Personal Accident
Personal Accident Insurance
As accidents occur quickly and often unexpectedly, many organizations and individuals choose to purchase insurance coverage to help family members and loved ones deal with the associated financial instability.
By purchasing Personal Accident Insurance, your beneficiary can receive a death benefit in the event of your accidental death during your business trip, vacation or while going about your daily activities. Policies can be written on a group or individual basis and offer flexible coverage periods. Our coverage begins at $100,000 per person and can be increased up to $1,000,000 per person.
Coverage options include:
- Accidental Death Only
Death of the insured resulting from an accident. - Accidental Death and Dismemberment
Accidental injury to the insured resulting in death, loss of sight or loss of limb(s). - Permanent Total Disablement from an Accident
A disablement which prevents the insured from obtaining any gainful employment after 12 months. - Temporary Disablement from an Accident
Accidental injury to the insured which temporarily prevents the insured from working. - Medical Expenses/Hospitalization resulting from an Accident
Necessary hospitalization and recovery expenses incurred by an insured as a result of an accident. - Evacuation and Repatriation
Reasonable traveling expenses incurred by the insured to evacuate or repatriate to the nearest suitable medical facility if disablement is expected to last four or more weeks
To receive a quote for this coverage, please click on the appropriate application below. For assistance completing the application or for additional information on our programs, please contact one of our insurance professionals at 1.202.872.0060 or 800.872.0067 or e-mail: request@clements.com.
Download: Personal Accident Insurance Application for Individuals 
Download: Personal Accident Insurance Application for Groups
To view or print the applications above, you will need Acrobat Reader. You may download a free copy of this software by clicking on the following link, Adobe Acrobat Reader.
High risk coverage for an NGO (pdf) |
Printable sheet listing available high risk coverages |
