com/atom/ns#' term='Interaction'/><category scheme='http://www.blogger.com/atom/ns#' term='Clements'/><category scheme='http://www.blogger.com/atom/ns#' term='NGOs'/><category scheme='http://www.blogger.com/atom/ns#' term='Clements International'/><category scheme='http://www.blogger.com/atom/ns#' term='Yan Bui'/><title type='text'>Clements Featured in Monday Developments</title><content type='html'>Yan Bui, a commercial insurance account executive at Clements International, recently published an article in the January/February 2010 issue of Monday Developments, titled “Protection in High-Risk Areas.”&lt;br /&gt;&lt;br /&gt;&lt;em&gt;Monday Developments magazine&lt;/em&gt; is an international publication that provides in-depth news and commentary on global trends that affect relief, refugee and development work. It also keeps readers updated on legislative action in Congress that could impact U.S. foreign assistance to developing countries.&lt;br /&gt;&lt;br /&gt;NGOs face inherent risks overseas. Many are often targeted by criminal and terrorist groups, either for financial or political gain. Last year proved to be deadly for NGOs, with increasing incidences of kidnapping and violence against the humanitarian community. Insurance is one way these organizations can help mitigate these risks.&lt;br /&gt;&lt;br /&gt;Read the full article &lt;a href="http://www.clements.com/news/10_02_Protection%20in%20High-Risk%20Areas%20-%20Monday%20Developments.pdf"&gt;here&lt;/a&gt;.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2166977891109708270-1834683282367578680?l=www.clements.com%2Fnews%2Findex.htm' alt='' /&gt;&lt;/div&gt;</content><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2166977891109708270/posts/default/1834683282367578680'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2166977891109708270/posts/default/1834683282367578680'/><link rel='alternate' type='text/html' href='http://www.clements.com/news/2010/02/clements-featured-in-monday.html' title='Clements Featured in Monday Developments'/><author><name>Kathy</name><uri>http://www.blogger.com/profile/16139009496391547352</uri><email>noreply@blogger.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='05767974975610968566'/></author></entry><entry><id>tag:blogger.com,1999:blog-2166977891109708270.post-4006911415326509208</id><published>2010-02-17T16:50:00.016-05:00</published><updated>2010-02-17T17:15:02.506-05:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='International Insurance'/><category scheme='http://www.blogger.com/atom/ns#' term='Haiti'/><category scheme='http://www.blogger.com/atom/ns#' term='expatriate insurance'/><category scheme='http://www.blogger.com/atom/ns#' term='International Organizations'/><category scheme='http://www.blogger.com/atom/ns#' term='Expatriates'/><category scheme='http://www.blogger.com/atom/ns#' term='insurance'/><category scheme='http://www.blogger.com/atom/ns#' term='Clements International'/><category scheme='http://www.blogger.com/atom/ns#' term='international auto insurance'/><category scheme='http://www.blogger.com/atom/ns#' term='Expats'/><category scheme='http://www.blogger.com/atom/ns#' term='personal property insurance'/><title type='text'>A Reminder from Haiti</title><content type='html'>&lt;p&gt;&lt;span style="font-family:verdana;"&gt;&lt;span style="color:#000000;"&gt;&lt;span style="font-size:85%;"&gt;On behalf of the Clements team, our thoughts are with those affected by the devastating earthquake in Haiti. Not only have we received and processed numerous claims for our clients in Haiti, but several members of our staff also have family there, so we truly understand the personal and financial hardships caused by this natural disaster.&lt;br /&gt;&lt;br /&gt;These are the times when insurance can come to the rescue and we’re honored to serve our clients in Haiti. This situation reinforces the importance of selecting an international insurance provider while you’re living and working abroad.&lt;br /&gt;&lt;br /&gt;Two points to consider:&lt;br /&gt;&lt;br /&gt;1) Your personal property coverage allows you to assign value to your belongings in the event that they are lost or damaged. It’s critical to periodically update your scheduled and unscheduled coverage as you make significant purchases to ensure you’re fully protected and receive the full value of your items should the unexpected occur.&lt;br /&gt;&lt;br /&gt;2) There is a distinct advantage to having an insurance provider that is located outside of your host country. In the event of a natural disaster, political violence or other catastrophic event, your policy and the people administering it are at a safe distance. For this reason, Clements was able to process and settle claims quickly as opposed to local insurance providers whose businesses were likely suspended or nonoperational.&lt;br /&gt;&lt;br /&gt;Clements salutes the individuals and organizations working in Haiti on the relief and rebuilding efforts. To our clients in Haiti and around the world, we’re here for you. &lt;strong&gt;You have our word.&lt;/strong&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2166977891109708270-4006911415326509208?l=www.clements.com%2Fnews%2Findex.htm' alt='' /&gt;&lt;/div&gt;</content><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2166977891109708270/posts/default/4006911415326509208'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2166977891109708270/posts/default/4006911415326509208'/><link rel='alternate' type='text/html' href='http://www.clements.com/news/2010/02/reminder-from-haiti_17.html' title='A Reminder from Haiti'/><author><name>Kathy</name><uri>http://www.blogger.com/profile/16139009496391547352</uri><email>noreply@blogger.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='05767974975610968566'/></author></entry><entry><id>tag:blogger.com,1999:blog-2166977891109708270.post-581448474008175868</id><published>2010-02-12T12:26:00.006-05:00</published><updated>2010-02-17T16:58:02.873-05:00</updated><title type='text'>Clements International Update</title><content type='html'>Our office is now open. We promise to process all requests as timely as possible in the order they were received.&lt;br /&gt;&lt;br /&gt;Due to severe weather conditions in Washington D.C., Clements International's headquarters and customer service center closed early on Friday, February 5th and remained closed until Thursday, February 11th.&lt;br /&gt;&lt;br /&gt;Thank you for your patience during this time.&lt;br /&gt;&lt;br /&gt;Clements International&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;For claims emergencies, please contact Yanick Maurice at &lt;a href="mailto:ymaurice@clements.com"&gt;ymaurice@clements.com&lt;/a&gt;.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2166977891109708270-581448474008175868?l=www.clements.com%2Fnews%2Findex.htm' alt='' /&gt;&lt;/div&gt;</content><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2166977891109708270/posts/default/581448474008175868'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2166977891109708270/posts/default/581448474008175868'/><link rel='alternate' type='text/html' href='http://www.clements.com/news/2010/02/clements-international-update.html' title='Clements International Update'/><author><name>Michael</name><uri>http://www.blogger.com/profile/16845939116335093498</uri><email>noreply@blogger.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='06888026690650053378'/></author></entry><entry><id>tag:blogger.com,1999:blog-2166977891109708270.post-2996688278918258720</id><published>2010-01-28T10:56:00.002-05:00</published><updated>2010-01-28T11:00:07.792-05:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Expatriate'/><category scheme='http://www.blogger.com/atom/ns#' term='expat youth'/><category scheme='http://www.blogger.com/atom/ns#' term='Expatriates'/><category scheme='http://www.blogger.com/atom/ns#' term='expat youth scholarship'/><category scheme='http://www.blogger.com/atom/ns#' term='Clements'/><category scheme='http://www.blogger.com/atom/ns#' term='Clements International'/><category scheme='http://www.blogger.com/atom/ns#' term='Expats'/><category scheme='http://www.blogger.com/atom/ns#' term='expat families'/><title type='text'>Now Accepting Entries for the 2010 Expat Youth Scholarship</title><content type='html'>&lt;a href="http://www.clements.com/news/uploaded_images/houseclouds-746543.jpg"&gt;&lt;img style="MARGIN: 0px 10px 10px 0px; WIDTH: 229px; FLOAT: left; HEIGHT: 190px; CURSOR: hand" border="0" alt="" src="http://www.clements.com/news/uploaded_images/houseclouds-746541.jpg" /&gt;&lt;/a&gt; Clements International is now accepting submissions for its 2nd annual scholarship program for expatriate students. Clements will award $10,000 in scholarships to six students who best answer the question, “Where would you go in your flying house?”&lt;br /&gt;&lt;div&gt;&lt;br /&gt;The scholarship contest offers expat students a chance to use their experiences living in a foreign country to imagine where their journey might take them next. Entries consist of an essay (500 – 750 words) and creative image or photograph that incorporates their own personalized flying house.&lt;/div&gt;&lt;br /&gt;&lt;div&gt;Students ages 12-18 of any nationality who have resided in a foreign country for at least two consecutive years are eligible to apply. The scholarship entry deadline is Thursday, May 13, 2010.&lt;br /&gt;&lt;br /&gt;For more information about the scholarship and to submit entries, visit &lt;a href="http://www.expatyouthscholarship.com/"&gt;www.expatyouthscholarship.com&lt;/a&gt;.&lt;br /&gt;&lt;br /&gt;Click &lt;a href="http://www.clements.com/pdf/10_01_pr_scholarship_announce.pdf"&gt;here&lt;/a&gt; to read the official press release.&lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2166977891109708270-2996688278918258720?l=www.clements.com%2Fnews%2Findex.htm' alt='' /&gt;&lt;/div&gt;</content><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2166977891109708270/posts/default/2996688278918258720'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2166977891109708270/posts/default/2996688278918258720'/><link rel='alternate' type='text/html' href='http://www.clements.com/news/2010/01/now-accepting-entries-for-2010-expat.html' title='Now Accepting Entries for the 2010 Expat Youth Scholarship'/><author><name>Kathy</name><uri>http://www.blogger.com/profile/16139009496391547352</uri><email>noreply@blogger.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='05767974975610968566'/></author></entry><entry><id>tag:blogger.com,1999:blog-2166977891109708270.post-6804791644881697327</id><published>2010-01-21T11:14:00.005-05:00</published><updated>2010-01-21T11:24:47.978-05:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Expatriate'/><category scheme='http://www.blogger.com/atom/ns#' term='expat youth'/><category scheme='http://www.blogger.com/atom/ns#' term='Foreign Service Youth Foundation'/><category scheme='http://www.blogger.com/atom/ns#' term='Foreign Service'/><category scheme='http://www.blogger.com/atom/ns#' term='expat families'/><category scheme='http://www.blogger.com/atom/ns#' term='American Foreign Service'/><title type='text'>Clements Sponsors Award for Foreign Service Youth</title><content type='html'>Every year, the Foreign Service Youth Foundation (FSYF) organizes a series of contests for Foreign Service youth. The contests offer U.S. Foreign Service kids and teens the opportunity to showcase their talents, accomplishments and unique perspectives on the world. Winners receive cash prizes and recognition at the annual youth awards ceremony at the Department of State in July.&lt;br /&gt;&lt;br /&gt;Clements International sponsors the Community Service Award, which honors U.S. Foreign Service youth who have demonstrated outstanding volunteer efforts at home or abroad while facing the challenges of living an internationally mobile lifestyle.&lt;br /&gt;&lt;br /&gt;Two winners will each receive a $1,500 U.S. savings bond.&lt;br /&gt;&lt;br /&gt;Click &lt;a href="http://rs6.net/tn.jsp?et=1102954306324&amp;amp;s=37&amp;amp;e=001JlknHJUOSKtFyl4Txx5qkRub8wJEjvxSMl7zHjUrLdtXRCA_rko7Mg4jDFLn7V320-Jv7lGz0MRHlSxqk13qzKXqTbxGco8AQTMrDf6Rennp08deP3M_wulhTcdLt2lvfzeIJuf4mb0iAjY8TEIrS0e1Snjts0QL1lAslg7PThdSowA9JGi1aELGMAlm1IZd"&gt;here&lt;/a&gt; for complete contest rules and nomination forms.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2166977891109708270-6804791644881697327?l=www.clements.com%2Fnews%2Findex.htm' alt='' /&gt;&lt;/div&gt;</content><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2166977891109708270/posts/default/6804791644881697327'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2166977891109708270/posts/default/6804791644881697327'/><link rel='alternate' type='text/html' href='http://www.clements.com/news/2010/01/clements-sponsors-scholarship-for.html' title='Clements Sponsors Award for Foreign Service Youth'/><author><name>Kathy</name><uri>http://www.blogger.com/profile/16139009496391547352</uri><email>noreply@blogger.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='05767974975610968566'/></author></entry><entry><id>tag:blogger.com,1999:blog-2166977891109708270.post-1118503918070273118</id><published>2009-12-15T12:27:00.009-05:00</published><updated>2010-01-06T12:06:31.697-05:00</updated><title type='text'>Hot Off the Presses: Clements Published in Leading industry Magazines</title><content type='html'>Clements International was recently published in two leading industry magazines, &lt;strong&gt;Canadian Underwriter&lt;/strong&gt; and &lt;strong&gt;Insurance Journal&lt;/strong&gt;. Click below to read the articles and let us know what you think!&lt;br /&gt;&lt;br /&gt;&lt;a href="http://www.clements.com/pdf/09_08_underwriting_freedom.pdf"&gt;"Underwriting Freedom"&lt;/a&gt; - Canadian Underwriter, &lt;em&gt;August 2009&lt;/em&gt;&lt;br /&gt;&lt;br /&gt;&lt;a href="http://www.clements.com/pdf/09_10_handle_with_care.pdf"&gt;"Handle with Care: How to Help Clients Protect International Cargo"&lt;/a&gt; - Insurance Journal, &lt;em&gt;October 2009&lt;/em&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2166977891109708270-1118503918070273118?l=www.clements.com%2Fnews%2Findex.htm' alt='' /&gt;&lt;/div&gt;</content><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2166977891109708270/posts/default/1118503918070273118'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2166977891109708270/posts/default/1118503918070273118'/><link rel='alternate' type='text/html' href='http://www.clements.com/news/2009/12/clements-in-news.html' title='Hot Off the Presses: Clements Published in Leading industry Magazines'/><author><name>Kathy</name><uri>http://www.blogger.com/profile/16139009496391547352</uri><email>noreply@blogger.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='05767974975610968566'/></author></entry><entry><id>tag:blogger.com,1999:blog-2166977891109708270.post-8003039810087278517</id><published>2009-12-02T09:42:00.002-05:00</published><updated>2009-12-02T09:46:39.023-05:00</updated><title type='text'>Clements International Announces London Office Opening in 2010</title><content type='html'>Washington, D.C.-based Clements International will open an office in London in 2010 to better serve and communicate with its European clientele, in addition to expanding its broker network. This will be the company’s first European office, signifying an important step in fulfilling its mission to be a truly global insurance provider.&lt;br /&gt;&lt;br /&gt;“This is an exciting opportunity for Clements and a milestone in this company’s history,” said President Chris Beck. “We already have a significant presence in Europe, so it’s a natural progression to open in London where we can interact more closely with our customers and partners. We also look forward to introducing ourselves to new markets and delivering the same promise of integrity, experience and service we’ve kept since 1947.”&lt;br /&gt;&lt;br /&gt;Specific details about the office and important dates have not yet been announced due to pending regulatory approval. More information will be made available in early 2010.&lt;br /&gt;&lt;br /&gt;Click &lt;a href="http://www.clements.com/about/clementseurope.asp?WT.mc_id=NP_CE_dlpr"&gt;here&lt;/a&gt; to view the official press release.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2166977891109708270-8003039810087278517?l=www.clements.com%2Fnews%2Findex.htm' alt='' /&gt;&lt;/div&gt;</content><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2166977891109708270/posts/default/8003039810087278517'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2166977891109708270/posts/default/8003039810087278517'/><link rel='alternate' type='text/html' href='http://www.clements.com/news/2009/12/clements-international-announces-london.html' title='Clements International Announces London Office Opening in 2010'/><author><name>Kathy</name><uri>http://www.blogger.com/profile/16139009496391547352</uri><email>noreply@blogger.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='05767974975610968566'/></author></entry><entry><id>tag:blogger.com,1999:blog-2166977891109708270.post-2231465705522960158</id><published>2009-09-24T10:36:00.000-04:00</published><updated>2009-09-24T10:37:15.962-04:00</updated><title type='text'>Clements International Included In the 2009 Big “I” Best Practices Study</title><content type='html'>For the second year, Washington, D.C.-based Clements International continues to be part of an elite group of independent insurance agencies around the United States participating in the Independent Insurance Agents &amp;amp; Brokers of America (Big “I”) “Best Practices” Study Group.&lt;br /&gt;&lt;br /&gt;Only 195 independent agencies throughout the U.S. qualify for inclusion in the annual Best Practices Study. A Big “I” affiliated state association or an insurance company must first nominate the agency which then must qualify based on operational excellence including outstanding customer services, growth, stability and financial management. More than 800 firms were nominated for the current study cycle.  &lt;br /&gt;&lt;br /&gt;Click &lt;a href="http://www.clements.com/pdf/09_pr_bigi.pdf"&gt;here&lt;/a&gt; to read the official press release.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2166977891109708270-2231465705522960158?l=www.clements.com%2Fnews%2Findex.htm' alt='' /&gt;&lt;/div&gt;</content><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2166977891109708270/posts/default/2231465705522960158'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2166977891109708270/posts/default/2231465705522960158'/><link rel='alternate' type='text/html' href='http://www.clements.com/news/2009/09/clements-international-included-in-2009.html' title='Clements International Included In the 2009 Big “I” Best Practices Study'/><author><name>Kathy</name><uri>http://www.blogger.com/profile/16139009496391547352</uri><email>noreply@blogger.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='05767974975610968566'/></author></entry><entry><id>tag:blogger.com,1999:blog-2166977891109708270.post-9125008517071387545</id><published>2009-09-22T16:07:00.006-04:00</published><updated>2009-09-22T16:15:57.192-04:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Tom Lentz'/><category scheme='http://www.blogger.com/atom/ns#' term='community service'/><category scheme='http://www.blogger.com/atom/ns#' term='Foreign Service Youth Foundation'/><category scheme='http://www.blogger.com/atom/ns#' term='fsyf'/><category scheme='http://www.blogger.com/atom/ns#' term='Foreign Service'/><category scheme='http://www.blogger.com/atom/ns#' term='community'/><category scheme='http://www.blogger.com/atom/ns#' term='Clements'/><category scheme='http://www.blogger.com/atom/ns#' term='Clements International'/><category scheme='http://www.blogger.com/atom/ns#' term='Dan Tuman'/><category scheme='http://www.blogger.com/atom/ns#' term='picnic'/><title type='text'>Clements VPs Turned Grill Masters</title><content type='html'>&lt;a href="http://www.clements.com/news/uploaded_images/picnic-756364.JPG"&gt;&lt;img style="WIDTH: 320px; HEIGHT: 226px; CURSOR: hand" border="0" alt="" src="http://www.clements.com/news/uploaded_images/picnic-756362.JPG" /&gt;&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;On Sunday, September 20, 2009, &lt;strong&gt;Vice Presidents Tom Lentz and Dan Tuman&lt;/strong&gt; served as grill masters at the Foreign Service Youth Foundation’s (FSYF) Annual Welcome Back Picnic. The event gathered recently returned U.S. Foreign Service families for a fun afternoon in Vienna, Virginia.&lt;br /&gt;&lt;br /&gt;“The picnic was a great opportunity for Foreign Service families to get together and share their experiences,” said Lentz. “Clements working the grills allowed the FYSF members more quality time to enjoy the picnic.”&lt;br /&gt;&lt;br /&gt;Clements is a proud supporter of FSYF and its continuing contribution to the expat community.&lt;br /&gt;&lt;br /&gt;&lt;object width="425" height="344"&gt;&lt;param name="movie" value="http://www.youtube.com/v/ypGCElyzMvA&amp;amp;hl=en&amp;amp;fs=1&amp;amp;color1=0x2b405b&amp;amp;color2=0x6b8ab6"&gt;&lt;param name="allowFullScreen" value="true"&gt;&lt;param name="allowscriptaccess" value="always"&gt;&lt;embed src="http://www.youtube.com/v/ypGCElyzMvA&amp;hl=en&amp;fs=1&amp;color1=0x2b405b&amp;color2=0x6b8ab6" type="application/x-shockwave-flash" allowscriptaccess="always" allowfullscreen="true" width="425" height="344"&gt;&lt;/embed&gt;&lt;/object&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2166977891109708270-9125008517071387545?l=www.clements.com%2Fnews%2Findex.htm' alt='' /&gt;&lt;/div&gt;</content><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2166977891109708270/posts/default/9125008517071387545'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2166977891109708270/posts/default/9125008517071387545'/><link rel='alternate' type='text/html' href='http://www.clements.com/news/2009/09/clements-vps-turned-grill-masters_22.html' title='Clements VPs Turned Grill Masters'/><author><name>Kathy</name><uri>http://www.blogger.com/profile/16139009496391547352</uri><email>noreply@blogger.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='05767974975610968566'/></author></entry><entry><id>tag:blogger.com,1999:blog-2166977891109708270.post-7130742009343457781</id><published>2009-09-16T09:52:00.007-04:00</published><updated>2009-09-16T10:07:36.706-04:00</updated><title type='text'>Announcing the 2009 Expat Youth Scholarship Award Winners!</title><content type='html'>&lt;a href="http://www.clements.com/news/uploaded_images/expatyouth_clouds_blog-787671.jpg"&gt;&lt;img style="MARGIN: 0px 0px 10px 10px; WIDTH: 222px; FLOAT: right; HEIGHT: 140px; CURSOR: hand" border="0" alt="" src="http://www.clements.com/news/uploaded_images/expatyouth_clouds_blog-787669.jpg" /&gt;&lt;/a&gt;&lt;em&gt;&lt;strong&gt;Clements Awards $10,000 in Scholarships to Expat Students&lt;/strong&gt;&lt;/em&gt;&lt;br /&gt;&lt;br /&gt;We are pleased to ann&lt;a href="http://www.clements.com/news/uploaded_images/expatyouth_clouds_blog-748895.jpg"&gt;&lt;/a&gt;ounce the winners of Clements International’s 2009 Expat Youth Scholarship! We received &lt;strong&gt;&lt;span style="font-size:130%;"&gt;578&lt;/span&gt;&lt;/strong&gt; entries and awarded a total of $10,000 to six outstanding students.&lt;br /&gt;&lt;br /&gt;The scholarship contest asked expat students to share their experiences of living in a foreign country through an essay (500 words or more) and creative media (photographs, illustrations, paintings, or video). Three winners in each of two age categories (12-15 and 16-18) were selected by a panel of judges from the expatriate community.&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;Scholarship Winners:&lt;/strong&gt;&lt;br /&gt;&lt;strong&gt;&lt;br /&gt;Age 12-15&lt;/strong&gt;&lt;br /&gt;&lt;br /&gt;First Place ($3,000):&lt;br /&gt;Julia Goldsby, 12, American Expat in Germany&lt;br /&gt;&lt;br /&gt;Second Place ($1,500):&lt;br /&gt;Kate Telma, 14, American Expat in Kazakhstan&lt;br /&gt;&lt;br /&gt;Third Place ($500):&lt;br /&gt;Athena Pierquet, 15, American Expat in France&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;Age 16-18&lt;/strong&gt;&lt;br /&gt;&lt;br /&gt;First Place ($3,000):&lt;br /&gt;Yichen Zhang, 18, Chinese Expat in the U.S.&lt;br /&gt;&lt;br /&gt;Second Place ($1,500):&lt;br /&gt;Bethany Turley, 17, American Expat in Belgium&lt;br /&gt;&lt;br /&gt;Third Place ($500):&lt;br /&gt;Natalia Aponte, 18, Peruvian Expat in the U.S.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Click &lt;a href="http://www.clements.com/pdf/09_pr_scholarship.pdf"&gt;here&lt;/a&gt; to read the official press release.&lt;br /&gt;&lt;br /&gt;To view the winning entries and honorable mentions, along with other information about the scholarship, visit &lt;a href="http://www.expatyouthscholarship.com/"&gt;www.expatyouthscholarship.com&lt;/a&gt;!&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2166977891109708270-7130742009343457781?l=www.clements.com%2Fnews%2Findex.htm' alt='' /&gt;&lt;/div&gt;</content><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2166977891109708270/posts/default/7130742009343457781'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2166977891109708270/posts/default/7130742009343457781'/><link rel='alternate' type='text/html' href='http://www.clements.com/news/2009/09/announcing-2009-expat-youth-scholarship.html' title='Announcing the 2009 Expat Youth Scholarship Award Winners!'/><author><name>Kathy</name><uri>http://www.blogger.com/profile/16139009496391547352</uri><email>noreply@blogger.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='05767974975610968566'/></author></entry><entry><id>tag:blogger.com,1999:blog-2166977891109708270.post-2070167738059953765</id><published>2009-09-10T13:04:00.003-04:00</published><updated>2009-09-10T13:14:54.965-04:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='International Insurance'/><category scheme='http://www.blogger.com/atom/ns#' term='global insurance'/><category scheme='http://www.blogger.com/atom/ns#' term='vice president'/><category scheme='http://www.blogger.com/atom/ns#' term='Smita Malik'/><category scheme='http://www.blogger.com/atom/ns#' term='Leadership'/><category scheme='http://www.blogger.com/atom/ns#' term='commercial sales'/><category scheme='http://www.blogger.com/atom/ns#' term='Clements'/><category scheme='http://www.blogger.com/atom/ns#' term='insurance'/><category scheme='http://www.blogger.com/atom/ns#' term='Clements International'/><category scheme='http://www.blogger.com/atom/ns#' term='Dan Tuman'/><category scheme='http://www.blogger.com/atom/ns#' term='insurance sales'/><category scheme='http://www.blogger.com/atom/ns#' term='director'/><title type='text'>Recent Promotions</title><content type='html'>Clements is proud to announce two employee promotions:&lt;br /&gt;&lt;br /&gt;&lt;a href="http://www.clements.com/news/uploaded_images/dan-713448.JPG"&gt;&lt;img style="MARGIN: 0px 10px 10px 0px; WIDTH: 97px; FLOAT: left; HEIGHT: 138px; CURSOR: hand" border="0" alt="" src="http://www.clements.com/news/uploaded_images/dan-713117.JPG" /&gt;&lt;/a&gt;Dan Tuman, former vice president of commercial insurance, is now &lt;strong&gt;vice president of insurance sales&lt;/strong&gt;.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;a href="http://www.clements.com/news/uploaded_images/smita-785703.JPG"&gt;&lt;img style="MARGIN: 0px 10px 10px 0px; WIDTH: 97px; FLOAT: left; HEIGHT: 135px; CURSOR: hand" border="0" alt="" src="http://www.clements.com/news/uploaded_images/smita-785657.JPG" /&gt;&lt;/a&gt;Smita Malik, former commercial insurance account executive, is now &lt;strong&gt;director of commercial sales&lt;/strong&gt;.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Both Dan and Smita have been instrumental in the company’s growth and success, and the Clements team looks forward to supporting them in their new roles.&lt;br /&gt;&lt;br /&gt;Congratulations!&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2166977891109708270-2070167738059953765?l=www.clements.com%2Fnews%2Findex.htm' alt='' /&gt;&lt;/div&gt;</content><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2166977891109708270/posts/default/2070167738059953765'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2166977891109708270/posts/default/2070167738059953765'/><link rel='alternate' type='text/html' href='http://www.clements.com/news/2009/09/recent-promotions.html' title='Recent Promotions'/><author><name>Kathy</name><uri>http://www.blogger.com/profile/16139009496391547352</uri><email>noreply@blogger.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='05767974975610968566'/></author></entry><entry><id>tag:blogger.com,1999:blog-2166977891109708270.post-6479132725716081966</id><published>2009-07-22T15:52:00.004-04:00</published><updated>2009-08-21T09:58:10.993-04:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Jon Clements'/><category scheme='http://www.blogger.com/atom/ns#' term='president'/><category scheme='http://www.blogger.com/atom/ns#' term='Clements'/><category scheme='http://www.blogger.com/atom/ns#' term='Clements International'/><category scheme='http://www.blogger.com/atom/ns#' term='Christopher Beck'/><category scheme='http://www.blogger.com/atom/ns#' term='Chris Beck'/><category scheme='http://www.blogger.com/atom/ns#' term='J. Christopher Beck'/><title type='text'>Clements International Names New President</title><content type='html'>&lt;a href="http://www.clements.com/news/uploaded_images/C_Beck-783197.jpg"&gt;&lt;img style="margin: 0px 10px 10px 0px; width: 164px; float: left; height: 223px;" alt="" src="http://www.clements.com/news/uploaded_images/C_Beck-783181.jpg" border="0" /&gt;&lt;/a&gt;Clements International, the leading provider of global insurance solutions, has named J. Christopher Beck as president. Beck was previously senior vice president of the company.&lt;br /&gt;&lt;br /&gt;“This is an exciting time of growth for Clements,” said Jon Clements, chairman and chief executive officer. “Chris’ dedication and expertise have been proven time and time again, making him the ideal candidate to lead the company moving forward.”&lt;br /&gt;&lt;br /&gt;Beck has led the sales divisions of Clements International since 2000. With over 20 years of insurance experience, he was responsible for the design of key insurance programs tailored to the unique needs of international organizations and the expatriate community. He has a Bachelor of Science in Political Science from the University of Maryland.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2166977891109708270-6479132725716081966?l=www.clements.com%2Fnews%2Findex.htm' alt='' /&gt;&lt;/div&gt;</content><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2166977891109708270/posts/default/6479132725716081966'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2166977891109708270/posts/default/6479132725716081966'/><link rel='alternate' type='text/html' href='http://www.clements.com/news/2009/07/clements-international-names-new.html' title='Clements International Names New President'/><author><name>Kathy</name><uri>http://www.blogger.com/profile/16139009496391547352</uri><email>noreply@blogger.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='05767974975610968566'/></author></entry><entry><id>tag:blogger.com,1999:blog-2166977891109708270.post-1964526230336520243</id><published>2009-07-21T11:06:00.004-04:00</published><updated>2009-07-21T11:21:20.977-04:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Tom Lentz'/><category scheme='http://www.blogger.com/atom/ns#' term='community service'/><category scheme='http://www.blogger.com/atom/ns#' term='expat youth'/><category scheme='http://www.blogger.com/atom/ns#' term='Foreign Service Youth Foundation'/><category scheme='http://www.blogger.com/atom/ns#' term='Expatriates'/><category scheme='http://www.blogger.com/atom/ns#' term='Foreign Service'/><category scheme='http://www.blogger.com/atom/ns#' term='Clements'/><category scheme='http://www.blogger.com/atom/ns#' term='Clements International'/><category scheme='http://www.blogger.com/atom/ns#' term='expat families'/><category scheme='http://www.blogger.com/atom/ns#' term='American Foreign Service'/><title type='text'>Clements Applauds FSYF Award Winners</title><content type='html'>&lt;a href="http://www.clements.com/news/uploaded_images/DSCN0695-759183.JPG"&gt;&lt;img style="MARGIN: 0px 10px 10px 0px; WIDTH: 275px; FLOAT: left; HEIGHT: 225px; CURSOR: hand" border="0" alt="" src="http://www.clements.com/news/uploaded_images/DSCN0695-758732.JPG" /&gt;&lt;/a&gt;As part of Clements International’s ongoing community involvement, the company sponsored the Foreign Service Youth Foundation’s Community Service Awards once again this year. The awards honor outstanding U.S. Foreign Service youth who have served their community either at home or abroad while tackling the challenges of growing up all over the world.&lt;br /&gt;&lt;br /&gt;The contest was open to all U.S. Foreign Service youth and teens, and the winners were honored on Friday, July 17 at an awards ceremony at the U.S. Department of State, hosted by the Foreign Liaison Office. Two first place winners each received a $1,500 savings bond. Vice President Tom Lentz attended the ceremony to honor this year’s recipients:&lt;br /&gt;&lt;div&gt;&lt;div&gt;&lt;div&gt;&lt;br /&gt;&lt;div&gt;&lt;div&gt;&lt;div&gt;&lt;a href="http://www.clements.com/news/uploaded_images/DSCN0699-780325.JPG"&gt;&lt;img style="MARGIN: 0px 0px 10px 10px; WIDTH: 125px; FLOAT: right; HEIGHT: 193px; CURSOR: hand" border="0" alt="" src="http://www.clements.com/news/uploaded_images/DSCN0699-780035.JPG" /&gt;&lt;/a&gt;&lt;strong&gt;Cristin Middaug&lt;/strong&gt;, age 16, was selected for her support of the Pichincha School of Morochos, Ecuador. Cristin’s parents are currently posted in Quito. She recently completed the 11th grade at the Academia Cotopaxi. Her project began in December 2007, when she chose to sponsor the Pichincha School instead of receiving Christmas presents. One year later, support for the school had increased dramatically, due in part to many Embassy community members. Cristin also serves as president of the National Honor Society, plays soccer and volleyball, and participates in the Model United Nations. &lt;/div&gt;&lt;br /&gt;&lt;div&gt;&lt;strong&gt;&lt;a href="http://www.clements.com/news/uploaded_images/DSCN0702-700961.JPG"&gt;&lt;img style="MARGIN: 0px 0px 10px 10px; WIDTH: 127px; FLOAT: right; HEIGHT: 180px; CURSOR: hand" border="0" alt="" src="http://www.clements.com/news/uploaded_images/DSCN0702-700696.JPG" /&gt;&lt;/a&gt;Sean Titus&lt;/strong&gt;, age 13, was selected for his water well-building project in the village of Santa Emilia, El Salvador. Sean’s parents are currently posted to San Salvador. He recently completed the 8th grade at the Academia Británica Cuscatleca. His project began as a Tikkun Olam (Hebrew for “repairing the world”) as part of his Bar Mitzvah and culminated with the inauguration of a well on March 26, 2009. Sean is also an Honor Roll student, an active member of the Boy Scouts, and plays basketball, tennis and cricket.&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;&lt;a href="http://www.clements.com/news/uploaded_images/DSCN0704-776635.JPG"&gt;&lt;img style="MARGIN: 0px 0px 10px 10px; WIDTH: 127px; FLOAT: right; HEIGHT: 200px; CURSOR: hand" border="0" alt="" src="http://www.clements.com/news/uploaded_images/DSCN0704-776425.JPG" /&gt;&lt;/a&gt;Maryam Ahson&lt;/strong&gt;, age 14, was awarded an honorable mention for her “Fabric NOT Plastic” campaign in Beijing, China. Maryam’s parents are currently posted to Cairo, Egypt. She recently completed the 8th grade at Cairo American College. Maryam also swims, plays team volleyball and loves dolphins. In addition to this recognition, she won a speechwriting competition sponsored by the Wyland Foundation.&lt;br /&gt;&lt;br /&gt;Clements congratulates these outstanding expat youth!&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2166977891109708270-1964526230336520243?l=www.clements.com%2Fnews%2Findex.htm' alt='' /&gt;&lt;/div&gt;</content><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2166977891109708270/posts/default/1964526230336520243'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2166977891109708270/posts/default/1964526230336520243'/><link rel='alternate' type='text/html' href='http://www.clements.com/news/2009/07/clements-applauds-fsyf-award-winners.html' title='Clements Applauds FSYF Award Winners'/><author><name>Kathy</name><uri>http://www.blogger.com/profile/16139009496391547352</uri><email>noreply@blogger.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='05767974975610968566'/></author></entry><entry><id>tag:blogger.com,1999:blog-2166977891109708270.post-2513735525622192256</id><published>2009-06-23T16:54:00.006-04:00</published><updated>2009-06-30T12:25:23.218-04:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Clements'/><category scheme='http://www.blogger.com/atom/ns#' term='M. Juanita Guess'/><category scheme='http://www.blogger.com/atom/ns#' term='Clements International'/><category scheme='http://www.blogger.com/atom/ns#' term='American Foreign Service'/><category scheme='http://www.blogger.com/atom/ns#' term='American Foreign Service Association'/><title type='text'>Congratulations from Clements!</title><content type='html'>&lt;a href="http://www.clements.com/news/uploaded_images/Lily-Hightower-and-Jon-Clements-775879.jpg"&gt;&lt;img style="MARGIN: 0px 10px 10px 0px; WIDTH: 200px; FLOAT: left; HEIGHT: 158px; CURSOR: hand" border="0" alt="" src="http://www.clements.com/news/uploaded_images/Lily-Hightower-and-Jon-Clements-775876.jpg" /&gt;&lt;/a&gt;Congratulations to &lt;strong&gt;Juliana (Lily) Hightower&lt;/strong&gt; of the U.S. Embassy Addis Ababa, the 2009 recipient of the M. Juanita Guess Award. The M. Juanita Guess Award is conferred on a Community Liaison Officer (CLO) who has demonstrated outstanding leadership, dedication, initiative or imagination in assisting the families of Americans serving at an overseas post.&lt;br /&gt;&lt;br /&gt;Hightower is credited with significant improvement in post morale due to her responsiveness, dedication and commitment. She helped foster greater social consciousness among Embassy members about the challenges in Ethiopia by arranging tours to many of the country’s cultural and historic sites, in addition to organizing volunteer and study programs. Hightower also worked closely with the medical unit on important health issues and provided medical assistance to embassy members.&lt;br /&gt;&lt;br /&gt;“She is the most important focal point in the mission, indispensable… touching so many lives and helping so many people handle so many difficulties and cope with the extreme rigors of living in Ethiopia,” said the U.S. Ambassador who nominated her for the award.&lt;br /&gt;&lt;br /&gt;This award was established in memory of M. Juanita Guess, former President of Clements International, and is one of several presented annually by the American Foreign Service Association (AFSA). The runners-up were Michelle Destito, U.S. Embassy Ankara, and Mary Knight, U.S. Embassy Beirut.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2166977891109708270-2513735525622192256?l=www.clements.com%2Fnews%2Findex.htm' alt='' /&gt;&lt;/div&gt;</content><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2166977891109708270/posts/default/2513735525622192256'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2166977891109708270/posts/default/2513735525622192256'/><link rel='alternate' type='text/html' href='http://www.clements.com/news/2009/06/congratulations-from-clements.html' title='Congratulations from Clements!'/><author><name>Kathy</name><uri>http://www.blogger.com/profile/16139009496391547352</uri><email>noreply@blogger.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='05767974975610968566'/></author></entry><entry><id>tag:blogger.com,1999:blog-2166977891109708270.post-1111546732663211954</id><published>2009-06-10T14:03:00.023-04:00</published><updated>2009-06-11T12:01:52.074-04:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='community service'/><category scheme='http://www.blogger.com/atom/ns#' term='community'/><category scheme='http://www.blogger.com/atom/ns#' term='Clements'/><category scheme='http://www.blogger.com/atom/ns#' term='Clements International'/><title type='text'>Clements in the Community: Best Buddies</title><content type='html'>&lt;a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://www.clements.com/news/uploaded_images/ImaniandJannessMBs-740966.jpg"&gt;&lt;img style="float:right; margin:0 0 10px 10px;cursor:pointer; cursor:hand;width: 166px; height: 200px;" src="http://www.clements.com/news/uploaded_images/ImaniandJannessMBs-740959.jpg" border="0" alt="" /&gt;&lt;/a&gt;&lt;div style="text-align: left;"&gt;&lt;span class="Apple-style-span" style="line-height: 18px; "&gt;&lt;span class="Apple-style-span" style=" "&gt;&lt;span class="Apple-style-span" style=" "&gt;&lt;span class="Apple-style-span"  style=" ;font-family:verdana;"&gt;&lt;span class="Apple-style-span"  style=" ;font-size:13px;"&gt;The Clements team volunteered at the &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;st1:place st="on"&gt;&lt;st1:placename st="on"&gt;&lt;span class="Apple-style-span" style=" "&gt;&lt;span class="Apple-style-span" style=" "&gt;&lt;span class="Apple-style-span"  style=" ;font-family:verdana;"&gt;&lt;span class="Apple-style-span"  style=" ;font-size:13px;"&gt;WVSA&lt;/span&gt;&lt;/span&gt;&lt;span class="Apple-tab-span" style="white-space: pre; "&gt;&lt;span class="Apple-style-span"  style=" ;font-family:verdana;"&gt;&lt;span class="Apple-style-span"  style=" ;font-size:13px;"&gt; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/st1:placename&gt;&lt;st1:placetype st="on"&gt;&lt;span class="Apple-style-span" style=" "&gt;&lt;span class="Apple-style-span" style=" "&gt;&lt;span class="Apple-style-span"  style=" ;font-family:verdana;"&gt;&lt;span class="Apple-style-span"  style=" ;font-size:13px;"&gt;School&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/st1:placetype&gt;&lt;/st1:place&gt;&lt;span class="Apple-style-span" style=" "&gt;&lt;span class="Apple-style-span" style=" "&gt;&lt;span class="Apple-style-span"  style=" ;font-family:verdana;"&gt;&lt;span class="Apple-style-span"  style=" ;font-size:13px;"&gt; for Arts in Learning (SAIL) by serving as&lt;/span&gt;&lt;/span&gt;&lt;span class="Apple-tab-span" style="white-space: pre; "&gt;&lt;span class="Apple-style-span"  style=" ;font-family:verdana;"&gt;&lt;span class="Apple-style-span"  style=" ;font-size:13px;"&gt; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class="Apple-style-span"  style=" ;font-family:verdana;"&gt;&lt;span class="Apple-style-span"  style=" ;font-size:13px;"&gt;math and reading buddies to students from March&lt;/span&gt;&lt;/span&gt;&lt;span class="Apple-tab-span" style="white-space: pre; "&gt;&lt;span class="Apple-style-span"  style=" ;font-family:verdana;"&gt;&lt;span class="Apple-style-span"  style=" ;font-size:13px;"&gt; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class="Apple-style-span"  style=" ;font-family:verdana;"&gt;&lt;span class="Apple-style-span"  style=" ;font-size:13px;"&gt;through May 2009. SAIL is a public charter school&lt;/span&gt;&lt;/span&gt;&lt;span class="Apple-tab-span" style="white-space: pre; "&gt;&lt;span class="Apple-style-span"  style=" ;font-family:verdana;"&gt;&lt;span class="Apple-style-span"  style=" ;font-size:13px;"&gt; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class="Apple-style-span"  style=" ;font-family:verdana;"&gt;&lt;span class="Apple-style-span"  style=" ;font-size:13px;"&gt;(K-6) located in &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;st1:place st="on"&gt;&lt;st1:city st="on"&gt;&lt;span class="Apple-style-span" style=" "&gt;&lt;span class="Apple-style-span" style=" "&gt;&lt;span class="Apple-style-span"  style=" ;font-family:verdana;"&gt;&lt;span class="Apple-style-span"  style=" ;font-size:13px;"&gt;Washington&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/st1:city&gt;&lt;span class="Apple-style-span" style=" "&gt;&lt;span class="Apple-style-span" style=" "&gt;&lt;span class="Apple-style-span"  style=" ;font-family:verdana;"&gt;&lt;span class="Apple-style-span"  style=" ;font-size:13px;"&gt;, &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;st1:state st="on"&gt;&lt;span class="Apple-style-span" style=" "&gt;&lt;span class="Apple-style-span" style=" "&gt;&lt;span class="Apple-style-span"  style=" ;font-family:verdana;"&gt;&lt;span class="Apple-style-span"  style=" ;font-size:13px;"&gt;D.C.&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/st1:state&gt;&lt;/st1:place&gt;&lt;span class="Apple-style-span" style=" "&gt;&lt;span class="Apple-style-span" style=" "&gt;&lt;span class="Apple-style-span"  style=" ;font-family:verdana;"&gt;&lt;span class="Apple-style-span"  style=" ;font-size:13px;"&gt; that teaches&lt;/span&gt;&lt;/span&gt;&lt;span class="Apple-tab-span" style="white-space: pre; "&gt;&lt;span class="Apple-style-span"  style=" ;font-family:verdana;"&gt;&lt;span class="Apple-style-span"  style=" ;font-size:13px;"&gt; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class="Apple-style-span"  style=" ;font-family:verdana;"&gt;&lt;span class="Apple-style-span"  style=" ;font-size:13px;"&gt;academics through the arts to children with &lt;/span&gt;&lt;/span&gt;&lt;span class="Apple-tab-span" style="white-space: pre; "&gt;&lt;span class="Apple-style-span"  style=" ;font-family:verdana;"&gt;&lt;span class="Apple-style-span"  style=" ;font-size:13px;"&gt; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class="Apple-style-span"  style=" ;font-family:verdana;"&gt;&lt;span class="Apple-style-span"  style=" ;font-size:13px;"&gt;variety of learning differences.&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;&lt;/div&gt;&lt;span class="Apple-style-span"   style="  line-height: 20px; font-family:Verdana;font-size:13px;"&gt;&lt;p class="MsoNormal" style="text-align: left;font: normal normal normal 12px/18px Arial, Helvetica, sans-serif; padding-right: 40px; "&gt;&lt;span&gt;&lt;span class="Apple-style-span" style=" "&gt;&lt;span class="Apple-style-span" style=" "&gt;&lt;span class="Apple-style-span"  style="font-family:verdana;"&gt;&lt;span class="Apple-style-span"  style="font-size:small;"&gt;Account Executive Janness Pooran-Thomas tutored Imani, bright, energetic fifth-grader, on basic math problems once a week. Along with nine other Clements employees, she donated 30 minutes of her time each week, which the company matched with a monetary contribution to the school.&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;&lt;p class="MsoNormal" style="text-align: left;font: normal normal normal 12px/18px Arial, Helvetica, sans-serif; padding-right: 40px; "&gt;&lt;o:p&gt;&lt;span&gt;&lt;span class="Apple-style-span" style=" "&gt;&lt;span class="Apple-style-span" style=" "&gt;&lt;span class="Apple-style-span"  style="font-family:verdana;"&gt;&lt;span class="Apple-style-span"  style="font-size:small;"&gt;“It was a very rewarding experience for me,” said Janness. “I’m proud that Clements is involved in the local community and offered its employees this special volunteer opportunity. I looked forward to spending time with my buddy every week and felt like I was doing my part t&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span&gt;&lt;span class="Apple-style-span" style=" "&gt;&lt;span class="Apple-style-span" style=" "&gt;&lt;span class="Apple-style-span"  style="font-family:verdana;"&gt;&lt;span class="Apple-style-span"  style="font-size:small;"&gt;o give back.”&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/o:p&gt;&lt;/p&gt;&lt;/span&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2166977891109708270-1111546732663211954?l=www.clements.com%2Fnews%2Findex.htm' alt='' /&gt;&lt;/div&gt;</content><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2166977891109708270/posts/default/1111546732663211954'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2166977891109708270/posts/default/1111546732663211954'/><link rel='alternate' type='text/html' href='http://www.clements.com/news/2009/06/clements-in-community-best-buddies.html' title='Clements in the Community: Best Buddies'/><author><name>Kathy</name><uri>http://www.blogger.com/profile/16139009496391547352</uri><email>noreply@blogger.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='05767974975610968566'/></author></entry><entry><id>tag:blogger.com,1999:blog-2166977891109708270.post-7689361967831430875</id><published>2009-05-12T14:53:00.016-04:00</published><updated>2009-05-12T15:22:50.765-04:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='kidnap'/><category scheme='http://www.blogger.com/atom/ns#' term='International Insurance'/><category scheme='http://www.blogger.com/atom/ns#' term='International Organizations'/><category scheme='http://www.blogger.com/atom/ns#' term='Clements'/><category scheme='http://www.blogger.com/atom/ns#' term='Agents and Brokers'/><category scheme='http://www.blogger.com/atom/ns#' term='Clements International'/><category scheme='http://www.blogger.com/atom/ns#' term='kidnap and ransom'/><category scheme='http://www.blogger.com/atom/ns#' term='Chris Beck'/><title type='text'>Clements Featured on AgentandBroker.com</title><content type='html'>&lt;a href="http://www.clements.com/news/uploaded_images/0509cover-769093.jpg"&gt;&lt;img style="MARGIN: 0px 10px 10px 0px; WIDTH: 161px; FLOAT: left; HEIGHT: 216px; CURSOR: hand" border="0" alt="" src="http://www.clements.com/news/uploaded_images/0509cover-769084.jpg" /&gt;&lt;/a&gt;An article written by Chris Beck, senior vice president of insurance sales, titled “Piracy trends highlight need for K&amp;amp;R protection,” was recently published on &lt;a href="http://www.agentandbroker.com/Pages/default.aspx"&gt;AgentandBroker.com&lt;/a&gt;.&lt;br /&gt;&lt;br /&gt;Due to recent events highlighted in the national media, the issue of Kidnap and Ransom insurance has garnered international attention as organizations strive to protect their employees and investments in the face of heightened risks.&lt;br /&gt;&lt;br /&gt;Read the full article &lt;a href="http://www.agentandbroker.com/Exclusives/2009/5/Pages/Piracy-trends-prove-need-for-KR-protection.aspx"&gt;here&lt;/a&gt;.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2166977891109708270-7689361967831430875?l=www.clements.com%2Fnews%2Findex.htm' alt='' /&gt;&lt;/div&gt;</content><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2166977891109708270/posts/default/7689361967831430875'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2166977891109708270/posts/default/7689361967831430875'/><link rel='alternate' type='text/html' href='http://www.clements.com/news/2009/05/clements-featured-on-agentandbrokercom.html' title='Clements Featured on AgentandBroker.com'/><author><name>Kathy</name><uri>http://www.blogger.com/profile/16139009496391547352</uri><email>noreply@blogger.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='05767974975610968566'/></author></entry><entry><id>tag:blogger.com,1999:blog-2166977891109708270.post-5754782852704687022</id><published>2009-05-01T10:55:00.005-04:00</published><updated>2009-05-01T12:31:03.421-04:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='International Insurance'/><category scheme='http://www.blogger.com/atom/ns#' term='liability insurance'/><category scheme='http://www.blogger.com/atom/ns#' term='medical tourism'/><category scheme='http://www.blogger.com/atom/ns#' term='Clements'/><category scheme='http://www.blogger.com/atom/ns#' term='Clements International'/><category scheme='http://www.blogger.com/atom/ns#' term='Medical Travel Today'/><category scheme='http://www.blogger.com/atom/ns#' term='Dan Tuman'/><category scheme='http://www.blogger.com/atom/ns#' term='Professional liability'/><category scheme='http://www.blogger.com/atom/ns#' term='Personal accident'/><title type='text'>Clements VP Featured in Medical Travel Today</title><content type='html'>&lt;a href="http://www.clements.com/blog/uploaded_images/dantuman-778836.jpg"&gt;&lt;img style="float:right; margin:0 0 10px 10px;cursor:pointer; cursor:hand;width: 118px; height: 161px;" src="http://www.clements.com/blog/uploaded_images/dantuman-778832.jpg" border="0" alt="" /&gt;&lt;/a&gt;&lt;br /&gt;Medical Travel Today, the authoritative newsletter for medical tourism, recently interviewed Vice President of Commercial Sales Dan Tuman to discuss products and solutions that specifically address the unique liability issues faced by this industry.&lt;br /&gt;&lt;br /&gt;Medical tourism is the growing practice of traveling abroad for a medical procedure. What once seemed unusual and unsafe has now become common and practical, as millions worldwide travel outside their home countries to partake in medical tourism. However, as with any procedure, comes the risk of complications, which could jeopardize a company’s reputation and assets. Clements International is one of the first to develop insurance products tailored to the needs of medical travel providers, including Professional Liability and Personal Accident insurance.&lt;br /&gt;&lt;br /&gt;Read Dan’s entire interview &lt;a href="http://www.medicaltraveltoday.com/MTTE08/MTTEv3-7.html"&gt;here&lt;/a&gt;.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2166977891109708270-5754782852704687022?l=www.clements.com%2Fnews%2Findex.htm' alt='' /&gt;&lt;/div&gt;</content><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2166977891109708270/posts/default/5754782852704687022'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2166977891109708270/posts/default/5754782852704687022'/><link rel='alternate' type='text/html' href='http://www.clements.com/news/2009/05/clements-vp-featured-in-medical-travel.html' title='Clements VP Featured in Medical Travel Today'/><author><name>Kathy</name><uri>http://www.blogger.com/profile/16139009496391547352</uri><email>noreply@blogger.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='05767974975610968566'/></author></entry><entry><id>tag:blogger.com,1999:blog-2166977891109708270.post-2132541038794472225</id><published>2009-04-28T10:16:00.004-04:00</published><updated>2009-04-30T10:10:41.615-04:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='high-risk'/><category scheme='http://www.blogger.com/atom/ns#' term='International Organizations'/><category scheme='http://www.blogger.com/atom/ns#' term='Exploration Logistics'/><category scheme='http://www.blogger.com/atom/ns#' term='Clements'/><category scheme='http://www.blogger.com/atom/ns#' term='Clements International'/><title type='text'>Specialized Solutions Help Companies Meet New Challenges</title><content type='html'>&lt;a href="http://www.clements.com/blog/uploaded_images/danger_mines_sign-741950.jpg"&gt;&lt;img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 360px; height: 176px;" src="http://www.clements.com/blog/uploaded_images/danger_mines_sign-741948.jpg" border="0" alt="" /&gt;&lt;/a&gt;&lt;br /&gt;Energy independence has been an important issue in American politics, largely due to the growing demand for oil and the country’s growing dependence on foreign suppliers. This demand is leading the industry to expand into new, often hazardous areas of the world. In order to protect their investments, employees and equipment, companies need medical and safety solutions when working in remote, high-risk locations. &lt;br /&gt;&lt;br /&gt;Clements International isn’t alone in its mission to provide services to individuals and organizations working in hazardous areas around the world. Exploration Logistics is also in the business of minimizing risk for customers operating in challenging environments. They offer specialized services to clients in the oil and gas, mining, construction, governmental and humanitarian sectors, including driver training, safety and medical services, and mine clearance. With extensive international reach and 22 years of experience, Exploration Logistics is a valued and proven partner to its clients.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2166977891109708270-2132541038794472225?l=www.clements.com%2Fnews%2Findex.htm' alt='' /&gt;&lt;/div&gt;</content><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2166977891109708270/posts/default/2132541038794472225'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2166977891109708270/posts/default/2132541038794472225'/><link rel='alternate' type='text/html' href='http://www.clements.com/news/2009/04/specialized-solutions-help-companies_28.html' title='Specialized Solutions Help Companies Meet New Challenges'/><author><name>Kathy</name><uri>http://www.blogger.com/profile/16139009496391547352</uri><email>noreply@blogger.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='05767974975610968566'/></author></entry><entry><id>tag:blogger.com,1999:blog-2166977891109708270.post-7197779091965647041</id><published>2009-04-02T12:33:00.007-04:00</published><updated>2009-04-03T10:21:49.645-04:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='SHRM'/><category scheme='http://www.blogger.com/atom/ns#' term='global insurance'/><category scheme='http://www.blogger.com/atom/ns#' term='canada'/><category scheme='http://www.blogger.com/atom/ns#' term='expatriate insurance'/><category scheme='http://www.blogger.com/atom/ns#' term='Society of Human Resource Management'/><category scheme='http://www.blogger.com/atom/ns#' term='Clements'/><category scheme='http://www.blogger.com/atom/ns#' term='insurance'/><category scheme='http://www.blogger.com/atom/ns#' term='Clements International'/><category scheme='http://www.blogger.com/atom/ns#' term='human resources'/><category scheme='http://www.blogger.com/atom/ns#' term='conferences'/><title type='text'>Clements Meets Global HR Leaders in Canada</title><content type='html'>&lt;a href="http://www.clements.com/blog/uploaded_images/home_banner-796979.jpg"&gt;&lt;img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 400px; height: 127px;" src="http://www.clements.com/blog/uploaded_images/home_banner-796977.jpg" border="0" alt="" /&gt;&lt;/a&gt;&lt;br /&gt;Clements International’s tradition of service to human resources professionals who send employees overseas continued with a visit to the Society for Human Resource Management’s (SHRM) Global Conference in Toronto, Ontario. The annual conference, which took place March 30 – April 1, gathers international human resource managers from all over the world to offer education, training and networking opportunities.&lt;br /&gt;&lt;br /&gt;Laura Schauble, a commercial insurance account executive at Clements, hosted a roundtable discussion during the conference to discuss international insurance and risk management issues relevant to today's global HR professional.&lt;br /&gt;&lt;br /&gt;The event also featured an exposition for organizations to showcase their products and services to attendees. Exhibitors included 65 companies providing global compensation and benefit packages, relocation, worldwide banking, language training, corporate culture audits, medical and emergency support services, and transportation. Clements participated in the exposition to provide information on its commercial and personal insurance products for expatriates, as well as promote the Expat Youth Scholarship to SHRM members.&lt;br /&gt;&lt;br /&gt;For more information on SHRM and the Global Conference, visit &lt;a href="http://www.shrm.org/"&gt;http://www.shrm.org/&lt;/a&gt;.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2166977891109708270-7197779091965647041?l=www.clements.com%2Fnews%2Findex.htm' alt='' /&gt;&lt;/div&gt;</content><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2166977891109708270/posts/default/7197779091965647041'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2166977891109708270/posts/default/7197779091965647041'/><link rel='alternate' type='text/html' href='http://www.clements.com/news/2009/04/clements-meets-global-hr-leaders-in.html' title='Clements Meets Global HR Leaders in Canada'/><author><name>Kathy</name><uri>http://www.blogger.com/profile/16139009496391547352</uri><email>noreply@blogger.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='05767974975610968566'/></author></entry><entry><id>tag:blogger.com,1999:blog-2166977891109708270.post-5542591879569832246</id><published>2009-03-26T16:52:00.004-04:00</published><updated>2009-03-26T17:03:12.241-04:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='International Insurance'/><category scheme='http://www.blogger.com/atom/ns#' term='Expat Women'/><category scheme='http://www.blogger.com/atom/ns#' term='International Organizations'/><category scheme='http://www.blogger.com/atom/ns#' term='Clements International'/><category scheme='http://www.blogger.com/atom/ns#' term='expat families'/><category scheme='http://www.blogger.com/atom/ns#' term='conferences'/><title type='text'>Clements International Presents at 2009 FAWCO Conference in Lithuania</title><content type='html'>Representatives from Clements International recently attended the 39th Biennial Conference for the Federation of American Women’s Clubs Overseas (FAWCO) in Vilnius, Lithuania. The five-day conference, titled "Open Doors to New Horizons," was held March 18-22, 2009 and covered topics of interest to American women abroad with a focus on education, the natural and human environment, multicultural understanding and international goodwill.&lt;br /&gt;&lt;br /&gt;As a long-standing sponsor of FAWCO, Clements has served as a resource and partner to its worldwide membership on the topic of international insurance. During the conference, Director of Marketing Michael Crossett delivered a presentation to attendees called, “Insurance for Individuals Living Abroad.” Click &lt;a href="http://www.clements.com/blog//Clements_Presentation09.pdf"&gt;here&lt;/a&gt; to view a PDF version. &lt;br /&gt;&lt;br /&gt;For more information about FAWCO and the 2009 Conference, visit &lt;a href="http://www.fawco.org/"&gt;www.fawco.org&lt;/a&gt;.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2166977891109708270-5542591879569832246?l=www.clements.com%2Fnews%2Findex.htm' alt='' /&gt;&lt;/div&gt;</content><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2166977891109708270/posts/default/5542591879569832246'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2166977891109708270/posts/default/5542591879569832246'/><link rel='alternate' type='text/html' href='http://www.clements.com/news/2009/03/clements-international-presents-at-2009.html' title='Clements International Presents at 2009 FAWCO Conference in Lithuania'/><author><name>Kathy</name><uri>http://www.blogger.com/profile/16139009496391547352</uri><email>noreply@blogger.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='05767974975610968566'/></author></entry></feed>                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              